2024-03-28T10:00:32Z
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/oai
oai:ojs2.103.134.17.22:article/1
2022-10-22T14:34:14Z
qawanin:ART
driver
Tahlīl Taghayyur Qīmah al-Nuqūd Fī Manẓūr al-Syarī’ah al-Islāmiyyah: تحليل تغير قيمة النقود في منظور الشريعة الإسلامية / Analysis of the Change in The Value of Money in The Perspective of Islamic Law
Bahasa Arab: تحليل تغير قيمة النقود في منظور الشريعة الإسلامية / Analysis of the Change in The Value of Money in The Perspective of Islamic Law
Zainuddin, Moch.
تغير القيمة الشرائية للنقود، قيمة النقود ، المعاملات المالية المعاصرة
Changes, the value of money, contemporary financial transaction, islamic sharia.
The problem of changes in the value of money, and the continuous fluctuation in its purchasing value, is one of the major problems that we face today. People wonder about the Sharia ruling on changes in the value during the term of the term, in the loan or deferred sale and other obligations related to the liability, and is the obligor required to fulfill the same What is his commitment or worth?. This research is a desk and applied study of the impact of changing the purchasing value of money in Islamic jurisprudence and economics, an applied study in contemporary financial transactions issues. The results of the research are that money is an idiomatic issue, and it does not have a specific form or substance required for it, and everything that people use as money or a standard can be cash, and what people call money is applied to the provisions of money such as the prohibition of usury and the obligation of zakat on it. Paper money is a special type of money, to which the provisions of money apply, but it is unique to its own provisions, including the need to take into account the change in its value.
تعد مشكلة تغير قيمة النقود، والتذبذب المستمر في قيمتها الشرائية من المشكلات الكبيرة التي نواجهها اليوم، ويتساءل الناس عن حكم الشريعة في تغير القيمة هذه في فترة الأجل، في القرض أو البيع الآجل وغيرهما من الالتزامات المتعلقة في الذمة، وهل يطلب إلى الملتزم أن يفي بمثل ما التزمه أم بقيمته؟ يعتبر هذا البحث من الدراسة المكتبية والتطبيقية لأثر تغير القيمة الشرائية للنقود في الفقه والاقتصاد الإسلامي، دراسة تطبيقية في قضايا المعاملات المالية المعاصرة. ونتائج البحث هي أن النقود مسألة اصطلاحية فلا يشترط لها شكل معين أو مادة معينةـ، وكل ما يصطلح الناس عليه نقودا أو معيارا يمكن أن يكون نقدا، وما اصطلح عليه الناس نقودا تطبق عليه أحكام النقود كمنع الربا ووجوب الزكاة فيه.والنقود الورقية نوع خاص من النقود، تنطبق عليها أحكام النقود، إلا أنها تنفرد بأحكام خاصة بها، ومنها وجوب مراعاة التغير في قيمتها.
Fakultas Syariah IAIN Kediri
2022-05-30
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/1
10.30762/qawanin.v6i1.1
Qawãnïn Journal of Economic Syaria Law; Vol. 6 No. 1 (2022): June; 1-20
Qawanin: Jurnal of Economic Syaria Law; Vol 6 No 1 (2022): June; 1-20
2622-8661
2598-3156
10.30762/qawanin.v6i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/1/56
Copyright (c) 2022 Qawanin
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/2
2022-10-22T14:34:14Z
qawanin:ART
driver
INTERNALISASI EKSEKUSI JAMINAN HAK TANGGUNGAN DALAM PEMBIAYAAN KREDIT PADA BANK SYARIAH INDONESIA (BSI) KOTA MALANG: The Internalization of Guarantee Rights Execution in Credit Financing at Indonesian Sharia Bank (BSI) Malang City
Mala, Iva
Putri, Arini
Firdausi, Aminah
Renitayani, Kadek
credit financing
internalizing of mortgage
BSI
The Financial Institution under the government and supervised by the OJK regarding credit financing in accordance with sharia provisions is the Indonesian Sharia Bank. This study uses a normative juridical approach with a descriptive approach, primary data sources and secondary data from documentation and legislation. The technique in this study uses observation and interviews. The results of this study used the internalization of the Law of the Republic of Indonesia Number 21 of 2008 concerning Islamic Banking and the Law of the Republic of Indonesia Article 6 concerning Mortgage Rights. The obstacles faced in this study are the delinquency of various characteristics of debtors who ignore their installments. Efforts made to overcome these problems are through mediation, fostering to sell the object of mortgage guarantee together and if this method does not produce results, it will be carried out with a court decision. It is hoped that the increase in the survey of the object of the mortgage guarantee can be evaluated again before approving the loan application from the debtor.
Fakultas Syariah IAIN Kediri
2022-06-27
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/2
10.30762/qawanin.v6i1.2
Qawãnïn Journal of Economic Syaria Law; Vol. 6 No. 1 (2022): June; 21-35
Qawanin: Jurnal of Economic Syaria Law; Vol 6 No 1 (2022): June; 21-35
2622-8661
2598-3156
10.30762/qawanin.v6i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/2/125
Copyright (c) 2022 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0/
oai:ojs2.103.134.17.22:article/3
2022-10-22T14:34:14Z
qawanin:ART
driver
TANGGUNG JAWAB PIHAK PT. PEGADAIAN (PERSERO)TERHADAP HILANGNYA BARANG GADAI DI PT. PEGADAIAN SYARIAH CABANG BLIMBING KOTA MALANG: RESPONSIBILITY OF PT. PEGADAIAN (PERSERO) AGAINST LOSS OF POSTAGES IN PT. PEGADAIAN SHARI’AH PAWNSHOP BLIMBING BRANCH MALANG CITY
Paulina, Yolanda
Putri, Amri
Karuniahaj, Shofa
Arighi, Hafidh
Zaki, Muhammad
responsibility
settlement method
pawn
shariah pawn
kota malang
Pegadaian shari’ah (Persero) is one of the places to provide loan funds on the basis of the law of pawning, with the condition that there is the delivery of movable objects which are used as collateral for the pledge from the customer to PT. Pegadaian shari’ah (Persero). This pawn is regulated in book II Title 20 article 1150 of the Civil Code. The pawned object must be with the pawnbroker as long as the pawnbroker has not been able to repay the loan, and the pawnshop has a great responsibility to take care of the pawned goods. If the pledged goods are damaged or lost, then the pawnbroker must provide compensation to the injured party by claiming to insurance. The purpose of this study is to find out how the responsibility of the Pawnshop to the lost collateral and find out how to solve the problem of the debtor's demands on the lost collateral at PT. Sharia Pawnshop (Persero) Blimbing Branch, Malang City. The results of the study are that if there are cases of damage or loss of collateral during the pawn process, then the PT. Pegadaian Syariah (Persero) is responsible for the damaged or lost collateral. In providing compensation, PT. Pegadaian Syariah (Persero) must be based on the provisions that have been regulated in the Pawnshop Work Order book which regulates how to provide compensation if the collateral is lost, such as conducting prior consultations with the debtor until there is an arrangement for an insurance claim so that no one is harmed from both sides parties.
PT. Pegadaian syariah ( Persero) merupakan salah satu tempat pemberian pinjaman uang berdasarkan dasar hukum gadai, dengan ketentuan terdapatnya penyerahan barang- barang beranjak yang dijadikan selaku barang agunan gadai dari pelanggan pada PT. Pegadaian syariah( persero). Gadai ini diatur dalam buku II Titel 20 bab 1150 KUHPerdata. Barang gadai wajib diantara pada pemegang gadai sepanjang donatur gadai belum sanggup melunaskan pinjamannya, serta pihak pegadaian memiliki tanggung jawab yang besar buat melindungi barang- benda gadai itu. Bila beberapa barang agun itu cacat atau lenyap, hingga pihak pemegang agun wajib membagikan ubah kehilangan pada pihak yang dibebani dengan metode meklaimkan ke asuransi. Tujuan riset ini buat mengenali gimana Tanggung jawab pihak Pegadaian kepada benda agunan yang lenyap serta mengenali metode penanganan permasalahan atas desakan debitur kepada benda agunan yang lenyap di PT. Pegadaian syariah( persero) Cabang Blimbing Kota Malang. Hasil riset merupakan bila ada permasalahan kehancuran ataupun kehabisan benda agunan sepanjang cara gadai berjalan, hingga pihak PT. Pegadaian syariah( Persero) bertanggung jawab atas barang agunan gadai yang cacat ataupun lenyap itu. Dalam membagikan ganti rugi, PT. Pegadaian syariah( Persero) wajib bersumber pada pada determinasi yang sudah diatur dalam buku Aturan Profesi Pegadaian yang menata gimana metode membagikan ubah rugi bila benda agunan itu lenyap semacam melaksanakan konferensi terlebih dulu pada debitur hingga terdapat pengurusan ke klaim asuransi alhasil tidak terdapat yang dibebani dari kedua koyak pihak.
Fakultas Syariah IAIN Kediri
2022-07-16
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/3
10.30762/qawanin.v6i1.3
Qawãnïn Journal of Economic Syaria Law; Vol. 6 No. 1 (2022): June; 72-86
Qawanin: Jurnal of Economic Syaria Law; Vol 6 No 1 (2022): June; 72-86
2622-8661
2598-3156
10.30762/qawanin.v6i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/3/129
shariah pawn
Copyright (c) 2022 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/4
2022-10-22T14:34:14Z
qawanin:ART
driver
Zakat Ayam Petelur dalam Perspektif Hukum Positif dan Hukum Islam: The Laying Hen ZakaT in Perspective of Positive and Islamic Law
Aji Purwanto, Muhamad
Setiawan
Zakat Mal, Laying Hens, Islamic Law, Positive Law
syariah
This paper discusses the laying of zakat on the perspective of Islamic law and positive Indonesian law. The amount of zakat from zakat mal that must be issued by traders is 2.5% of the amount of assets owned in trade. In the Ngrejo village area, Bakung sub-district, Blitar, there are a lot of successful layers or traders in their business. Social awareness as a Muslim entrepreneur who has an excess of assets makes several laying hens entrepreneurs in Ngrejo village issue their obligations in paying zakat. However, regarding his understanding of the conditions that must be met in issuing zakat, he still does not fully understand. The research method used in this journal is qualitative with a legal approach. Data mining methods used are interviews, observation and documentation. The results showed that several laying hens in Ngerjo Village were aware of their obligation to issue commercial zakat at 2.5% each year. However, in the implementation there are still some aspects that they have not yet understood, such as the class of people who are obliged to be treated. The rest, they have carried out what is their obligation.
Fakultas Syariah IAIN Kediri
2022-07-16
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/4
10.30762/qawanin.v6i1.4
Qawãnïn Journal of Economic Syaria Law; Vol. 6 No. 1 (2022): June; 53-71
Qawanin: Jurnal of Economic Syaria Law; Vol 6 No 1 (2022): June; 53-71
2622-8661
2598-3156
10.30762/qawanin.v6i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/4/138
Copyright (c) 2022 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/5
2022-06-20T06:00:50Z
qawanin:ART
driver
REKONSTRUKSI OBLIGASI: INVESTASI DALAM PERSPEKTIF SYARIAH
Nurul Fatma Hasan & M. Mujib Utsmani
Investment is highly recommended in Islam. The Al-Quran and Al-Hadith of Prophet Muhammad PBUH and companions support the existence of investment in the use of productive capital resources. The investment must be in accordance with the rules of Islam. Norms in investing according to sharia are free from elements of usury, uncertainty (gharar), gambling (maysir), haram, and syubhat. Bond is one form of investment, but the practice of conventional bonds is usury which is clearly forbidden by the verses of the Qur'an and hadith Saheeh and consensus (ijma ') of the scholars both salaf and khalaf. The reconstruction of bonds to conform to sharia principles needs to take into account some of the underlying prohibitions with bonds. Basically the fundamental difference between sharia bonds and conventional bonds lies in the determination of interest rates of magnitude determined at the beginning of the transaction. Syariah bonds are not a fixed interest-bearing debt as contained in conventional bonds, but rather are fund-raisers based on the principle of profit-sharing. The transaction is not a debt of accounts receivable but an inclusion. Sharia bonds (sukuk) as a form of financing and investment allow some form of structure that can be offered to avoid usury. Sharia bonds can be profit sharing based on mudharabah / muqaradhah / qiradh or musyarakah. While margin / fee based on murabaha or salam or istishna '.
Fakultas Syariah IAIN Kediri
2017-01-30
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/5
10.30762/q.v1i1.483
Qawãnïn Journal of Economic Syaria Law; Vol. 1 No. 1 (2017): Januari; 1-25
Qawanin: Jurnal of Economic Syaria Law; Vol 1 No 1 (2017): Januari; 1-25
2622-8661
2598-3156
10.30762/q.v1i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/5/1
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0/
oai:ojs2.103.134.17.22:article/6
2022-06-20T06:00:50Z
qawanin:ART
driver
JASA TAHLIL PRABAYAR DESA KAMPUNG DALEM KOTA KEDIRI
Dyah Ayu Setiyarini, dkk
In Indonesia it appears logical, it has a lot of "tahlil". Even has become flesh among Muslims. Before Islam came there was no "tahlil". It used to be people's habits if someone dies after neighbors gathered at the funeral home and sometimes they gamble to stay up until morning. Then came the cleric called a "Wali Songo" to change the habits of people get together and play gambling be gathered to pray for the deceased which called "tahlilan". "Tahlil" comes from the word "" ھلل - یھلل - تھلیلاwhich means to read lafadz " "لاإلھإلاااللهwhich means there is no god but Allah. That is the purpose of reading “tahlil” was read verses or dhikr of Allah. The rituals like this is not just a "tahlil ", but there are also" Manakib "," Istighosah "and others.But in so far is that all based on the power of money. Many of the chairman of the "tahlil" put a price on his services. Sometimes there are individuals and there are also tahlil institutions service providers. Usually this tahlil services performed for seven days after someone dead. But there is also held because there are certain necessities such as in calling for a single day during the ritual forty days of death, hundred days of death, a thousand days of death, birth of a baby, seven months of pregnancy and others. In taking wages in terms of worship is a lot of disagreement among scholars,there should be and there should not be. And both have a legal basis tosupport this.
Keywords: tahlil, manakib, istighosah
Fakultas Syariah IAIN Kediri
2017-01-30
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/6
10.30762/q.v1i1.484
Qawãnïn Journal of Economic Syaria Law; Vol. 1 No. 1 (2017): Januari; 26-41
Qawanin: Jurnal of Economic Syaria Law; Vol 1 No 1 (2017): Januari; 26-41
2622-8661
2598-3156
10.30762/q.v1i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/6/2
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by-nc-nd/4.0
oai:ojs2.103.134.17.22:article/7
2022-06-20T06:00:50Z
qawanin:ART
driver
ANALISIS KECURANGAN DALAM TAKARAN DAN TIMBANGAN OLEH PEDAGANG DITINJAU DARI FIQIH RIBA (STUDI KASUS DI PASAR BANDAR KEDIRI)
Linda Khoirun Nisak, dkk
n marketing activities, there are elements called the marketing mix that includes product, price and promotion, and one of the elements that were also very instrumental is a place in this case a distribution channel.In an effort to increase sales of its products, the company has a strategy that is by giving gifts to customers with certain conditions. Gift-giving is done by a distributor. Being a distributor must have the ability to sell a product. Not only a limited ability alone, ethics must be owned by a distributor.Based on research through interviews,distributor of coffee products Tora Bika has adopted the ethics promotion. Ethics used has been well received by consumers with evidence that many new customers who take the program prizes that have been awarded by the company. So Tora Bika Coffee product sales increased.From the description above, the company is expected to add strategies such as gift order coffee products Tora Bika could be easily bought among consumers.
Kata Kunci: etika distributor, pemberian hadiah, daya beli
Fakultas Syariah IAIN Kediri
2017-01-30
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/7
10.30762/q.v1i1.488
Qawãnïn Journal of Economic Syaria Law; Vol. 1 No. 1 (2017): Januari; 106-126
Qawanin: Jurnal of Economic Syaria Law; Vol 1 No 1 (2017): Januari; 106-126
2622-8661
2598-3156
10.30762/q.v1i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/7/6
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by-nc-nd/4.0
oai:ojs2.103.134.17.22:article/8
2022-06-20T06:00:50Z
qawanin:ART
driver
ANALISIS PENGELOLAAN DAN DAMPAK SAMPAH TERHADAP KONSUMSI WARGA SEKITAR TEMPAT PEMBUANGAN AKHIR
Nina Oktaviani, dkk.
