Pandi Rais, M. Farrij Karbana, & Mokhammad Miftakhul Huda. (2021). BAD CREDIT AND THEIR IMPLICATIONS IN A REVIEW OF SHARIA BANK. Qawãnïn Journal of Economic Syaria Law, 5(2), 133–146. https://doi.org/10.30762/qawanin.v5i2.3462