In human economic activity can not be separated from consumption activities, both the consumption of goods, services and consumption other needs such as eating, drinking, etc. This is because basically all humans need to eat and drink to sustain their life. Where consumption itself serves as a contributing factor in human life. Like eating, humans need to eat for the resilience of his power and to maintain good health. Thus they can maintain their life, especially in conducting worship to Allah SWT.Dalam kegiatan ekonomi manusia tidak terlepas dari kegiatan konsumsi, baik konsumsi barang, jasa maupun konsumsi kebutuhan lainnya seperti makan, minum, dll. Hal ini disebabkan karena pada dasarnya semua manusia memerlukan makan dan minum untuk kelangsungan hidap mereka. Dimana konsumsi sendiri berperan sebagai faktor pendukung dalam kehidupan manusia. Seperti makan, manusia memerlukan makan untuk ketahanan daya tubuhnya serta untuk menjaga kesehatan tubuhnya. Dengan demikian mereka dapat mempertahankan kelangsungan hidupnya terutama dalam menjalankan ibadah kepada Allah SWT.
Kata kunci: Konsumsi, Plastik dan TPA
Fakultas Syariah IAIN Kediri
2017-01-30
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/8
10.30762/q.v1i1.487
Qawãnïn Journal of Economic Syaria Law; Vol. 1 No. 1 (2017): Januari; 83-105
Qawanin: Jurnal of Economic Syaria Law; Vol 1 No 1 (2017): Januari; 83-105
2622-8661
2598-3156
10.30762/q.v1i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/8/5
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by-nc-nd/4.0
oai:ojs2.103.134.17.22:article/9
2022-06-20T06:00:50Z
qawanin:ART
driver
PENGARUH ASPEK HUKUM PERJANJIAN (AKAD) DAN PENJAMINAN TERHADAP ANTISIPASI PEMBIAYAAN BERMASALAH PADA PT. BPRS RAHMA SYARIAH JL. DR WAHIDIN NO. 85 KECAMATAN GURAH KABUPATEN KEDIRI
Nur Latifatur Rohmah, dkk
Islamic Bank is a financial institution in its activities to collect public funds and distribute funds to the community by using the principles of sharia. In particular BPRS Islamic Bank are doing a lot of traffic is certainly not foreign financing when associated with the agreement and guarantee. Agreements always be done in a contract any loan product Islamic Bank. However, for the agreement bind the need for collateral and guarantees that can bind when a breach occursin the following days. The agreement was legally binding. But the fact still happened financing problems. At least the existence of agreements, guarantees and collateral can be overcome or minimize the problem of financing. So with that bond customers will be more responsible and discipline again any agreements that have been made previously.
Bank Syariah adalah suatu lembaga keuangan yang dalam kegiatannya menghimpun dana masyarakat dan menyalurkan dana kepada masyarakat dengan menggunakan prinsip syariah. Dalam Bank Syariah khususnya BPRS yang banyak melakukan lalu lintas pembiayaan tentunya tidak asing lagi bila dikaitkan dengan perjanjian maupun penjaminan. Perjanjian selalu dilakukan dalam melakukan akad setiap produk pembiayaan Bank Syariah. Namun demikian, untuk mengikat perjanjian tersebut perlu adanya agunan maupun jaminan yang dapat mengikat bilamana terjadi cidera janji di kemudian hari. Perjanjian tersebut telah mengikat secara hukum. Tetapi kenyataanya juga masih terjadi pembiayaan bermasalah. Setidaknya adanya perjanjian, penjaminan dan agunan dapat mengatasi maupun meminimalisir dari pembiayaan bermasalah. Sehingga dengan adanya ikatan tersebut nasabah akan lebih bertanggung jawab dan disiplin lagi setiap perjanjian yang telah dibuat sebelumnya.
Kata Kunci: perjanjian, penjaminan, agunan, pembiayaan bermasalah
Fakultas Syariah IAIN Kediri
2017-01-30
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/9
10.30762/q.v1i1.486
Qawãnïn Journal of Economic Syaria Law; Vol. 1 No. 1 (2017): Januari; 61-82
Qawanin: Jurnal of Economic Syaria Law; Vol 1 No 1 (2017): Januari; 61-82
2622-8661
2598-3156
10.30762/q.v1i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/9/4
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by-nc-nd/4.0
oai:ojs2.103.134.17.22:article/10
2022-06-20T06:00:50Z
qawanin:ART
driver
PERAN DAN ETIKA DISTRIBUTOR DALAM PEMBERIAN HADIAH (PRODUK KOPI TORA BIKA) GUNA MENINGKATKAN DAYA BELI PAGUYUPAN PEMILIK WARUNG
Marminingsih, dkk
In marketing activities, there are elements called the marketing mix that includes product, price and promotion, and one of the elements that were also very instrumental is a place in this case a distribution channel.In an effort to increase sales of its products, the company has a strategy that is by giving gifts to customers with certain conditions. Gift-giving is done by a distributor. Being a distributor must have the ability to sell a product. Not only a limited ability alone, ethics must be owned by a distributor.Based on research through interviews, distributor of coffee products Tora Bika has adopted the ethics promotion. Ethics used has been well received by consumers with evidence that many new customers who take the program prizes that have been awarded by the company. So ToraBika Coffee product sales increased.From the description above, the company is expected to add strategies such as gift order coffee products Tora Bika could be easily bought among consumers.Dalam kegiatan pemasaran ada unsur-unsur yang dinamakan dengan marketing mix yang meliputi produk, price, dan promotion, dan salah satu dari unsur itu yang juga sangat berperan adalah place dalam hal ini merupakan saluran distribusi. Dalam upaya meningkatkan penjualan produknya, perusahaan ini memiliki strategi yaitu dengan memberikan hadiah kepada konsumen dengan syarat tertentu. Pemberian hadiah ini dilakukan oleh seorang distributor. Menjadi seorang distributor harus memiliki kemampuan dalam memasarkan suatu produk. Tidak hanya sebatas kemampuan saja, etika juga harus dimiliki oleh seorangdistributor. Berdasarkan penelitian melalui wawancara, distributor dari produk Kopi Tora Bika sudah menerapkan etika-etika promosi. Etika yang digunakan telah diterima baik oleh konsumen dengan bukti bahwa banyak konsumen baru yang mengikuti program hadiah yang telah diberikan perusahan. Sehingga penjualan produk Kopi Tora Bika meningkat. Dari uraian diatas, diharapkan perusahaan dapat menambah strategi-strategi seperti pemberian hadiah agar produk Kopi Tora Bika tetap aksis dikalangan konsumen/masyarakat.
Kata Kunci: etika distributor, pemberian hadiah, daya beli
Fakultas Syariah IAIN Kediri
2017-01-30
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/10
10.30762/q.v1i1.485
Qawãnïn Journal of Economic Syaria Law; Vol. 1 No. 1 (2017): Januari; 42-60
Qawanin: Jurnal of Economic Syaria Law; Vol 1 No 1 (2017): Januari; 42-60
2622-8661
2598-3156
10.30762/q.v1i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/10/3
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by-nc-nd/4.0
oai:ojs2.103.134.17.22:article/11
2022-06-20T06:03:05Z
qawanin:ART
driver
لشركة في الفقه الإسلامي والوضعية المعاصرة
Ahmad Junaidi
companies in Islam
Islamic society
Many people believe that existing companies in the field of application are the product of Western civilization and are seen as evidence of their progress and this belief is wrong for many Islamic countries to convey them in bulk and to apply them without any scrutiny or development that is appropriate to the Islamic society.
The company launches, among other things: 1) mixing of funds, 2) mixing of partners' business. The contract that creates this transaction is called because it is confused and this is the most used by the scholars.
This research is concerned in highlighting companies in Islam, focusing on their own aspects, and indicating the most important differences between them and the developing companies
Fakultas Syariah IAIN Kediri
2017-12-25
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/11
10.30762/q.v1i2.510
Qawãnïn Journal of Economic Syaria Law; Vol. 1 No. 2 (2017): Juli; 1-20
Qawanin: Jurnal of Economic Syaria Law; Vol 1 No 2 (2017): Juli; 1-20
2622-8661
2598-3156
10.30762/q.v1i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/11/7
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by-nc-nd/4.0
oai:ojs2.103.134.17.22:article/12
2022-06-20T06:03:05Z
qawanin:ART
driver
عقد المضاربة في المعاملات المالية المعاصرة
Qibtiyatul Munawaroh
mudlarabah
financial transactions
The Mudarabah Company holds in the modern financial transactions of the contracts that are based on the honesty of the speculator in his work, and his honesty and sincerity, which are worthy qualities to instill in the hearts of traders and businessmen; because speculative is a great door for economic activity, where there are many people have the competence and ability to run the money And thus facilitate the contracts of speculation open the livelihoods of many workers and increase the movement of trade.
Keywords: mudlarabah, financial transactions
Fakultas Syariah IAIN Kediri
2017-12-25
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/12
10.30762/q.v1i2.511
Qawãnïn Journal of Economic Syaria Law; Vol. 1 No. 2 (2017): Juli; 21-37
Qawanin: Jurnal of Economic Syaria Law; Vol 1 No 2 (2017): Juli; 21-37
2622-8661
2598-3156
10.30762/q.v1i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/12/8
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by-nc-nd/4.0
oai:ojs2.103.134.17.22:article/13
2022-06-20T06:03:05Z
qawanin:ART
driver
STRATEGI PEMERINTAH KOTA KEDIRI DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT MELAUI PRODAMAS (Studi Penelitian di Kantor Pemberdayaan Masyarakat dan di Desa Tamanan RT 01 RW 03)
Ahmad Farhan A.A, dkk.
government strategy
social welfare and Prodamas
Prodamas adalah salah satu progam andalan pemerintah kota kediri dalam meningkatkat kesejahteraan masyarakatnya, karena sistem prodamas yaitu memberikan bantuan dalam bentuk infrastuktur, sosial dan ekonomi yang senilai 50 jt per tahun yang di berikan ke setiap wilayah rukun tetangga (RT) di kawasan kota kediri. Penelitian ini di lakukan di Kantor Pemberdayaan Masyarakat Kota Kediri dengan tujuan yaitu untuk mengetahui sejauh mana strategi pemerintah kota kediri melaui Progam Fasilitas Pemberdayaan Masyarakat (PRODAMAS) dalam menciptakan kesejahteraan masyarakat kota kediri. Hasil penelitian menjunjukan, pelaksanaan progam prodamas sudah berjalan dengan cukup baik di wilayah RT se-kota kediri karena penerapan sistem prodamas tidak serta merta memberikan bantuan dana yang di berikan secara langsung sebesar 50 jt ke setiap RT, tetapi melaui beberapa proses tertentu yang di lakukan masyarakat RT dengan mengadakan musyawarah bersama, sehingga prodamas tidak memberikan dalam bentuk uang tetapi dalam bentuk barang dari hasil musyawarah yang telah di setujui oleh warga RT. Selain itu untuk mengantisi pasi penyelewengan dana maka di bentuklah beberapa tim koordinasi yaitu tim koordinasi tingkat kota, tim koordinasi tingkat kecamatan, tim koordinasi tingkat kelurahan, tim swakelola dan pendamping.
Prodamas is one of the mainstays of government programs Kediri in increasing welfare, because prodamas system that provides assistance in the form of infrastructure, social and economic worth 50 million Rupiah per year that is given to each area of the neighborhood (RT) in the area of Kediri. The research was conducted at the Community Development Office of Kediri with the aim of which is to determine the extent of the Kedirigovernment's strategyProgram through Community Empowerment Facility (Prodamas) in creating public welfare Kediri. Results of the research shows the implementation of the prodamasprogram has already worked quite well in all entire RT in Kediri because it was the application of the system prodamas did not necessarily provide financial assistance that is provided directly by 50Million Rupiah to each RT, but through some specific processes in RT community do to hold deliberations together, so prodamasdid not give in the form of cash but in kind from the results of consultation that has been approved by the citizens of RT. In addition, to anticipate the misappropriation of funds, in the form a coordination team that some city-level coordination team, team coordination sub-district, sub-district level coordination team, self-managed teams and company.
Fakultas Syariah IAIN Kediri
2017-12-25
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/13
10.30762/q.v1i2.512
Qawãnïn Journal of Economic Syaria Law; Vol. 1 No. 2 (2017): Juli; 38-67
Qawanin: Jurnal of Economic Syaria Law; Vol 1 No 2 (2017): Juli; 38-67
2622-8661
2598-3156
10.30762/q.v1i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/13/9
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by-nc-nd/4.0
oai:ojs2.103.134.17.22:article/15
2022-06-20T06:03:05Z
qawanin:ART
driver
ANALISIS SEWA MENYEWA TANAH DESA DENGAN SISTIM BERGILIR SEBAGAI UPAYA PEMBERDAYAAN MASYARAKAT (STUDI KASUS DI DESA PAGU KABUPATEN KEDIRI)
Alya Nurromah, dkk.
Leasing
rotating system
community empowerment
Sewa menyewa adalah suatu akad yang berisi penukaran manfaat dengan jalan memberikan imbalan dalam jumlah tertentu. Sistem bergilir yaitu perangkat unsur yang secara teratur saling berkaitan sehingga membentuk suatu totalitas. Pemberdayaan masyarakat yaitu proses pribadi dan sosial, suatu pembebasan kemampuan pribadi, kompetensi, kreatifitas dan kebebasan bertindak.Tujuanpenelitian ini adalah untuk mengetahui pelaksanaan sewa menyewa tanah desa dengan sistim bergilir.Untuk mengetahui bagaimana pelaksanaan sewa menyewa tanah terhadap pemberdayaan masyarakat. Dalam penelitian pendekatan yang digunakan adalah metode penelitian kualitatif. Penelitian ini menggunakan data primer, yaitu pewawancara menemui secara langsung narasumber yang menjadi responden dalam penelitian ini. Dari wawancara yang dilakukan, dapat diketahui bahwa Sistem sewa menyewa tanah dengan sistem bergilir di desa Pagu yaitu dengan menggilir penyewa tanah desa oleh aparat desa. Sistem sewa menyewa tanah secara bergilir terhadap pemberdayaan masyarakat yaitu dengan meningkatnya semangat masyarakat dalam mengelola tanah yang disewa agardapat memberikan hasil yang maksimal.
A lease is a contract that provides benefits exchange by way of reward in a certain amount. Regularly shift which the device regularly elements interconnected to form a totality. Community empowerment is personal and social processes, an exemption of personal ability, competence, creativity and freedom of acts. The aim of this study is to investigate the implementation of rural land lease with the rotating system. To find out how the implementation of the lease of land to community empowerment. In the research approach used is qualitative research methods. This study uses primary data, the interviewer directly meet speakers who were respondents in this study. From the interviews conducted, it can be seen that the land lease system in shifts in the village Capping namely by rotating tenants village by village officials. System lease land in rotation to the empowerment of increased community spirit manage rented land in order to provide maximum results.
Fakultas Syariah IAIN Kediri
2017-12-25
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/15
10.30762/q.v1i2.513
Qawãnïn Journal of Economic Syaria Law; Vol. 1 No. 2 (2017): Juli; 68-85
Qawanin: Jurnal of Economic Syaria Law; Vol 1 No 2 (2017): Juli; 68-85
2622-8661
2598-3156
10.30762/q.v1i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/15/10
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by-nc-nd/4.0
oai:ojs2.103.134.17.22:article/16
2022-06-20T06:03:05Z
qawanin:ART
driver
PENGARUH PRODUKSI KULINER SIPUT TERHADAP KESEJAHTERAAN PENJUAL DI DESA DJENGKOL, PLOSOKLATEN, KEDIRI
Moch. Bayu Al Fatih, dkk.
Economy
Production
Islamic Law
Siput merupakan salah satu hewan yang dapat diproduksi oleh pabrik untuk dijadikan bahan konsumsi manusia. Berkaitan dengan hal tersebut produksi sangat erat kaitannya dengan mengolah siput hingga menjadi makanan yang dapat dikonsumsi. Pengertian dari produksi sendiri yaitu kegiatan manusia untuk menghasilkan barang dan jasa yang kemudian dimanfaatkan oleh konsumen. Secara teknis, produksi adalah proses mentransformasikan input menjadi output. Produksi mempunyai peranan penting dalam menentukan taraf hidup manusia dan kemakmuran suatu bangsa. Siput menjadi salah satu output dalam produksi dan menjadi bahan makanan yang digemari oleh masyarakat Indonesia. Dalam konteks tersebut, Islam berperan yaitu dalam memandang tingkat kehalalannya. Islam dalam memproduksi sesuatu harus mementingkan kehalalan. Majelis Ulama Indonesia turun tangan dan berijtihad dalam menentukan tingkat kehalalan mengonsumsi siput. Siput sangat banyak mempunyai manfaat dan menjadi makanan khas dan favorit di Kabupaten Kediri umumnya, bahkan di Kediri penjualan daging siput maupun olahan siput ini menjadikan masyarakat mengalami kemakmuran dan menjadi suatu tempat yang sangat digemari para wisatawan untuk mencicipi siput dan menjadi salah satu kampung siput di Kediri, dengan penduduk pengolah siput terbanyak di Kediri. Bahkan terdapat pabrik yang memproduksi siput yang sasaran penjualannya hingga ke luar negeri. Meski manfaatnya yang begitu menonjol MUI tetap mengharamkan masyarakat muslim mengonsumsi siput dikarenakan siput yang hidup dalam dua alam.
Snails are one of the animals that can be produced by the factory to be used as human consumption. In this regard, the production process is closely associated with the snails as food that can be consumed. Definition of production itselfis thhuman activities toproduce goods and services that are then it is used by consumers. Technically, the production is the process of transforming inputs into outputs. The production has an important role indetermining the extent of human life and prosperity of a nation. Snails become one of the output in production and into food favored by the people of Indonesia. In that context, Islam has its role that is seeing its level of halal. Islam in producing something concerned with halal. Indonesian Council of Religious Scholars intervened in determining the level of halal in term of eating snails. Snails has many benefit and to be the specialty and favorite food in Kediri generally, even in Kediri the market selling of snails or processed snails makes society welfare become a place that is very popular for tourists to taste the snails and become one of the villages snails in Kediri, with the highest processing snails in Kediri. There is even a factory that produces the target slugs through to overseassales. Despite its benefitsaresoprominentfixed MUI forbids Muslim society due to snail eating snail that lives in two realms.
Fakultas Syariah IAIN Kediri
2017-12-25
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/16
10.30762/q.v1i2.514
Qawãnïn Journal of Economic Syaria Law; Vol. 1 No. 2 (2017): Juli; 86-105
Qawanin: Jurnal of Economic Syaria Law; Vol 1 No 2 (2017): Juli; 86-105
2622-8661
2598-3156
10.30762/q.v1i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/16/11
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by-nc-nd/4.0
oai:ojs2.103.134.17.22:article/17
2022-06-20T06:03:05Z
qawanin:ART
driver
ANALISIS PRAKTEK KECURANGAN TIMBANGAN PADA PEDAGANG KEBUTUHAN POKOK DITINJAU DARI ETIKA BISNIS ISLAM ( Studi Kasus di Pasar Bandar Kecamatan Mojoroto Kota Kediri)
Amik Nurlita Sari, dkk.
riba
buying
Diantara jual beli yang dilarang oleh hukum fiqh adalah riba. Riba secara bahasa berarti penambahan, pertumbuhan, kenaikan, dan ketinggian, Riba adalah penambahan dari salah satu dari dua ganti yang sejenis tanpa ada ganti dari tambahan ini. Tidak semua tambahan dianggap riba, karena tambahan terkadang dihasilkan dalam sebuah perdagangan dan tidak ada riba di dalamnya, hanya saja tambahan yang diistilahkan dengan nama “riba” dan Al-Qur’an datang menerangkan pengharamannya adalah tambahan yang diambil sebagai ganti dari tempo.
Among the buying and selling are prohibited by law of fiqh is riba. Riba literally means additions, growth, rise, and altitude.Riba is the addition of one of two similar dressing without dressing of these additions. Not all of the extras is considered of riba, because additional sometimes resulting in a trade and it is notriba there, just that extra termed "riba" and the Qur'an came to explain thelaw, it is the improve and taken for instead of tempo.
Fakultas Syariah IAIN Kediri
2022-05-16
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/17
10.30762/q.v1i2.515
Qawãnïn Journal of Economic Syaria Law; Vol. 1 No. 2 (2017): Juli; 106-124
Qawanin: Jurnal of Economic Syaria Law; Vol 1 No 2 (2017): Juli; 106-124
2622-8661
2598-3156
10.30762/q.v1i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/17/12
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by-nc-nd/4.0
oai:ojs2.103.134.17.22:article/18
2022-10-22T14:34:14Z
qawanin:ART
driver
Anthropology of Islamic Law as an Approach in the Practice of Buying and Selling Online
Witro, Doli
Zufriani
Arifin, Tajul
Athoillah, Mohamad
Anthropology, Islamic Law, Buying and Selling, Online
Information technology has changed the ways of transacting and opened up new opportunities in conducting business transactions. An online sale and purchase agreement via the internet is considered valid if it meets subjective and objective conditions. Trading business activities via the internet are known as electronic commerce (e-commerce). It has become a necessity that society always experiences changes which are often followed by changes in mindset and values. On the other hand, the legal anthropology approach in research on Islamic law, both the study of normative laws (in the Qur’an) and empirical ones (in the practice of Muslims), has not been fully used. This article describes the anthropological approach of Islamic law in viewing the phenomenon of online buying and selling practices in Indonesia. This article aims to highlight the practice of buying and selling online using an anthropological approach to Islamic law. This article is qualitative research with library research. This article uses a Normative-Anthropological approach. The data in this study were obtained from library materials such as books, journals, and others related to the problems studied, namely the anthropology of Islamic law and online buying and selling. Data analysis techniques used are data condensation, data presentation, and drawing conclusions. The analysis results show that economic activity, including buying and selling online, relies heavily on language as a symbol of interaction. In other words, humans and the economy always prioritize symbolic interactionism in negotiating the desires and expectations of sellers and buyers, that is where anthropology and economics meet.
Fakultas Syariah IAIN Kediri
2022-07-16
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/18
10.30762/qawanin.v6i1.18
Qawãnïn Journal of Economic Syaria Law; Vol. 6 No. 1 (2022): June; 36-52
Qawanin: Jurnal of Economic Syaria Law; Vol 6 No 1 (2022): June; 36-52
2622-8661
2598-3156
10.30762/qawanin.v6i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/18/127
Copyright (c) 2022 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/19
2022-06-20T06:03:31Z
qawanin:ART
driver
PEMBIAYAAN MURABAHAH DALAM PERSPEKTIF FATWA DSNMUI
M. Sholeh Mauluddin, M.Ei.
murabahah
fatwa
wakalah
Penelitian ini bertujuan untuk mengkaji apakah aplikasi pembiayaan murabahah di LKS telah sesuai dengan Fatwa DSN MUI. Hasil penelitian ini secara teoritis juga diharapkan dapat memberikan kontribusi pemikiran dalam khazanah intelektual Islam. Secara praksis diharapkan mampu memberikan sumbangan pemikiran kepada LKS agar mampu mengaplikasikan pembiayaan mudharabah yang benar-benar bebas bunga. Dalam menganalisa permasalahan diatas, penulis menggunakan metode analitik evaluatif. Jenis penelitian yang digunakan merupakan penelitian yang digunakan merupakan penelitian lapangan. Artinya penelitian diarahkan pada aplikasi murabahah di LKS. Obyek yang dijadikan penelitian adalah BPR Syariah Rossa. Teknis sampel yang digunakan purposive sampling. Pengumpulan data dilakukan dengan teknik wawancara dan dokumentasi. Melalui penelitian yang dilakukan, aplikasi murabahah di BRI Syariah Pare menyimpang dari ketentuan yang ada dalam Fatwa DSN MUI. Penyimpangan murabahah terletak pada akad wakalah yang digunakan dalam pembiayaan murabahah. Akad wakalah ini memposisikan nasabah mewakilkan dirinya sendiri untuk membeli barang yang dibutuhkan. Dalam keadaan seperti ini nasabah mempunyai dua posisi, yakni yang mewakilkan dan yang mewakili. Suatu akad harus dilakukan oleh berbilang pihak. Ada pihak yang mewakilkan dana dan pihak lain yang mewakili. Dengan demikian akad jual beli murabahah di BPR Syariah Rossa tersebut tidak sah karena tidak memenuhi syarat dan rukun akad, serta tidak sesuai dengan Fatwa DSN MUI.
This study aims to examine whether the application of murabahah financing at LKS is in line with the MUI DSN Fatwa. The results of this study theoretically are also expected to contribute ideas in the treasures of Islamic intellectuals. Practically, it is expected to be able to contribute ideas to LKS in order to be able to apply mudharabah financing that is truly interest-free. In the process of analyzing the problems, the author uses analytical evaluative methods. The type of research used is the field research. This means that research is directed at murabahah applications on LKS. The object used for the study was BPR Syariah Rossa. The sample technique used was purposive sampling. Data collection is done by interview techniques and documentation. Through the research carried out, murabahah applications at BRI Syariah Pare deviate from the provisions in the MUI DSN Fatwa. Murabahah bias is in the wakalah contract used in murabahah financing. This contract of time positions the customer to represent himself to buy the items needed. In this situation the customer has two positions, namely the representative and the representative. A contract must be carried out by various parties. The parties who give the representation and other parties who represent. Thus, the murabahah sale and purchase contract in BPR Syariah Rossa is invalid because it does not meet the requirements andharmonious contract, and is not in line with the MUI DSN Fatwa.
Fakultas Syariah IAIN Kediri
2018-01-27
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/19
10.30762/q.v2i1.1044
Qawãnïn Journal of Economic Syaria Law; Vol. 2 No. 1 (2018): Januari; 1-19
Qawanin: Jurnal of Economic Syaria Law; Vol 2 No 1 (2018): Januari; 1-19
2622-8661
2598-3156
10.30762/q.v2i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/19/13
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/20
2022-06-20T06:03:31Z
qawanin:ART
driver
PERJANJIAN WARALABA DALAM PERSPEKTIF BISNIS SYARI`AH
Dr. Abdullah Taufik, M.HI.
Intelectual Property Rights
The Franchise
Good name
Intellectual property rights as the crystallization of someone's hard work in discoveries, literary and artistic works, the images of extraordinary value as a result of the development of science and technology. The franchise system contains an abstract wealth that has high economic value such as, images or good name (good will) that is required in the business world as an effort to seize the market share that plays a very big role. In relation to the amount of rewards received by the Franchise or as the owner of intellectual property rights, to be reviewed in the next Sharia’s perspective.
Fakultas Syariah IAIN Kediri
2018-01-27
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/20
10.30762/q.v2i1.1045
Qawãnïn Journal of Economic Syaria Law; Vol. 2 No. 1 (2018): Januari; 20-36
Qawanin: Jurnal of Economic Syaria Law; Vol 2 No 1 (2018): Januari; 20-36
2622-8661
2598-3156
10.30762/q.v2i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/20/14
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/21
2022-06-20T06:03:31Z
qawanin:ART
driver
PELAYANAN JASA PIJAT TUNA NETRA TERHADAP PELANGGAN
Dewi Suci Lestari, dkk
Service company
Blind People Massage
Perusahaan jasa adalah perusahaan yang menjual jasa untuk memenuhi kebutuhan konsumen. Dengan kata lain, perusahaan jasa menjual “barang” tidak berwujud. Panti Pijat Tunanetra Cabang Kediri merupakan salah satu Perusahaan Jasa di bidang Kesehatan. Pijat adalah penekanan pada bagian-bagian tubuh tertentu dengan tujuan untuk menghilangkan rasa sakit yang diderita dan mengembalikan tubuh menjadi segar bugar kembali. Pelayanan merupakan aktivitas tambahan di luar tugas pokok yang diberikan kepada konsumen serta dirasakan baik sebagai penghargaan maupun penghormatan. Adapun tujuan penelitian ini ialah untuk mengetahui apakah sudah terlaksana dengan baik mengenai pelayanan dan pemberian upah pada Panti Pijat Tunanetra Cabang Kediri.Jenis penelitian ini ialah penelitian kualitatif. Sehingga penelitian ini merupakan penelitian lapangan yang bersifat perspektif analitik yang berlokasi di Panti Pijat Tunanetra Cabang Kediri. Metode pengumpulan data menggunakan metode wawancara.Masalah yang ada dalam penelitian ini kemudian di analisis dengan pendekatan normatif dan analisis deduktif-induktif. Hasil dari penelitian ini dapat disimpulkan bahwa pelayanan dan pemberian upah pada Panti Pijat Tunanetra Cabang Kediri sudah dilakukan dengan baik.
Service company is a company that sells services to meet the needs of consumers. In other words, service companies selling "stuff" intangible”. Blind People Massage Kediri is one of the company in the field of Health. Massage is an muscular emphasis on certain parts of the body with the aim to eliminate the pain and brings the body back into good shape. Services are additional activities out of the main tasks given to the consumer as well as the perceived either as a appreciation or respect. The purpose of this study was to determine whether performing well regarding service and remuneration at the Blind Massage Kediri. This type of research is qualitative research. So this research is a field of research that is both analytic perspective which is located in Kediri Blind Massage. Methods of data collection using interviews. The existing problems in this study then analyzed the normative approach and deductive-inductive analysis. The results of this study can be concluded that the service and remuneration at the Blind Massage Kediri have done much better.
Fakultas Syariah IAIN Kediri
2018-01-27
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/21
10.30762/q.v2i1.1046
Qawãnïn Journal of Economic Syaria Law; Vol. 2 No. 1 (2018): Januari; 37-52
Qawanin: Jurnal of Economic Syaria Law; Vol 2 No 1 (2018): Januari; 37-52
2622-8661
2598-3156
10.30762/q.v2i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/21/15
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/22
2022-06-20T06:03:31Z
qawanin:ART
driver
PRODUKSI GULA MERAH DI RT 002 RW 002 DESA SLUMBUNG KECAMATAN NGADILUWIH KABUPATEN KEDIRI BERDASARKAN PERSPEKTIF ISLAM
Elsa Karino, dkk.
Production
Red Sugar
benefiting
Produksi merupakan kegiatan mengubah input menjadi out put melalui proses tranformasi. Input berupa man, money, method, material, machine. Sedangkan out put berupa barang atau jasa.Tujuan Produksi secara umum adalah untuk memenuhi kebutuhan-kebutuhan individu. Terdapat beberapa faktor yang mempengaruhi produksi yaitu tanah dan segala potensi ekonomi yang diolah dan tidak dapat dipisahkan dari proses produksi, tenaga kerja terkait langsung dengan tuntutan hak milik melalui produksi, dan modal, manajemen serta teknologi. Dalam produksi terdapat macam-macam produksi yaitu produksi yang bersifat terputus-putus dan bersifat terus menerus. Produksi jika ditinjau dari perspektif Islam maka harus memenuhi prinsip-prinsip sebagai berikut. Pertama, berproduksi dalam lingkaran yang halal. Kedua, mengelola sumber daya alam dalam berproduksi dimaknai sebagai proses menciptakan kekayaan dengan memanfaatkan sumber daya alam harus bersandarkan visi penciptaan alam ini dan seiring dengan visi penciptaan manusia yaitu sebagai rahmat bagi seluruh alam. Ketiga, Khalifah di muka bumi tidak hanya berdasarkan pada aktivitas menghasilkan daya guna suatu barang saja melainkan Bekerja dilakukan dengan motif kemaslahatan untuk mencari keridhaan Allah Swt.
Production is an activity to convert inputs into outputs through the transformation process. Input in the form of man, money, method, material, machine. While the output is in the form of goods or services. The purpose of production in general is to meet individual needs. There are several factors that influence production namely land and all economic potential that is processed and cannot be separated from the production process, labor is directly related to the demands of property rights through production, and capital, management and technology. In production there are various types of production, namely production which is intermittent and continuous. The production, if viewed from an Islamic perspective, it must fulfill the following principles. First, produce in a halal circle. Second, managing natural resources in production is interpreted as the process of creating wealth by utilizing natural resources must rely on the vision of the creation of this nature and along with the vision of human creation, namely as a blessing for all nature. Third, the Caliph on the earth is not only based on the activity of producing the usefulness of an item but work is done with the motive of benefiting to seek the pleasure of Allah SWT.
Fakultas Syariah IAIN Kediri
2018-01-27
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/22
10.30762/q.v2i1.1047
Qawãnïn Journal of Economic Syaria Law; Vol. 2 No. 1 (2018): Januari; 53-69
Qawanin: Jurnal of Economic Syaria Law; Vol 2 No 1 (2018): Januari; 53-69
2622-8661
2598-3156
10.30762/q.v2i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/22/16
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/23
2022-06-20T06:03:31Z
qawanin:ART
driver
PERILAKU PEDAGANG MUSLIM DALAM TINJAUAN ETIKA BISNIS ISLAM (KASUS DI PASAR LOAK JAGALAN KEDIRI)
Alwi Musa Muzaiyin, M.Sy.
Trade
loak market
Islamic business
Perdagangan merupakan bentuk usaha yang banyak dijalankan oleh manusia diseluruh dunia, mulai dari berdagang berbagai macam kebutuhan hidup sehari-hari atau kebutuhan primer, sampai menjual kebutuhan akan barang mewah demi kepuasan manusia.Untuk itu, untuk mengatasi banyaknya keperluan hidup, mereka berusaha mengakalinya dengan cara membeli produk-produk yang bermanfaat, hemat, dan efisien. Salah satu pasar yang mereka bidik adalah pasar barang bekas atau disebut dengan pasar loak. Adapun bagi seorang pedagang di pasar loak, mereka membidik berjualan di pasar barang bekas tersebut dengan berbagai macam alasan. Alasan-alasan tersebut di antaranya adalah; pertama, karena memang untuk memenuhi kebutuhan hidupnya. Kedua, modal yang diperlukan untuk berdagang di pasar loak jauh lebih kecil dibandingkan dengan buka usaha yang mana usaha tersebut produk produknya berasal dari barang baru. Ketiga, stock barang bekas mudah didapatkan dan juga mudah diperjualkan kepada pembeli.Di sini peneliti akan membahas tentang perilaku pedagang muslim dalam tinjauan etika bisnis Islam (kasus di Pasar Loak Jagalan Kediri). Pasar Loak Jagalan Kediri merupakan sentral dari penjualan barang bekas yang ada di Kota Kediri. Dimana setiap harinya terdapat lebih dari 300 pedagang barang bekas yang berdagang di pasar tersebut. Adapun fokus penelitian ini adalah bagaimana perilaku pedagang muslim di Pasar Loak Jagalan Kediri secara umumnya. Kemudian, dari besarnya jumlah pedagang tersebut, tentunya tidak semua pedagang mempunyai perilaku sesuai dengan etika bisnis Islam, maupun pedagang yang sudah sesuai dengan aturan etika bisnis Islam. Penelitian ini bertujuan untuk mengetahui bagaimana perilaku pedagang muslim di Pasar Loak Jagalan Kediri dalam bertransaksi jual beli dan untuk mengetahui bagaimana perilaku pedagang muslim di Pasar Loak Jagalan Kediri dalam tinjauan etika bisnis Islam.
Trade is a form of business that is run by many people around the world, ranging from trading various kinds of daily necessities or primary needs, to selling the need for luxury goods for human satisfaction. For that, to overcome the many needs of life, they try to outsmart them buy products that are useful, economical and efficient. One of the markets they aim at is the second-hand market or the so-called trashy market. As for a trader at a trashy market, they aim to sell in the used goods market with a variety of reasons. These reasons include; first, because it is indeed to fulfill their needs. Second, the capital needed to trade at trashy markets is much smaller than opening a business where the products come from new goods. Third, used goods are easily available and easily sold to buyer. Here the researcher will discuss the behavior of Muslim traders in a review of Islamic business ethics (the case in the Jagalan Kediri Trashy Market). Kediri Jagalan Trashy Market is central to the sale of used goods in the city of Kediri. Where every day there are more than 300 used merchants who trade in the market. The focus of this research is how the behavior of Muslim traders in the Jagalan Kediri Trashy Market in general. Then, from the large number of traders, of course not all traders have behavior in accordance with Islamic business ethics, as well as traders who are in accordance with the rules of Islamic business ethics. This study aims to determine how the behavior of Muslim traders in the Jagalan Kediri Trashy Market in buying and selling transactions and to find out how the behavior of Muslim traders in the Jagalan Kediri Trashy Market in reviewing Islamic business ethics.
Fakultas Syariah IAIN Kediri
2018-01-27
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/23
10.30762/q.v2i1.1048
Qawãnïn Journal of Economic Syaria Law; Vol. 2 No. 1 (2018): Januari; 70-94
Qawanin: Jurnal of Economic Syaria Law; Vol 2 No 1 (2018): Januari; 70-94
2622-8661
2598-3156
10.30762/q.v2i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/23/17
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/24
2022-06-20T06:03:31Z
qawanin:ART
driver
E-MONEY (UANG ELEKTRONIK) DALAM PERSPEKTIF HUKUM SYARI’AH
Choiril Anam, M.EI.
electronic money
security
consumption
E-Money / Uang Elektronik adalah alat pembayaran yang diterbitkan atas dasar nilai uang yang disetorkan telebih dahulu oleh pemegang kepada penerbit. Kemudian uang tersebut disimpan secara elektronik dalam suatu media uang elektronik yang dapat digunakan sebagai alat pembayaran kepada pedagang dan bukan penerbit. Metode yang digunakan dalam penelitian ini adalah metode kualitatif, dimaksud sebagai metode penelitian yang temuantemuannya tidak diperoleh melalui prosedur statistika atau bentuk hitungan lainnya. Pendekatan penelitian yang dilakukan menggunakan pendekatan kualitatif normatif, yaitu dengan cara yangdigunakan dalam penelitian hukum yang dilakukan dengan cara meneliti bahan pustaka yang ada. Dalam penelitian ini diketahui bahwa penggunaan uang elektronik berpengaruh positif terhadap pengeluaran konsumsi masyarakat. Hasil tersebut sejalan dengan teori yang dikemukakan oleh Dias (2001) ditinjau dari segi makroekonomi, adanya penggunaan uang elektronik (e-money) akan mendorong konsumsi dan permintaan masyarakat terhadap barang dan jasa yang pada gilirannya berpotensi mendorong aktivitas sektor riil.
E-Money / Electronic Money is a means of payment issued on the basis of the value of money deposited in advance by the holder to the issuer. Then the money is stored electronically in an electronic money medium that can be used as a means of payment to traders and nonpublishers. The method used in this study is a qualitative method, referred to as a research method whose findings are not obtained through statistical procedures or other forms of calculation. The research approach is carried out using a normative qualitative approach, namely by means of being used in legal research conducted by examining existing library materials. In this study it is known that the use of electronic money has a positive effect on public consumption expenditure. These results are in line with the theory put forward by Dias (2001) in terms of macroeconomics, the use of electronic money (e-money) will encourage public consumption and demand for goods and services which in turn has the potential to encouragereal sector activity.
Fakultas Syariah IAIN Kediri
2018-01-27
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/24
10.30762/q.v2i1.1049
Qawãnïn Journal of Economic Syaria Law; Vol. 2 No. 1 (2018): Januari; 95-112
Qawanin: Jurnal of Economic Syaria Law; Vol 2 No 1 (2018): Januari; 95-112
2622-8661
2598-3156
10.30762/q.v2i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/24/18
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/25
2022-06-20T06:03:55Z
qawanin:ART
driver
KONSEKUENSI AKAD AL-ARIYAH DALAM FIQH MUAMALAH MALIYAH PERSPEKTIF ULAMA MADZAHIB AL-ARBA’AH
Jamaluddin
Ariyah contract
Maliyah Muamalah Fiqh,
Madzahibul Arba'ah
Hidup dimuka bumi ini selalu melakukan yang namanya kegiatan ekonomi dalam kehidupan sehari-hari. Bertransaksi (berakad) untuk menjalankan kehidupan, tanpa disadari bahwa dalam kehidupan selalu melakukan akad al-Ariyah (pinjam-meminjam). Pinjam meminjam dilakukan, baik berupa barang, uang, ataupun lainnya. Terlebih pada saat ini banyak peristiwa, pertikaian, atau kerusuhan di masyarakat dikarenakan persoalan pinjam-meminjam. Tidak heran kalau hal ini muncul persoalan setiap masyarakat dan berakhir di pengadilan. Hal ini terjadi dikarenakan ketidak pahamannya akan hak dan kewajiban terhadap persoalan hal pinjam meminjam.Kajian tentang pinjaman (al-Ariyah), penulis berminat untuk membahas tentang : Konsekuensi Akad al-Ariyah dalam Fiqh Muamalah Maliyah Perspektif Ulama Madzahibul Arba’ah yang penulis kaji dari berbagai aspeknya, pengertian, hukum, konsekuensi, dan lainnyatentang pinjam meminjam (al-Ariyah) agar tidak ada kesalah-pahaman dan paham yang salah mengenai akad al-Ariyah (pinjam meminjam). Harta adalah komponen pokok dalam kehidupan manusia, di mana harta merupakan unsur ad-dharuri yang memang tidak dapat ditinggalkan begitu saja. Dengan harta manusia dapat memenuhi kebutuhan hidupnya, baik kebutuhan primer maupun sekunder dalam kehidupan sehari-hari. Dalam matarantai interaksi sosial dan untuk memenuhi kebutuhan hidupnya, maka terjadilah hubungan horizontal antar manusia, yaitu yang berkaitan dengan Muamalah Maliyah, karena pada dasarnya manusia tidak ada yang sempurna, dan saling membutuhkan, karena menusia juga memiliki hasrat untuk mencukupi kebutuhan hidupnya, yang tidak ada habisnya, kecuali dengan rasa syukur dan ikhlas kepada Allah swt., secara kontekstual hal ini pula perlu mengenalkan adanya Allah swt. yang memberi nikmat dan rizki kepada manusia sehingga dapat merasakan kebahagiaan dalam dirinya.
Living on this earth always commits activity what is called economic activity in everyday life. Transaction (contract) to run a life, without realizing that in life always do the contract of al-Ariyah (borrowing and lending). The borrowing is done by some ways, whether in the form of goods, money, or other things. Moreover, there are many eventsat present, disputes, or chaos in the community due to lending and borrowing problems. No wonder this problem arises in every society and ends in court. This happens because of his lack of understanding of rights and obligations to the issue of lending and borrowing. The study of loans (al-Ariyah), the author is interested in discussing about: Consequences of contract al-Ariyah in Muamalah Fiqh Maliyah Ulama Madzahibul Arba'ah Perspective which the authors examine from various aspects, understanding, law, consequences, and others about borrowing(al -Ariyah) so that there is no misunderstanding and misunderstanding of the alAriyah contract (lending and borrowing). Property is a basic component in human life, where wealth is an element of ad-dharuri which cannot be abandoned. With human assets, they can fulfill their daily needs, both primary and secondary needs in daily life. In the link of social interaction and to fulfill their needs, there is a horizontal relationship between humans, which is related to Muamalah Maliyah, because basically human beings are not perfect, and need each other, because humans also have a desire to fulfill their needs, which are endless, except with gratitude and sincerity to the AlmightyAllah, contextually this matter also needs to introduce the existence of Allah Almighty. who gives favors and blessings to humans so they can feel happiness in him.
Fakultas Syariah IAIN Kediri
2018-07-25
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/25
10.30762/q.v2i2.1038
Qawãnïn Journal of Economic Syaria Law; Vol. 2 No. 2 (2018): Juli; 1-15
Qawanin: Jurnal of Economic Syaria Law; Vol 2 No 2 (2018): Juli; 1-15
2622-8661
2598-3156
10.30762/q.v2i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/25/19
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/26
2022-06-20T06:03:55Z
qawanin:ART
driver
TINJAUAN ISLAM TERHADAP PERAN BANK SAMPAH ASRI DALAM PEMBERDAYAAN EKONOMI MASYARAKAT DESA PUHSARANG KABUPATEN KEDIRI
Ekiv Intan Almaidah
Rofik Effendi
Imam Masrur
Waste Bank
Economic Community Empowerment
Islamic Law
Sampah merupakan material sisa yang tidak diinginkan setelah berakhirnya suatu proses. Bank sampah adalah suatu tempat yang digunakan untuk mengumpulkan (menabung) sampah yang sudah dipilah-pilah untuk didaur ulang sehingga memiliki nilai ekonomi.Salah satu bank sampah yang memberikan insentif tersendiri bagi masyarakat adalah Bank Sampah ASRI.Program-program yang diberikan oleh Bank Sampah ASRI berfungsi untuk memberdayakan masyarakat untuk mengubah pola pikir mereka tentang image sampah yang notabennya negatif menjelma menjadi barang bernilai ekonomi.Penelitian ini dilakukan untuk menjelaskan pola pemberdayaan ekonomi, dampak adanya pemberdayaan ekonomi yang dilakukan bank sampah dan tinjauannya dari hukum Islam.Berdasarkan analisis, pola pemberdayaan ekonomi yang dilakukan oleh Bank Sampah ASRI yaitu dengan cara melibatkan masyarakat dalam mengelola sampah dan menjalankan program-program yang diberikan bank sampah. Dampak adanya pemberdayaan ekonomi telah memberikan manfaat, baik secara materi maupun spiritual.Dilihat dari segi pendapatan sudah ada peningkatan walaupun masih relatif kecil dan belum signifikan.Peningkatan tersebut bersumber dari 5 program yang telah diberikan. Sedangkan dari segi spiritual dan religiusitas juga menunjukkan hasil yang meningkat, hal ini terbukti dengan meningkatnya partisipasi masyarakat, terciptanya lingkungan yang bersih, meningkatnya kualitas kesehatan, dan kondisi lingkungan yang terbebas dari sampah. Dari tinjauan hukum Islam, lima program yang dilakukan tidak ada yang melanggar aturan Islam.
Waste is unwanted residual material after the end of a process. Waste bank is a place that is used to collect (save) sorted waste for recycling so that it has economic value. One garbage bank that provides its own incentive for the community is the ASRI Waste Bank. Programs which provided by ASRI Waste Bank are to empower the community to change their mindset about the image of waste that is negatively recorded as an economic value item. This study was conducted to explain the pattern of economic empowerment, the impact of economic empowerment by waste banks and a review of Islamic law. Based on analysis, economic empowerment patterns conducted by the ASRI Waste Bank by involving the community in managing waste and running programs provided by waste banks. The impact of economic empowerment has provided benefits, both materially and spiritually. It has been seen that in terms of income there has been an increase even though it is still relatively small and not yet significant. The increase comes from 5 programs that have already been given. Spiritually and religiosity also shows increasing results. This is proved by the increase in community participation, the creation of a clean environment, improved health quality, and environmental conditions that are free from waste. From a review of Islamic law, five programs carried out did not violate Islamic rules.
Fakultas Syariah IAIN Kediri
2018-07-25
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/26
10.30762/q.v2i2.1039
Qawãnïn Journal of Economic Syaria Law; Vol. 2 No. 2 (2018): Juli; 16-35
Qawanin: Jurnal of Economic Syaria Law; Vol 2 No 2 (2018): Juli; 16-35
2622-8661
2598-3156
10.30762/q.v2i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/26/20
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/27
2022-06-20T06:03:55Z
qawanin:ART
driver
DEKONSTRUKSI DOKTRIN EKONOMI ISLAM DALAM PERBANKAN SYARIAH
Mustaqim Makki
Deconstruction
Islamic Economy
Ekonomi Islam dibangun berdasarkan al-Qur'an dan Sunnah dan tidak ada korelsinya dengan teoriteori ekonomi modern dunia yang konvensional. Jadi, dapat dipahami bahwa tidak ada kompropi dan korelasi antara sistem ekonomi Islam dan sistem ekonomi konvensional karena secara hakikat dan filosofis, keduanya sangat kontradiktif.ekonomi Islam bukanlah sebuah disiplin ilmu, melainkan sebuah mazhab atau doktrin yang direkomendasikan Islam, dengan demikian, ekonomi Islam adalah doktrin karena ia membicarakan semua aturan dasar dalam kehidupan ekonomi yang dihubungkan dengan ideologinya mengenai keadilan (sosial). Semanagatnya bukan profit oriented akan tetapi profit alfalah oriented.
Fakultas Syariah IAIN Kediri
2018-07-25
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/27
10.30762/q.v2i2.1040
Qawãnïn Journal of Economic Syaria Law; Vol. 2 No. 2 (2018): Juli; 36-44
Qawanin: Jurnal of Economic Syaria Law; Vol 2 No 2 (2018): Juli; 36-44
2622-8661
2598-3156
10.30762/q.v2i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/27/21
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/28
2022-06-20T06:03:55Z
qawanin:ART
driver
KONTEKSTUALISASI HADIST EKONOMI SYARI'AH
Subairi, M. HI
Contextuals and Hadiths
Syari'ah Economic Hadits
Tidak dapat disangkal bahwa setiap muslim mempercayai ke esaan Allah dan kerasulan Nabi Muhammad saw. Tetapi juga perlu disadari bahwa manusia bukan hanya sekedar dituntut untuk mempercayai Nabi, tetapi dituntut untuk mengikuti dan meneladani beliau. Dengan demikian kalau hanya sekedar percaya saja maka tidak cukup. Akan tetapi perlu disadari bahwa meneladani Nabi bukan berarti mengikuti persis dengan semua yang dilakukan Nabi, dan meninggalkan semua yang tidak beliau lakukan. Para ulama berkata: “kita harus meneladani nabi dengan cerdas”, mengapa demikian? Pertama, karena ada hal-hal yang dilakukan Nabi yang hanya khusus kepada beliau tidak boleh manusia (umatnya) melakukannya, yang dikenal dengan istilah 'Khushushiyyah' Nabi. Dalam beberapa hal, semisal menyangkut perkawinan Nabi yang menikahi lebih dari empat istri. Kedua, karena budaya. Ada hal-hal di dalam kehidupan Nabi Muhammad saw. yang beliau peragakan, lahir dari budaya beliau. Sedangkan budaya antar satu masyarakat dengan yang lain berbeda-beda.. Dalam hal ini kita (umatnya) tidak wajib dan tidak harus mengikuti Nabi, kerena kita mempunyai budaya kita masing-masing.Dengan demikian tidak benar mengatakan 'segala yang tidak dilakuakan Nabi terlarang untuk dilakukan, sebagaimana tidak dibenarkan juga menyatakan semua yang dilakukan Nabi harus dilakukan
There is no denying that every Muslim believes in God's Oneness and the apostolate of the Prophet Muhammad. But it also needs to be realized that humans are not only required to trust the Prophet, but are required to follow and imitate him. Thus, it is not enough if only just believing. But it needs to be realized that imitating the Prophet does not mean following exactly what the Prophet did, and leaving everything he did not do. The scholars say: "we must imitate the prophet intelligently", why is that? First, because there are things that are done by the Prophet that are only specific to him, it is not permissible for humans (their followers) to do it, which is known as the term 'Khushushiyyah 'of the Prophet. In some cases, such as the marriage of the Prophet who married more than four wives. Second, because of culture. There are things in the life of the Prophet Muhammad which he demonstrated, was born from his culture. Whereas the culture between one community and another is different. In this case we (as his followers) are not obligatory and do not have to follow the Prophet, because we have our respective cultures. Thus it is not true to say 'everything that the Prophet did not do was forbidden to carried out, as it is not justified to also state that everything the Prophet did must be done '.
Fakultas Syariah IAIN Kediri
2018-07-25
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/28
10.30762/q.v2i2.1041
Qawãnïn Journal of Economic Syaria Law; Vol. 2 No. 2 (2018): Juli; 45-60
Qawanin: Jurnal of Economic Syaria Law; Vol 2 No 2 (2018): Juli; 45-60
2622-8661
2598-3156
10.30762/q.v2i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/28/22
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
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oai:ojs2.103.134.17.22:article/29
2022-06-20T06:03:55Z
qawanin:ART
driver
MEKANISME RESTRUKTURISASI PEMBIAYAAN PADA AKAD PEMBIAYAAN MURABAHAH DALAM UPAYA PENYELESAIAN PEMBIAYAAN BERMASALAH
Irfan Harmoko, SE.I., MM
financing risk
financing restructuritation
murabahah
Pembiayaan adalah kegiatan utama bank untuk mendapatkan keuntungan. Tetapi, dalam kegiatan tersebut, ditemukan berbagai risiko yang berpotensi pada kerugian, dan salah satunya adalah risiko pembiayaan atau pembiayaan bermasalah. Hal ini sangat mengganggu kinerja bank. Maka dari itu, pembiayaan bermasalah harus segera diselesaikan secepatnya. Restrukturisasi pembiayaan merupakan salah satu jalan keluar untuk menyelesaikan pembiayaan bermasalah. Dalam hal ini, debitur diharapkan dapat melunasi pembiayaannya. Mekanisme reatrukturisasi pembiayaan dalam bank syariah, khususnya pada akad murabahah, dapat dilakukan dengan cara rescheduling serta konversi akad pembiayaan. Dari akad murabahah menjadi akad ba'i bitsaman ajil, mudharabah atau musyarakah.
Financing is priority in the bank operational to get a profit. But, in that activity, will be found the risk variously wich potensial to get loss, and one of them is financing risk or a bad financing. This problem is very dirstubing a bank performance. So a bad financing must be resolved immediately. Financing restructuritation is one of way out to finish a bad financing. in this program, debitur expected can will finish his financing. The mechanism of financing restructuritation in Sharia Bank, especially, in contract murabahah, can be done by rescheduling program and financing contract conversion, from murabahah to the bai' bi tsaman ajil, mudharabah or musyarakah.
Fakultas Syariah IAIN Kediri
2018-07-25
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/29
10.30762/q.v2i2.1042
Qawãnïn Journal of Economic Syaria Law; Vol. 2 No. 2 (2018): Juli; 61-80
Qawanin: Jurnal of Economic Syaria Law; Vol 2 No 2 (2018): Juli; 61-80
2622-8661
2598-3156
10.30762/q.v2i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/29/23
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
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oai:ojs2.103.134.17.22:article/30
2022-06-20T06:03:55Z
qawanin:ART
driver
REVITALISASI ILMU FIQH DI PESANTREN:AGENDA MEMPERKUAT KONTRIBUSI TERHADAP EKONOMI ISLAM DI INDONESIA
Ahmad Syakur
Revitalization
Islamic boarding school
fiqh muamalah
Islamic economy
Pesantren merupakan kekayaan khazanah pendidikan dan budaya Islam di Indonesia. Dalam perjalanan sejarah pendidikan Islam di Indonesia, peran pesantren tak diragukan lagi. Sebelum sekolah dan madrasah bercokol, pesantren jauh-jauh hari telah memberikan kontribusi yang besar bagi pergumulan pendidikan dan pembentukan sumberdaya manusia Indonesia.Pesantren telah melahirkan banyak tokoh nasional maupun internasional, semisal KH. Hasyim Asy'ari, KH. Wahid Hasyim, KH. Mahfudz Tremas, KH. Nawawi Banten dan lainnya. Ilmu-ilmu keislaman, sebagaimana ilmu-ilmu lainnya, selalu berkembang dan berinteraksi aktif dengan realitas dan tuntutan zaman. Karena itu, pesantren sebagai pusat studi ilmu-ilmu keislamanan pada saat ini harus selalu mengembangkan diri dan terbuka dengan realitas kekinian.Salah satu kajian keislaman yang berkembang pesat saat ini adalah ekonomi Islam. Pesantren, dengan kekuatan inteletualnya, mempunyai potensi besar untuk menjadi motor studi ekonomi Islam di Indonesia. Namun realitasnya, kajian ekonomi Islam di Indonesia tidak banyak menyentuh dunia pesantren dan masih terpusat di perguruan Tinggi umum. Penguatan peran pesantren dalam kajian ekonomi Islam sangat penting, baik bagi pesantren itu sendiri, bagi pengembangan ekonomi Islam maupun bagi kaum muslimin secara umum. Peran pesantren dibutuhkan agar ia cepat tersebar dan tetap terjaga kesyariahannya sebagai solusi bagi permasalahan ekonomi umat Islam. Sumbangsih pesantren dalam ekonomi Islam dapat dikuatkan dengan revitalisasi kajian ilmu fiqh dan ushul fiqh di pesantren. Dengan revitalisasi ini pesantren dapat menjadi pusat kajian fiqh muamalah kontemporer yang mengkaji permasalahan-permasalahan ekonomi modern. Pesantren punya modal besar yang tidak dimiliki lembaga pendidikan lainnya, yaitu kajian-kajian pesantren banyak didominasi kajian fiqh dan ushul fiqh. Hanya saja kajian tersebut masih fokus dalam masalah fiqh ibadah dan dalam lingkup madzhab Syafii saja. Kajian tentang fiqh muamalah belum banyak mendapat tempat. Disamping itu kajian di pesantren belum banyak menyentuh kitab fiqh kontemporer, akibatnya kajian fiqh muamalah di pesantren banyak yang tidak membumi dan gagap dalam menghadapi realitas ekonomi modern.
Islamic boarding school is a kind of Indonesian Islamic culture and education treasure. In education history lifetime in Indonesia, the existence of Islamic boarding school is undoubtedly. Before the state or private school started their existence, the Islamic boarding school have already given a massive contribution towards the education development and the human resources establishment in Indonesia. The Islamic boarding school have yielded many national and international figures, such as KH. Hasyim Asy'ari, KH. Wahid Hasyim, KH. Mahfudz Tremas, KH. Nawawi Banten and many others. Islamic studies, as any other studies, have always been developing and actively interacting with the realities and modern life styles. Due to that matter, the Islamic boarding school as the centre of Islamic studies are obligated to develop itself and made an open-minded view of recent realities. Nowadays, one of the rapidly Islamic studies is Islamic studies. The Islamic boarding school with their intellectual strength, has a big potential to become an Islamic studies moving spirit in Indonesia. However, in reality, the Islamic economy studies haven't made any good connection to the Islamic boarding school, but it is still concentrated in common universities. The Islamic boarding school establishment participation in Islamic economy studies is considerably important. It is for the Islamic boarding school itself, for the Islamic economy development or even for Moslems as general. The participation of the Islamic boarding school is needed in order to spread and keep the purity of its syaria law as the solution for the Moslems economic problems. The Islamic boarding school contribution in Islamic economy can be strengthened by the revitalization of fiqh and ushulfiqh studies in Islamic boarding school. By the revitalization of contemporary fiqh and ushulfiqhmuamalah studies which focus on the modern economic problems. The Islamic boarding school has big potential which another institutions don't have, thus the Islamic boarding school studies which are dominated by the fiqhand ushulfiqhstudies. But, the studies are only focused on the problem of worshipping fiqh and only in the scope of Syafiimadzhab (point of view). The studies of fiqhmuamalah haven't been proportionally got place. Besides, the studies in Islamic boarding school haven't conducted studies on contemporary fiqh, so the fiqhmuamalah in Islamic boarding school haven't been grounded and felt reluctant on facing the modern economic realities.
Fakultas Syariah IAIN Kediri
2018-07-25
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/30
10.30762/q.v2i2.1043
Qawãnïn Journal of Economic Syaria Law; Vol. 2 No. 2 (2018): Juli; 81-102
Qawanin: Jurnal of Economic Syaria Law; Vol 2 No 2 (2018): Juli; 81-102
2622-8661
2598-3156
10.30762/q.v2i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/30/24
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
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oai:ojs2.103.134.17.22:article/31
2022-06-20T06:04:22Z
qawanin:ART
driver
IMPLEMENTASI AKHLAK NABI MUHAMMAD SAW DALAM BERBISNIS
Misbakhul Khoir, Lc. MA
morals
business
profit
Islam merupakan risalah terakhir yang sangat komplit.Ia menjadi sebuah sistem yang mengatur seluruh aspek kehidupan (the way of life). Ia tidak hanya mengatur tentang bagaimana beribadah saja, tapi juga mengatur tentang kehidupan bermuamalah, termasuk didalamnya berbagai jenis kegiatan ekonomi. Pendidikan moral/akhlak dalam segala bidang, termasuk bidang ekonomi mutlak dibutuhkan dan dalam kegiatan ekonomi Islam, moral merupakan pilar yang fundamental. Kekayaan dan produk yang melimpah tidak akan ada artinya manakala pemilik atau penguasanya tidak memiliki moral. Ia cenderung akan bersikap sombong dan abai terhadap hak orang lain, hingga menyeretnya pada perbuatan khianat dan zalim. Dewasa ini dalam dunia bisnis, praktek kebohongan, kecurangan, penipuan, dan sejenisnya dengan berbagai macam cara dan bentuknya sudah sangat menjamur dan melekat di tengah-tengah masyarakat. Oleh karena itu, prinsip yang harus dipegang adalah bahwa transaksi bisnis apa pun jika di dalamnya mengandung ketidakjelasan (unclearness), ketidakpastian (uncertainty), dan ketidakadilan (injustice) berarti itu berlawanan dengan apa yang telah digariskan oleh Nabi Agung Muhammad SAW. Seorang pebisnis muslim yang cerdas harus memiliki integritas tinggi dan komitmen kuat untuk mengimplementasikan akhlak atau norma mulia. Seperti sikap takut kepada Allah, terbuka, jujur, amanah, saling menolong, hidup sederhana, mementingkan kepentingan orang lain di atas kepentingan pribadi. Akhlak-akhlak mulia itulah yang akan menghantarkan pelakunya meraih dua keuntungan; keuntungan duniawi dan juga keuntungan ukhrawi. Nabi SAW bersabda, “Sesungguhnya para pedagang besok di hari kiamat akan dibangkitkan sebagai orang-orang yang durhaka, kecuali mereka yang bertakwa kepada Allah, berbuat baik, dan jujur. (HR. Hakim) Dalam berbisnis perkuatlah iman dan takwa kepada Allah SWT, karena di luar sana banyak sekali godaan yang menawarkan keuntungan menggiurkan tanpa lelah. Yakinlah, banyak dan sedikitnya rezeki manusia merupakan domain kekuasaan Tuhan, kewajiban kita hanyalah berikhtiar untuk menjemputnya sesuai norma dan aturan syariah. Maka mintalah rezeki itu di sisi Allah, dan sembahlah Dia dan bersyukurlah kepada-Nya. Hanya kepada-Nyalah kamu akan dikembalikan. (Al Ankabut: 17)
Islam is a complete and ultimate treatise. It becomes a system of ways of life that regulates all aspects of life. It is not just regulating matters of worship, but also mu'amalah which regulates all aspects of life including economic activities. Moral education in any field including economics is absolutely necessary and in Islam it is becoming a basic pillar of economic entities. Abundant wealth and products will be meaningless if humans as perpetrators do not have morals, and it will undoubtedly be in vain due to the occurrence of abuse and tyranny. The practice of lies, cheating, fraud, and the like in today's business world is very widespread and mushrooming with a variety and forms. In principle, all business transactions that contain elements of unclearness, or uncertainty, or injustice, are contrary to those outlined by the Prophet Muhammad PHBU. A Muslim businessman must have high integrity and a strong commitment to implement morality or noble norms. Such as fear of God, open mind, honesty, trustworthiness, mutual help, unpretentious life, prioritizing the interests of others above personal interests. Those noble characters will deliver the culprit to gain two advantages; now days and hereafter benefits. The Prophet Muhammad said, "Actually, the merchants on the judgment day will be raised as disobedient people, except those who fear Allah, do good and honest. (HR. Hakim) In doing business, strengthen faith and piety to Allah SWT, because there are many temptations out there offering tantalizing benefits tirelessly. Rest assured, much and the least amount of human sustenance is the domain of God's power, our obligation is only to seek it according to the norms and rules. So ask for sustenance with Allah, and worship Him and give thanks to Him. Only to Him will you be returned. (Al Ankabut: 17)
Fakultas Syariah IAIN Kediri
2019-01-28
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/31
10.30762/q.v3i1.1472
Qawãnïn Journal of Economic Syaria Law; Vol. 3 No. 1 (2019): Januari; 1-17
Qawanin: Jurnal of Economic Syaria Law; Vol 3 No 1 (2019): Januari; 1-17
2622-8661
2598-3156
10.30762/q.v3i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/31/25
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
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oai:ojs2.103.134.17.22:article/32
2022-06-20T06:04:22Z
qawanin:ART
driver
UPAYA HUKUM YANG DIBERIKAN UNTUK RAHIN JIKA TERJADI PENYIMPANGAN DALAM PELAKSANAAN LELANG SYARIAH (Studi di Bank Negara Indonesia Syariah Cabang Kediri)
David Novan Setyawan, S.H., M.H.
Rini Astuti, SE,.MM.
Sharia
rahin
collateral auction
Gadai syariah (rahn) merupakan salah satu alternatif pembiayaan dengan bentuk pemberian uang pinjaman kepada masyarakat yang membutuhkan berdasarkan pada prinsip syariat islam dan terhindar dari praktek riba atau penambahan sejumlah uang atau persentase tertentu dari pokok utang pada waktu membayar utang. Adapun yang patut menjadi rumusan masalah dalam penelitian ini, yaitu bagaimana pelaksanaan pelelangan syariah terhadap benda yang dijaminkan oleh rahin, dan apa yang menjadi faktor penghambat dalam pelaksanaan pelelangan syariah terhadap benda yang dijaminkan oleh rahin. Tujuan dari penelitian ini yaitu untuk mendeskripsikan dan menganalisis pelaksanaan pelelangan syariah terhadap benda yang dijaminkan oleh rahin, dan untuk mendeskripsikan dan menganalisis faktor penghambat. Lokasi dalam penelitian ini bertempat di Bank Negara Indonesia (BNI) Syariah cabang Kota Kediri.Sedangkan Jenis penelitian ini adalah jenis penelitian empiris, sedangkan pendekatan yang digunakan untuk penelitian adalah pendekatan yuridis sosiologis. Dalam hal metode pengumpulan data skunder, penulis menjadikan teknik inventarisasi norma hukum serta identifikasi sebagai upaya menghimpun data dalam penelitian ini sedangkan untuk data primer dikumpulkan dengan cara wawancara yang mendalam dengan beberapa beberapa pelaku industri nasional.
Sharia pawning (rahn) is one of the alternative financing with the form of lending money to people who need it based on Islamic sharia principles and avoid the practice of usury or the addition of a certain amount of money or percentage of the principal at the time of repaying debt. As for what should be the formulation of the problem in this study, namely how to implement sharia auctions on objects guaranteed by rahin, and what are the inhibiting factors in the implementation of sharia auctions for objects guaranteed by rahin. The purpose of this study is to describe and analyze the implementation of Islamic auctions on objects guaranteed by rahin, and to describe and analyze the inhibiting factors. The location in this study is located in Bank Negara Indonesia (BNI) Syariah branch of Kediri City. While this type of research is a type of empirical research, while the approach used for research is a sociological juridical approach. In terms of secondary data collection methods, the author makes an inventory of legal norms as well as identification techniques as an effort to collect data in this study while for primary data collected by in-depth interviews with several national industry players.
Fakultas Syariah IAIN Kediri
2019-01-28
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/32
10.30762/q.v3i1.1477
Qawãnïn Journal of Economic Syaria Law; Vol. 3 No. 1 (2019): Januari; 18-31
Qawanin: Jurnal of Economic Syaria Law; Vol 3 No 1 (2019): Januari; 18-31
2622-8661
2598-3156
10.30762/q.v3i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/32/26
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
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oai:ojs2.103.134.17.22:article/33
2022-06-20T06:04:22Z
qawanin:ART
driver
ANALISIS PENERAPAN DENDA KETERLAMBATAN PEMBAYARAN ANGSURAN DALAM AKAD PEMBIAYAAN MURABAHAH DI BANK SYARIAH (BERDASARKAN FATWA NO. 17/DSN-MUI/IX/2000)
Irfan Harmoko, SE.I, MM.
morals
business
profil
Perkembangan bank syariah di Indonesia cukup signifikan, hal ini ditandai dengan semakin banyaknya lembaga bank syariah yang berdiri. Dari sejumlah produk bank syariah yang paling banyak digunakan adalah produk pembiayaan murabahah. Penerapan denda keterlambatan pembayaran angsuran di bank syariah dengan mengacu pada fatwa No. 17/DSN – MUI/IX / 2000 Tentang Sanksi atas Nasabah mampu yang menunda – nunda pembiayaan dianggap sudah tepat. Hal tersebut berdampak bagi pihak bank syariah yaitu pada peningkatan kewaspadaan dalam mengelola pembiayaan murabahah, dan bagi nasabah penerapan denda pembiayaan murabahah berfungsi edukatif dan preventif. Tulisan ini menggunakan metode deskriptif analitis dengan sumber data sekunder berupa buku, artikel serta dokumen dari internet baik dari situs OJK atau sumber lain yang valid.
The growth of sharia banking in Indonesia is significant, it’s signed by more of sharia banking institution was build. One of sharia banking product which most usely is murabahah. In the practice of fines payment delays in installments which reffering to Fatwa No. 17/DSN – MUI/IX /2000 was right. Thats have an impact to increasing prudential for sharia banking and for customer that have an impact to educative and preventif. This article use a descriptive analityc method and use secondary data source like book, article and other document from OJK’s website or other valid sources.
Fakultas Syariah IAIN Kediri
2019-01-28
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/33
10.30762/q.v3i1.1480
Qawãnïn Journal of Economic Syaria Law; Vol. 3 No. 1 (2019): Januari; 32-49
Qawanin: Jurnal of Economic Syaria Law; Vol 3 No 1 (2019): Januari; 32-49
2622-8661
2598-3156
10.30762/q.v3i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/33/27
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
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oai:ojs2.103.134.17.22:article/34
2022-06-20T06:04:22Z
qawanin:ART
driver
ONLINE DISPUTE RESOLUTION (ODR) SEBAGAI ALTERNATIF PENYELESAIAN SENGKETA DI ERA MODERNISASI
Suprihantosa Sugiarto
Online Dispute Resolution
Non Litigasi
win-win solution
Secara konvensional, penyelesaian sengketa bisnis pada umumnya diselesaikan melalui pengadilan (litigasi). Adapun proses litigasi lebih bergaya dominasi yang menyebabkan posisi para pihak yang berlawanan, jauh dari konsep integrasi yang bersifat win-win solution. Tidak dapat dipungkiri pula bahwa proses penyelesaian melalui litigasi membutuhkan waktu yang cukup lama dan menyebabkan ketidakpastian bagi perusahaan atau para pihak yang bersengketa. Didalam dunia bisnis saat ini, penyelesaian sengketa melalui pengadilan tidak disukai oleh banyak pihak. Selanjutnya munculllah penyelesaian sengketa melalui jalur non letigasi. Salah satu bentuk non letigasi ini adalah Online Dispute Resolution (ODR). ODR merupakan penyelesaian sengketa melalui dunia maya(internet) tanpa melakukan pertemuan secara fisik. ODR sudah dilakukan di banyak negara di Amerika dan di Eropa. Hal ini ditandai dengan munculnya institusi yang direpresentasikan oleh website mereka yang melayani penyelesaian sengketa dengan jalur Online Dispute Resolution ini.
Conventionally, business disputes are settled by litigation. While the settlement process is more focused on domination which leads to the opposing party's position, far from the concept of integration which is a win-win solution. It cannot be denied either because the settlement process through litigation takes quite a long time and depends on the company or the parties in dispute. In the business world today, being approved through the court is not approved by many parties. Then came the agreement through the non-litigation way. One of it is Online Dispute Resolution (ODR). ODR is an agreement from the virtual world (internet) without having a physical meeting. ODR has been carried out in many countries in America and in Europe. This is indicated by the agreement represented by their website which is presented resolved by this Online Dispute Resolution.
Fakultas Syariah IAIN Kediri
2019-01-28
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/34
10.30762/q.v3i1.1484
Qawãnïn Journal of Economic Syaria Law; Vol. 3 No. 1 (2019): Januari; 50-65
Qawanin: Jurnal of Economic Syaria Law; Vol 3 No 1 (2019): Januari; 50-65
2622-8661
2598-3156
10.30762/q.v3i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/34/28
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
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oai:ojs2.103.134.17.22:article/35
2022-06-20T06:04:22Z
qawanin:ART
driver
ANALISIS YURIDIS PUTUSAN MAHKAMAH AGUNG NO.37P/HUM/2017 TENTANG UJI MATERIIL PERATURAN MENTERI PERHUBUNGAN NOMOR 26 TAHUN 2017
Moch. Ichwan Satria
Dr. H. Abdullah Taufik, SH, MH
Amrul Muttaqin, M.EI
Juridical Analysis
Basic Legal Considerations
Legal Implications
Menteri Perhubungan mengeluarkan Peraturan Menteri No.26 Tahun 2017 tentang regulasi beroperasinya transportasi online. Namun dalam perkembanganya, pengemudi transportasi online merasa dirugikan atas berlakunya Peraturan Menteri tersebut, kemudian mereka mengajukan permohonan uji materiil kepada Mahkamah Agung, dalam putusan Mahkamah Agung mengabulkan permohonan para pengemudi transportasi online dengan membatalkan 14 (empat belas) pasal yang dianggap bertentangan denganperaturan perundang-undangan yang lebih tinggi. Penelitian ini menggunakan pendekatan kualitatif dengan analisis yuridis normatif terhadap dokumen hukum putusan Mahakamah Agung. Skripsi ini membahas bagaimana dasar pertimbangan hukum dan implikasi hukum dari Putusan Mahkamah Aagung No.37P/HUM/2017. Kesimpulan penulisan diatas sebagai berikut: Pertama, dasar pertimbangan hukum putusan Mahkamah Agung adalah UU No.20 Tahun 2008 tentang Usaha Mikro, Kecil dan Menengah dan UU No.22 Tahun 2009 tentang Lalu Lintas dan Angkutan Jalan terkait penentuan tarif. Kedua, implikasi hukum selesainya proses hukum akibat uji materiil dalam lingkungan Mahkamah Agung bersifat final dan mengikat, secara yuridis putusan tersebut memberi kesempatan kepada angkutan berbasis aplikasi online untuk kembali menjalankan sistem operasional mereka selama ini, implikasi sosial dibatalkannya pasal teknis terkait operasional angkutan berbasis aplikasi online dapat memicu keresahan kembali antara angkutan konvensional dengan angkutan berbasis aplikasi online.
The Minister of Transportation issued Ministerial Regulation No.26 of 2017 concerning regulation of the operation of online transportation. But in its development, online transportation drivers feel aggrieved by the enactment of the Ministerial Regulation, then they submit a request for judicial review to the Supreme Court, in a Supreme Court ruling granting the request of online transportation drivers by canceling 14 (fourteen) articles which are considered contrary to the laws - higher invitation. This study uses a qualitative approach with normative juridical analysis of the Supreme Court's Supreme Court legal documents. This thesis discusses how the basic legal considerations and legal implications of the Aagung Court Decision No.37P / HUM / 2017. The conclusion of the above writing is as follows: First, the basic legal considerations of the Supreme Court's decision are Law No.20 of 2008 concerning Micro, Small and Medium Enterprises and Law No.22 of 2009 concerning Road Traffic and Transportation related to the determination of tariffs. Second, the legal implications of the completion of the legal process due to the material testing in the Supreme Court are final and binding, judicially the decision provides an opportunity for online application-based transportation to re-run their operational systems so far, social implications for the cancellation of technical applications related to online application-based transportation operations can trigger a return of unrest between conventional transport and online application-based transportation.
Fakultas Syariah IAIN Kediri
2019-01-28
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/35
10.30762/q.v3i1.1485
Qawãnïn Journal of Economic Syaria Law; Vol. 3 No. 1 (2019): Januari; 66-96
Qawanin: Jurnal of Economic Syaria Law; Vol 3 No 1 (2019): Januari; 66-96
2622-8661
2598-3156
10.30762/q.v3i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/35/29
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/36
2022-06-20T06:04:22Z
qawanin:ART
driver
ANALISIS TRANSAKSI JUAL BELI BAWANG MERAH BERPANJAR DALAM PERSPEKTIF HUKUM ISLAM (STUDI KASUS DI DESA PUTREN KECAMATAN SUMORO KABUPATEN NGANJUK) (Cancellation of Akad for Selling Onions Around In Islamic Legal Pespectives)
Moh. Ridlo Pambudi
Jamaludin A. Kholik
Moh. Nafik
Cancellation
Covenant
Experience
Dalam transaksi jual-beli terkadang terjadi ketidak seimbangan dalam keuntungan maupun kerugian antara kedua Aqid. Dalam hal ini batalnya akad jual-beli bawang merah berpanjar yang dilakukan oleh Masyarakat Desa Putren Kecamatan Sukomoro Kabupaten Nganjuk pembeli bawang merah berpanjar ketika harga bawang merah naik, harganya tidak di naikan oleh sipembeli kemudian ketika bawang merah harganya turun sipembeli berhak menurunkan harganyanya sesuka hati. Secara metodologi, penelitian ini merupakanpenelitian lapangan (field research) dengan pendekatan normatif. Penyusun menggunakan analisis kualitatif yang berlangsung selama dan setelah pengumpulan data dengan metode observasi, wawancara, dandokumentasi. Analisis data digunakan menggunakan metode deskriptif kualitatif. Berdasarkan hasil penelitian yang dilakukan peneliti, bahwa Praktek pembatalan akad jual beli bawang merah berpanjar di Desa Putren menurut tinjauan perspektif hukum Islam adalah tidak diperbolehkan dan diperbolehkan, tidak diperbolehkan dikarenakan salah satu pihak masih dirugikan dan itu dikatakan fasid, kurangnya informasi ketika melakukan akad mengenai materi. Hal ini mengacu pada penjualan dimana obyek penjualan atau harga atau waktu pembayarannya belum di ketahui dan ditentukan. Di perbolehkan karena jual beli telah sesuai dengan rukun dan syarat akad, yaitu terdapat penjual dan pembeli yang bertujuan untuk menjual dan membeli, barang yang diperjual belikan adalah bawang merah. Selain itu jual beli bawang merah dengan sitem berpanjar ini dapat mendatangkan kemashlahatan bagi masyarakat setempat.
In buying and selling transactions sometimes there is an imbalance in the profits and losses between the two Aqid. In this case the cancellation of the onions sale and purchase agreement carried out by the Putren Village Community in Nganjuk Regency Sukomoro Subdistrict, the buyer of the onion rises when the price of onion rises, the price is not raised by the buyer then when the onion drops. Methodologically, this research is a field research (field research) with a normative approach. The researcher uses qualitative analysis that takes place during and after data collection using observation, interview, and documented methods. Data analysis was used using qualitative descriptive methods. Based on the results of research conducted by researchers, that the practice of canceling onions buying and selling contracts in Putren Village according to a perspective of Islamic law is not permissible and permissible, it is not permitted because one party is harmed and it is said to be a fascist, lack of information when making contracts regarding material . This refers to sales where the object of sale or price or time of payment has not been known and determined specifically. It is permitted because buying and selling is in accordance with the pillars and the terms of the contract, namely there are sellers and buyers who aim to sell and buy, the items that are traded are shallots. In addition, the sale and purchase of shallots with this floating system can bring benefits to the local community.
Fakultas Syariah IAIN Kediri
2019-01-28
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/36
10.30762/q.v3i1.1540
Qawãnïn Journal of Economic Syaria Law; Vol. 3 No. 1 (2019): Januari; 97-116
Qawanin: Jurnal of Economic Syaria Law; Vol 3 No 1 (2019): Januari; 97-116
2622-8661
2598-3156
10.30762/q.v3i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/36/30
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/37
2022-06-20T06:04:43Z
qawanin:ART
driver
TAFSIR AYAT-AYAT ZAKAT SEBAGAI PENGUAT KONSEP FILANTROPI EKONOMI KEUMMATAN (Tafsir Verses Of Zakat As The Booster Of Public Economic Philanthropy Concept)
Mustaqim Makki
interpretation of zakat verses
philanthropy
public economics
Zakat merupakan salah satu sendi pokok ajaran Islam. Urgensi zakat yang merupakan anjuran agama Islam untuk menunaikan zakat dan memberikannya kepada yang berhak dengan ketentuan mencapai nishabnya, (kadar minimum harta tertentu) mempunyai nilai sangat signifikan dalam kehidupan manusia. Seorang insan yang sarat akan segala permasalahan pada fitrahnya menuntut untuk selalu berinteraksi kepada sesama, baik berupa materi maupun non materi. Zakat merupakan maliyah ijtima’iyyah yang mengandung nilainilai filantropi yang sangat tinggi, karena ketika mengaplikasikan kewajiban zakat kita telah membantu sesama serta mengurangi kesenjangan yang disebabkan beberapa sifat manusia diantaranya adalah sifat kikir, dengki dan iri hati. Menguatnya kembali harapan banyak kalangan terhadap implementasi filantropi Islam, baik dalam bentuk zakat, infak, sedekah, dan wakaf, memiliki keterkaitan erat dengan kondisi bangsa yang belum sepenuhnya bangkit dari keterpurukan sebagai dampak dari krisis ekonomi yang berkepanjangan. Kondisi ini berakibat kesenjangan penguasaan perekonomian antar warga negara menjadi kian lebar. Pada saat itulah, ziswaf (zakat, infak, sedekah, dan wakaf) kembali dilirik dan diharapkan menjadi alternatif solusi terhadap problem kemiskinan umat. Manusia sebagai khalifah fil ardh dalam Al Qurán menekankan muatan fungsional yang harus diemban oleh manusia dalam melaksanakan tugas-tugas kesejarahan dalam kehidupannya di muka bumi. Kaitan dengan konsep tersebut, ada dua fungsi manusia. Pertama: Manusia sebagai hamba (ábid), dituntut untuk sukses menjalin hubungan secara vertikal dalam hal ini hubungannya dengan ketuhanan (Teologis). Kedua adalah manusia sebagai khalifah, dituntut untuk sukses menjalin hubungan secara horizontal dalam hal ini hubungan terhadap manusia.
Zakat is one of the main points of Islamic teachings. The urgency of zakat which is suggested by Islam to fulfill and give it to those who are referred to with the provisions to reach their nishab, (minimum level of certain assets) has a very significant value in human life. A person who is full of all problems in his/her natural demands will always get interaction with other people, either material or non-material. Zakat is maliyah ijtima’iyyah which contains very high philanthropic values, because when applying the obligation of zakat we have helped others and reduced the gaps caused by some human traits including miser, jealousy and envy. The reinforcement of the expectations (estimation) from any levels on the implementation of Islamic philanthropy, which in the form of zakat, donation, alms and endowments, has a close relationship with the condition of the country that has not fully risen from bad economic adversity due to economic crisis. This condition causes a widening of the economic mastery among the citizens. At that moment, ziswaf (zakat, infaq, alms, and waqf) was again given a serious attentition and expected to be an alternative solution to the problem of poverty among citizens. Humans as khalifah fil ardh in the Qur'an emphasize the functional content that must be carried by humans in carrying out historical tasks in their lives on earth. In accordance with this concept, there are two human functions. First Humans as servants (ábid), are required to succeed in establishing a vertical relationship in this case the relationship with God (Theological). Second, humans as caliphs, are required to succeed in establishing horizontal relationships in this case the relationship to humans.
Fakultas Syariah IAIN Kediri
2019-07-29
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/37
10.30762/q.v3i2.1539
Qawãnïn Journal of Economic Syaria Law; Vol. 3 No. 2 (2019): Juli; 117-137
Qawanin: Jurnal of Economic Syaria Law; Vol 3 No 2 (2019): Juli; 117-137
2622-8661
2598-3156
10.30762/q.v3i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/37/31
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/38
2022-06-20T06:04:43Z
qawanin:ART
driver
PENYELESAIAN CIDERA JANJI OLEH BMT UGT SIDOGIRI CABANG MOJO KEDIRI DITINJAU DARI HUKUM EKONOMI SYARIAH (Completion Of Promise Injury By BMT UGT Sidogiri, Mojo Kediri Branch In Terms Of Sharia Economic Law)
Davinta Fistiyanti
Abdullah Taufik
Syaiful Bahri
Settlement of Promise Injuries
Problematic Financing
Restructuring Contract
Cidera janji atau wanprestasi kaitannya dengan tidak memenuhi atau lalai melaksanakan kewajiban sebagaimana yang ditentukan dalam perjanjian yang dibuat antara kreditur dan debitur, antara hutang-hutangnya sesuai dengan perjanjian yang telah disepakati. Untuk menghindari adanya nasabah cidera janji maka pihak BMT melakukan beberapa strategi seperti halnya pemberian jaminan kredit maka akan memberikan perlindungan keamanan dan kepastian hukum kreditur, dengan cara mengeksekusi benda yang menjadi objek jaminan kredit bank yang bersangkutan. Apabila kemudian hari terjadi wanprestasi dari debiturnya, bank telah mempunyai alat bukti yang lengkap untuk melaksanakan tindakan hukum. Penelitian ini bertujuan untuk mendeskripsikan: a) Mengetahui penyelesaian cidera janji oleh BMT UGT Sidogiri cabang Mojo Kediri, b) Menganalisis penyelesaian cidera janji oleh BMT UGT Sidogiri cabang Mojo Kediri ditinjau dari hukum ekonomi syari’ah. Penelitian ini menggunakan pendekatan kualitatif dengan jenis penelitian kualitatif deskriptif. Penelitian dilakukan di BMT UGT Sidogiri cabang Mojo Kediri. Pengumpulan data melalui dokumentasi dan wawancara. Informan dalam penelitian ini adalah Kepala cabang, Karyawan AOAP, Karyawan AOSP, dan Kasir BMT UGT Sidogiri cabang Mojo Kediri. Analisis data berupa reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian ini menunjukkan bahwa penyelesaian cidera janji oleh BMT UGT Sidogiri cabang Mojo Kediri yang paling dominan adalah menggunakan strategi rekonstruksi akad, dengan strategi ini pihak BMT mengubah atau bahkan membuat perbaharuan akad perjanjian terhadap tanggungan utang nasabah yang mengalami kredit macet. Sedangkan penyelesaian cidera janji oleh BMT UGT Sidogiri cabang Mojo Kediri ditinjau dari hukum ekonomi syariah, dan menggunakan prinsip-prinsip hukum ekonomi syari’ah, adalah muamalah dilakukan atas dasar pertimbangan mendatangkan manfaat dan menghindari mudharat dalam bermasyarakat
Injuries or defaults related to not fulfilling or negligent carrying out obligations as determined in the agreement made between the creditor and the debtor, between the debts in accordance with the agreed agreement. To avoid the existence of a customer who is injured, BMT carries out several strategies such as the provision of credit guarantees so that it will provide protection for the security and legal certainty of the creditor, by executing objects that are the object of the bank's credit guarantee. If later a default occurs from the debtor, the bank has complete evidence to carry out legal actions. This study aims to describe: a) knowing the completion of the breach by BMT UGT Sidogiri, Mojo Kediri branch, b) analyzing the completion of the breach by BMT UGT Sidogiri, Mojo Kediri branch in terms of sharia economic law. This study uses a qualitative approach with descriptive qualitative research. The research was conducted at BMT UGT Sidogiri, Mojo Kediri branch. Data collection through documentation and interviews. The informants in this study were branch heads, AOAP employees, AOSP employees, and BMT UGT Sidogiri cashier at Kediri Mojo branch. Data analysis in the form of data reduction, data presentation, and conclusion. The results of this study indicate that the completion of the promise of injury by BMT UGT Sidogiri the most dominant Mojo Kediri branch is to use the contract reconstruction strategy, with this strategy the BMT changes or even updates the contract agreement on the debt burden of customers who experience bad credit. Whereas the settlement of the promise of injury by BMT UGT Sidogiri in the Mojo Kediri branch in terms of sharia economic law, and using the principles of Sharia economic law, is carried out on the basis of consideration to bring benefits and avoid harm in community life.
Fakultas Syariah IAIN Kediri
2019-07-29
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/38
10.30762/q.v3i2.1582
Qawãnïn Journal of Economic Syaria Law; Vol. 3 No. 2 (2019): Juli; 138-162
Qawanin: Jurnal of Economic Syaria Law; Vol 3 No 2 (2019): Juli; 138-162
2622-8661
2598-3156
10.30762/q.v3i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/38/32
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/39
2022-06-20T06:04:43Z
qawanin:ART
driver
ANALISIS STRATEGI PENJUALAN BARANG KOMODITAS DI SWALAYAN SURYA GONDANG PERSPEKTIF HUKUM EKONOMI SYARIAH (Analysis of Commodity Goods Sales Strategy in Surya Gondang Supermarket Syariah Economic Law Perspective)
Trivita Octaviana
M. Mahdil Mawahib
Abdullah Taufik
Strategy
Goods Sales
Supermarket
Strategi penjualan atau pemasaran adalah suatu seleksi sasaran yang menentukan posisi persaingan dan bauran dalam transaksi jual beli. Dalam strategi yang diterapkan penjualan atau pemasaran di swalayan dapat dibagi menjadi beberapa bentuk: a) Strategi Produk, b) Strategi Harga, c) Strategi Distribusi, d) Strategi Promosi. Swalayan Surya Gondang memiliki dua strategi yang dapat diterapkan, yaitu strategi harga yang terdapat dalam penetapan harga berupa POP (Point of Price) dan strategi promosi terhadap barang tertentu dengan sistem promo terdapat pada barang komoditas. Penetapan harga yang berupa POP (Point of Price) yang terdapat di etalase rak barang komoditas di mana hal tersebut merupakan kesepakatan harga antara pihak swalayan dengan konsumen (pelanggan). Sedangkan strategi yang terjadi pada promosi diterapkan dalam sistem promo dibagi menjadi 10 macam promo (diskon, murah, 3 hari saja, awal bulan, akhir bulan, home care, beauty fair, kitchen fair, kids and baby fair, dan heboh). Hal tersebut dilakukan untuk menarik minat konsumen agar mau berbelanja di Swalayan Surya Gondang. Penelitian yang dilakukan mempunyai sebuah tujuan untuk mengetahui bagaimana strategi di Swalayan Surya Gondang dengan menggunakan jenis pendekatan secara langsung atau lapangan (field research), sedangkan jenis penelitian adalah kualitatif. Data yang diperoleh berupa data primer dan sekunder, sebagaimana yang terdapat dalam metode pengumpulan data dengan cara wawancara dan telaah dokumentasi. Dalam menganalisis data, peneliti menggunakan teknik analisis data kualitatif. Dari hasil penelitian yang dilakukan oleh peneliti bahwa Swalayan Surya Gondang mempunyai 2 strategi untuk menarik minat konsumen (pelanggan) yaitu berupa penetapan harga yang ada pada POP (Point of Price) tidak sesuai dengan database komputer sehingga terjadi perubahan lafal ijab dan qabul. Strategi selanjutnya yaitu berupa promo yang terdapat pada barang komoditas berupa promo diskon di mana telah ditemukan adanya ketidakjujuran terhadap barang yang mendapat promo diskon, yang ditemukan penutupan logo promo pada masa kadaluwarsa yang menyebabkan pihak konsumen (pelanggan) tidak megetahui kapan masa kadaluwarsa akan habis.
The sales or marketing strategy is a target selection that determines the position of competition and mix in buying and selling transactions. In the strategy applied sales or marketing in supermarkets can be divided into several types; a) Product Strategy, b) Price Strategy, c) Distribution Strategy, d) Promotion Strategy. Surya Gondang Supermarket has two strategies that can be implemented, the price strategy in pricing in the form of POP (Pont of Price) and in the form of a promotion strategy for certain goods with the promo system in commodity goods. Pricing in the form of a Point (POP) that is contained in a commodity shop window where it is a price agreement between a supermarket and a customer. While the strategy that occurred in the promotion was implemented in the promo system divided into 10 kinds of promos (discounts, cheap, just 3 days, the beginning of the month, the end of the month, home care, beauty fair, kitchen fair, kids and baby fair, and excited). This was done to attract consumers to shop in Surya Gondang Supermarket. The research conducted has a purpose to find out how the strategy in Surya GondangSupermarkets uses the type of approach directly or in the field (field research), while the type of research is qualitative. Data obtained in the form of primary and secondary data, as contained in the method of data collection by means of interviews and documentation. In analyzing data, researchers used qualitative data analysis techniques. From the results of research conducted by researchers that Surya Gondang Supermarket has 2 strategies to attract consumers (customers), they are; in the form of pricing in the POP (Point Of Price) that is not in accordance with computer databases so that changes in lafadz ijab and qabul occur. The next strategy is in the form of promos contained in commodity goods in the form of discount promos where there has been a dishonesty of the goods that received a discount promo, which found closure of the promo logo on expiration which causes the consumer (customer) not to know when the expiration will expire.
Fakultas Syariah IAIN Kediri
2019-07-29
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/39
10.30762/q.v3i2.1601
Qawãnïn Journal of Economic Syaria Law; Vol. 3 No. 2 (2019): Juli; 163-181
Qawanin: Jurnal of Economic Syaria Law; Vol 3 No 2 (2019): Juli; 163-181
2622-8661
2598-3156
10.30762/q.v3i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/39/33
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/40
2022-06-20T06:04:43Z
qawanin:ART
driver
Pendistribusian Dana ZIS Melalui Program Genius Perspektif UU No. 23 Tahun 2011 Tentang Pengelolaan Zakat (Studi Kasus Yatim Mandiri Kediri) Distribution of ZIS Funds Through the Genius Perspective Program Law No. 23 of 2011 concerning Management of Zakat
Dea Putri Anggraini
Abdullah Taufik
Faridatul Fitriyah
Management of Zakat
Infaq and Shadaqah (ZIS)
Education
Welfare
Dana-dana ZIS yang terkumpul dapat menjadi solusi terbaik sebagai penggerak perekonomian dan kesejahteraan masyarakat. Langkah strategis dapat diambil untuk pendayagunaan dan pendistribusian dana ZIS dengan memanfaatkan sumber daya manusia yang kompeten di bidang ZIS. ZIS sebaiknya dikelola oleh lembaga atau amil yang profesional, akuntabel, amanah dan pengelolaannya harus sesuai dengan ketentuan perundang-undangan yang berlaku. Penelitian ini bermaksud untuk menjelaskanpendistribusian dana ZIS melalui program Sanggar GENIUS perspektif UU No. 23 Tahun 2011 Tentang Pengelolaan Zakat. Dalam penelitian ini penulis menggunakan pendekatan kualitatif, dengan menggunakan tiga metode pengumpulan data, yaitu metode observasi partisipan, wawancara tidak terstruktur, dan dokumentasi. Jenis penitian adalah penelitian lapangan dan menggunakan pendekatan yuridis empiris. Untuk menganalisa data, penulis menggunakan teknik deskriptif dengan menggambarkan data secara sistematis dan faktual, sedangkan analisisnya melalui tiga metode: yaitu reduksi data, penyajian data, dan penarikan kesimpulan atau verifikasi. Pengecekan keabsahan data dilakukan menggunakan teknik ketekunan dalam pengamatan, triangulasi, dan perpanjangan keikutsertaan. Hasil penelitian menunjukkan bahwa: 1) Program Sanggar GENIUS berbentuk bimbingan belajar gratis matematika dan peningkatan akhlakul karimah, ditujukan kepada anak yatim duafa setingkat SD, tidak menutup kemungkinan anak duafa non-yatim. Sanggar GENIUS kemanfaatannya dapat dirasakan oleh anak yatim. Dana ZIS diserahkan kepada guru sanggar sebagai upah (bisyaroh). Ada pembinaan setiap bulan di kantor Yatim Mandiri Kediri, serta monev yang dilakukan Staf Program setiap tahun sekali dengan mendatangi masing-masing sanggar. 2) Pelaksanaan distribusi dana ZIS melalui program Sanggar GENIUS sudah sesuai dengan ketentuan Pasal 25 dan Pasal 26 UU No. 23/2011, pelaksanaan program yang tidak melanggar syariat Islam, berdasarkan prioritas mustahik, serta amanah dari donatur/muzaki. Laporan kegiatan pengelolaan zakat, dilakukan secara terpusat oleh Yatim Mandiri pusat setiap akhir tahun. Sesuai dengan PP. No 14 Tahun 2014, Yatim Mandiri melakukan audit syariah dan audit keuangan. Program Sanggar GENIUS membawa kesejahteraan bagi anak-anak binaannya. Selain itu, zakat merupakan salah satu kegiatan untuk menjaga kelima hal pokok yang terkandung dalam dlaruriyah. Lebih spesifiknya sanggar Genius melingkupi penjagaan terhadap agama, jiwa, akal, dan harta benda.
Collected ZIS funds can be the best solution of the economy booster and public welfare. Strategic ways can be taken to utilize and distribute ZIS funds by utilizing competent human resources in the ZIS sources of field. ZIS should be managed by a professionalinstitution, accountable, trustworthy and its management must be in accordance with the applicable legal provisions. This study intends to explain the distribution of ZIS funds through the perspective program GENIUS Act No. 23 of 2011 concerning Management of Zakat. In this study the authors used a qualitative approach, using three methods of data collection, they are: participant observation, unstructured interviews, and documentation. The type of research is field study and uses an empirical juridical approach. To analyze data, the author uses descriptive techniques by describing data systematically and factually, while the analysis through three methods: data reduction, data presentation, and conclusion or verification. Checking the validity of the data is done using perseverance techniques in observation, triangulation, and extension of participation.The results showed that: 1) GENIUS Studio program in the form of free mathematics tutoring and improved morality, aimed at orphaned children at the elementary level, do not rule out the possibility of non-orphaned children. The usefulness of GENIUS studio program can be felt by theorphans. ZIS funds are given to the studio teacher as a wage (bisyaroh). There is guidance every month at the Kediri Mandiri Orphanage office, as well as monitoring and evaluation conducted by the Program Staff every year by visiting each studio. 2) The distribution of ZIS funds through the GENIUS Studio program is in accordance with the provisions of Article 25 and Article 26 of Law No. 23/2011, the implementation of programs that do not violate Islamic law, based on priority mustahik, as well as mandate from donors / muzaki. Reports on zakat management activities are carried out centrally by the central Yatim Mandiri at the end of each year. In accordance with PP. No 14 In 2014, Yatim Mandiri conducted sharia audits and financial audits. The GENIUS Studio Program brings prosperity to its assisted children. In addition, zakat is one of the activities to safeguard the five main things contained in dlaruriyah. More specifically the Genius studio covers guarding religion, soul, mind, and property.
Fakultas Syariah IAIN Kediri
2019-07-29
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/40
10.30762/q.v3i2.1607
Qawãnïn Journal of Economic Syaria Law; Vol. 3 No. 2 (2019): Juli; 182-211
Qawanin: Jurnal of Economic Syaria Law; Vol 3 No 2 (2019): Juli; 182-211
2622-8661
2598-3156
10.30762/q.v3i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/40/34
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/41
2022-06-20T06:04:43Z
qawanin:ART
driver
PERAN EKONOMI ERA GLOBALISASI DALAM TUMBUH KEMBANG MASYARAKAT ISLAM MODERN DI INDONESIA (The Economic Role of The Globalization Era In The Development Of Modern Islamic Community In Indonesia)
Achmad Zainuddin
Izzatul ‘Ainiah
Peny Sabila
Economic Role
Globalization Era
Production Activities
Ekonomi memiliki peran penting dalam tumbuh kembang masyarakat Islam yang mana sebagai penunjang kegiatan produksi dan konsumsi sekaligus sebagai ibadah yang membawa manfaat untuk banyak orang baik dalam jangka panjang ataupun jangka pendek. Logikanya jika kebutahan pribadi seseorang belum bisa tercukupi bagaimana bisa orang tersebut melakukan kegiatan produksi yang mana meskipun tidak harus membutuhkan modal yang besar tapi tentunya harus ada modal meskipun sedikit. Metode penelitian yang digunakan dalam penelitian ini adalah metode kajian pustaka, yaitu metodelogi pengumpulan data dari teori yang telah ada di jurnal, buku, maupun koran online. Kegiatan produksi dalam umat Islam dapat membuat kehidupan masyarakat Islam menjadi tumbuh ke arah pemerataan kesejahteraan. Karena dengan adanya produksi menjadikan masyarakat muslim bisa menggaji dirinya sendiri, tidak bergantung pada orang lain, mampu menciptakan lapangan kerja untuk orang lain, dan mampu untuk membantu memenuhi kebutuhan masyarakat yang meningkat.
Economics has an important role in the growth and development of Islamic society which supports production and consumption activities as well as worship that brings benefits to many people both in long or short term. Logically, if the personal’s needs cannot be fulfilled, how they can carry out production activities, although they do not have huge capital, at least, there must be a small amount of capital. The research method used in this study is the literature study, the methodology of collecting data from existing theories in journals, books, and online newspapers. Production activities in Muslims can make the life of the Islamic community grow towards equitable prosperity, because with the production of the Muslim community can improve their prosperity for themselves, not depends on others, also able to create jobs for others, and help meet the increasing of society needs.
Fakultas Syariah IAIN Kediri
2019-07-29
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/41
10.30762/q.v3i2.1634
Qawãnïn Journal of Economic Syaria Law; Vol. 3 No. 2 (2019): Juli; 212-238
Qawanin: Jurnal of Economic Syaria Law; Vol 3 No 2 (2019): Juli; 212-238
2622-8661
2598-3156
10.30762/q.v3i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/41/35
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/42
2022-06-20T06:04:43Z
qawanin:ART
driver
PENERAPAN PRINSIP-PRINSIP HUKUM PERJANJIAN ISLAM DALAM PRODUK PERBANKAN SYARIAH (Telaah Atas Undang-Undang Nomor 21 Tahun 2008 Tentang Perbankan Syariah)
Aristoni
Agreement
Islamic Law
Sharia Principles
Islamic Banking
Prinsip dasar dalam hukum perjanjian Islam yakni, setiap muslim atau subyek hukum memiliki kebebasan dalam melakukan perbuatan hukum untuk mengadakan akad dan/atau perjanjian. Kebebasan sebagaimana dimaksud adalah bebas dalam menentukan objek perjanjian dan bebas menentukan dengan siapa akan membuat suatu perjanjian, dengan catatan sepanjang tidak bertentangan dengan ketentuan hukum Islam. Dalam praktik perbankan syariah pokok-pokok perjanjian dan/atau akad didasarkan pada prinsip syariah yang mana menawarkan suatu produk alternatif prinsip bagi hasil sebagai pengganti dari sistem bunga yang dipakai dalam perbankan konvensional. Secara garis besar produk-poduk perbankan syariah yang dikeluarkan didasarkan pada prinsip titipan, sewa menyewa, jual beli, bagi hasil dan jasa. Dan apabila prinsip-prinsip tersebut dijalankan dalam kegiatan usaha perbankan syariah berdasarkan syarat dan rukunnya, maka akan menghasilkan transaksitransaksi yang bebas dari riba, transaksi yang bersifat untung-untungan dan tidak jelas, objek yang dilarang syariah dan ketidakadilan sebagaimana pula dikehendaki dalam UndangUndang Nomor 21 Tahun 2008 tentang Perbankan Syariah.
The basic principle in Islamic treaty law is that every Muslim or legal subject has the freedom to carry out legal actions to enter into contracts and /or agreements. Freedom as referred to is free in determining the object of the agreement and free to determine who will make an agreement, provided that it does not conflict with the provisions of Islamic law. In sharia banking practices the principles of agreements and/or contracts are based on sharia principles which offer an alternative product for profit sharing principle as a substitute for the interest system used in conventional banking. Broadly speaking, Islamic banking products issued are based on the principle of deposit, leasing, buying and selling, profit sharing and services. And if these principles are implemented in sharia banking business activities based on the terms and conditions, they will result in transactions that are free from usury, profit and unclear transactions, objects that are prohibited from sharia and injustice as also desired in the Act Number 21 of 2008 concerning Sharia Banking.
Fakultas Syariah IAIN Kediri
2019-07-29
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/42
10.30762/q.v3i2.1652
Qawãnïn Journal of Economic Syaria Law; Vol. 3 No. 2 (2019): Juli; 239-259
Qawanin: Jurnal of Economic Syaria Law; Vol 3 No 2 (2019): Juli; 239-259
2622-8661
2598-3156
10.30762/q.v3i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/42/36
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/49
2022-06-20T06:05:04Z
qawanin:ART
driver
MEKASNISME PASAR DALAM PERSPEKTIF ABU YUSUF: STUDI KASUS KENAIKAN HARGA TIKET PESAWAT DOMESTIK DI INDONESIA (Market Mechanism in Abu Yusuf's Perspective: Case Study of Domestic Flight Ticket Price Increase in Indonesia)
Intan Ayu Nur Wegayanti
Market Mechanisms
Ticket prices
the Thought of Abu Yusuf
al-Kharaj
Pernyataan umum yang berlaku tentang hubungan negatif pada kurva permintaan adalah apabila jumlah suatu barang (Q) mengalami kelangkaan maka harga barang (P) akan naik, dan sebaliknya. Namun salah satu tokoh ekonomi Islam klasik menentang pernyataan tersebut, yaitu Abu Yusuf.Menurut Abu Yusuf bisa saja persediaan barang melimpah diiringi dengan harga yang tinggi dan sebaliknya.Penelitian ini bertujuan untuk menganalisis kenaikan harga tiket pesawat domestik di Indonesia menggunakan konsep mekanisme pasar perspektif pemikiran Abu Yusuf. Metode penelitian yang digunakan adalah metode kajian pustaka, di mana sumber-sumber literatur diperoleh dari buku, internet, jurnal dan lainnya. Sedangkan analisisnya menggunakan deskriptif analisis untuk menjawab permasalahan penelitian. Hasil penelitian menunjukan adanya kesesuaian dengan pemikiran Abu Yusuf yaitu bahwa kenaikan harga tiket pesawat tidak disebabkan oleh kelangkaan, melainkan faktor-faktor lain seperti biaya, perbaikan keuangan maskapai, stagnasi harga tiket, dan penguasaan pasar. Namun bukti empiris juga menemukan bahwa kenaikan harga tiket pesawat menyebabkan penurunan jumlah penumpang, dimana hal ini sesuai dengan teori ekonomi pada umumnya yaitu apabila harga barang naik maka jumlah barang yang diminta cenderung menurun.
A general statement that applies to the negative correlation on the demand curve is that if the amount of goods (Q) suffers from scarcity, the price of goods (P) will increase, and vice versa. But, one of the classical Islamic economic figures opposes this statement, namely Abu Yusuf. According to Abu Yusuf, it could be an overflowing supply of goods accompanied by high prices and vice versa. This study aims to analyze the increase of the domestic plane ticket price in Indonesia using the concept of market mechanism based on Abu Yusuf's perspective. The research method uses the literature review method, where literary sourcesare obtained from books, the internet, journals, and others. While the analysis uses descriptive analysis to answer the research problem. The article demonstrates there was a suitability with Abu Yusuf's thouht that the increase in ticket prices was not caused by the scarcity, but it was caused by several other factors such as costs, airline financial improvements, the stagnation of ticket price, and market domination. However, the empirical evidence also that the increase in ticket prices affected the decrease in the number of passengers, which is an accordance to the economic theory in general, that is if the price of goods rises, the amount of goods requested will decrease.
Fakultas Syariah IAIN Kediri
2020-01-31
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/49
10.30762/q.v4i1.1875
Qawãnïn Journal of Economic Syaria Law; Vol. 4 No. 1 (2020): Januari; 1-17
Qawanin: Jurnal of Economic Syaria Law; Vol 4 No 1 (2020): Januari; 1-17
2622-8661
2598-3156
10.30762/q.v4i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/49/43
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/50
2022-06-20T06:05:04Z
qawanin:ART
driver
PRAKTIK PENGELOLAAN PRINSIP SYARIAH DI HOTEL ANDITA SYARIAH SURABAYA BERDASARKAN FATWA DSN-MUI NOMOR 108/DSN-MUI/X/2016 (Sharia Principles Management Practices at Andita Syariah Hotel Surabaya Based On DSN-MUI Fatwa Number 108/DSN-MUI/X/2016)
Muflihatul Bariroh
Sharia business
Sharia hotel
DSN-MUI fatwa
Penelitian ini didasarkan pada fenomena banyak bermunculan hotel berlabel syariah yang ada di Indonesia, tetapi diindikasikasikan hanya sedikit yang memenuhi kriteria hotel syariah dalam fatwa DSN-MUI No.108/DSN-MUI/X/2016, sehingga tidak memiliki sertifikasi halal termasuk hotel Andita Syariah Surabaya. Tujuan Penelitian adalah mendeskripsikan konsep syariah menurut pengelola hotel Andita Syariah, menjelaskan penerapan prinsip syariah di hotel Andita Syariah serta menganalisis praktik pengelolaan di hotel Andita Syariah berdasarkan fatwa. Pendekatan kualitatif-deskriptif digunakan oleh penulis sebagai metode dalam penelitian melalui penyajian hasil penelitian berdasarkan fakta yang diperoleh dari observasi dan wawancara serta teori dalam bentuk uraian deskriptif. Hasil penelitian didapatkan bahwa terdapat beberapa hal yang belum terpenuhi dari tujuh kriteria standar hotel syariah yang terdapat dalam fatwa DSN-MUI. Namun demikian, titik penting dari penyediaan layanan syariah di hotel Andita Syariah adalah sebagai wujud pemberian dukungan dalam upaya meningkatkan keimanan dan ketakwaan dengan menerapkan prinsip syariah melalui bisnis dan ekonomi syariah.
This research is based on the phenomenon of many sharia-labeled hotels popping up in Indonesia but it is indicated that only a few meet the criteria of sharia hotels contained in the fatwa DSN-MUI No.108/DSN-MUI/X/2016, so they do not have halal certification, including hotels andita syariah surabaya. The purpose of this research is to describe the concept of sharia according to the manager of the Andita syariah hotel, explain the application of sharia principles in the Andita Syariah hotel and analyze the management practices at the Andita Syariah hotel based on the fatwa. Qualitative-descriptive approach is used by the author as a method in research through the presentation of research results based on facts obtained from observations and interviews and theories in the form of descriptive descriptions. The results of the study found that there are several things that have not been fulfilled from the seven criteria of sharia hotel standards contained in the DSN-MUI fatwa. However, an important point of providing sharia services at the Andita sharia hotel is as a form of providing support in an effort to increase faith and piety by applying sharia principles through sharia business and economy.
Fakultas Syariah IAIN Kediri
2020-01-31
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/50
10.30762/q.v4i1.1965
Qawãnïn Journal of Economic Syaria Law; Vol. 4 No. 1 (2020): Januari; 18-39
Qawanin: Jurnal of Economic Syaria Law; Vol 4 No 1 (2020): Januari; 18-39
2622-8661
2598-3156
10.30762/q.v4i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/50/44
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/51
2022-06-20T06:05:04Z
qawanin:ART
driver
MEKANISME BAGI HASIL SIMPANAN BERJANGKA SYARIAH (SI JAKA) DI BMT NURUL UMMAH NGASEM JAWA TIMUR (The Sharia Futures Deposit (Si Jaka) Profit Sharing Mechanism in BMT Nurul Ummah Ngasem East Java)
Khoiriyah Muthmainnah
Joko Hadi Purnomo
Niswatin Nurul Hidayati
Sharia Futures Mechanism
Management and Deposits
Penelitian ini dilatar belakangi pengelolaan simpanan berjangka syariah yang semakin pesat dari tahun ke tahun selain itu BMT Nurul Ummah Ngasem Jawa Timur juga melakukan kegiatan penghimpunan dana dari masyarakat salah satunya produk tabungan berjangka syariah (Si Jaka). Dalam pratiknya menggunakan akad mudharabah. oleh sebab itu nasabah sebagai pemilik dana yang telah menyimpan dananya, mendapatkan bagi hasil atau keuntungan yang telah disepakati bersama di awal pembukaan tabungan berjangka syariah (Si Jaka). Oleh karena itu penelitian tertarik untuk mengangkat judul Mekanisme bagi hasil simpanan berjangka syariah (Si Jaka) di BMT Nurul Ummah Ngasem Jawa Timur. Pertanyaan utama yang akan dijawab dari penelitian ini adalah: 1) pengelolaan simpanan berjangka syariah (Si Jaka) yang ada di BMT Nurul Ummah Ngasem Jawa Timur. (2) mekanisme bagi hasil simpanan berjangka syariah (Si Jaka) di BMT Nurul Ummah Ngasem Jawa Timur. Untuk menjawab permasalahan tersebut, maka penelitian ini menggunakan pendekatan deskriptif kualitatif yang menghasilakan data-data yang diperoleh dari objek penelitian yakni dengan metode observasi, wawancara, dan dokumentasi yang kemudian dilakukan analisis dengan cara mendeskripsikan data dari informal, mereduksi data sesuai kebutuhan penelitian, kemudian di analisis oleh penulis, dan disimpulkan untuk menjawab penelitian. Hasil penelitian menyimpulkan bahwa pengelolaan dan mekanisme bagi hasil simpanan berjangka syariah (Si Jaka) yang ada di BMT Nurul Ummah Ngasem Jawa Timur dalam penerapan nisbahnya harus benar-benar sesuai dengan prinsip syariah.
This research was grounded by the management of sharia futures deposits which are rapidly increasing from year to year. Besides, BMT Nurul Ummah Ngasem East Java also conducts fundraising activities from the public, one of which is sharia term savings products (Si Jaka). In practice, it uses the mudharabah agreement. Therefore, the customer as the owner of the funds that has deposited the funds, get a profit sharing or profit that has been mutually agreed upon at the beginning of opening of sharia term savings (Si Jaka). Therefore, the research was interested in raising the title of the mechanism for the sharia term savings products (Si Jaka) at BMT Nurul Ummah Ngasem, East Java. The main questions that will be answered from this research were: 1. management of sharia term savings products (Si Jaka) at BMT Nurul Ummah Ngasem East Java, 2. mechanism for the sharia term savings products (Si Jaka) at BMT Nurul Ummah Ngasem East Java. To answer these problems, this research uses a qualitative descriptive approach that produces data obtained from the research object namely observation, interviews, and documentation which are then analyzed by describing data from informal, reducing data according to research needs, then di analysis by the author, and concluded to answer the research. The results of the study concluded that the management and profit sharing mechanism of sharia term savings products (Si Jaka) at BMT Nurul Ummah Ngasem East Java in applying the ratio must be really in accordance with sharia principles.
Fakultas Syariah IAIN Kediri
2020-01-31
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/51
10.30762/q.v4i1.1971
Qawãnïn Journal of Economic Syaria Law; Vol. 4 No. 1 (2020): Januari; 40-70
Qawanin: Jurnal of Economic Syaria Law; Vol 4 No 1 (2020): Januari; 40-70
2622-8661
2598-3156
10.30762/q.v4i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/51/45
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/52
2022-06-20T06:05:04Z
qawanin:ART
driver
IMPLEMENTASI PEMBIAYAAN AL-QARDH WAL IJARAH (Studi Kasus di BMT Nurul Ummah Ngasem Jawa Timur) The Implementation of Al-Qardh Wal Ijarah Financing (Case Study at BMT Nurul Ummah Ngasem East Java
Nurul Aini
Moch. Zaenal Azis Muchtarom
Moch. Agus Sifa’
Financing
Qardh
Ijarah and BMT
Penelitian ini dilatarbelakangi Pembiayaan Al-Qardh Wal Ijarah. Al qardh wal ijarah merupakan salah satu produk yang didalamnya terkandung misi sosial. Adanya misi sosial kemasyarakatan ini akan meningkatkan citra baik dan meningkatkan loyalitas masyarakat terhadap BMT. Pembiayaan Al-Qardh Wal Ijarah ini disamping memberi bantuan untuk modal usaha dapat juga diberikan kepada anggota yang memerlukan dana bukan untuk usaha melainkan untuk kegiatan biaya anak sekolah, membangun rumah, dan kebutuhan lainnya sesuai dengan kegiatan anggota. Jenis penelitian ini adalah peneliti menggunakan pendekatan kualitatif dengan metode deskriptif. Data yang didapatkan adalah data primer yang langsung diperoleh dari BMT Nurul Ummah Ngasem Jawa Timur tentang pembiayaan al-qardh wal ijarah dan dari data sekunder yang merupakan data olahan yang sumbernya dapat dipercaya dan dipertanggungjawabkan secara ilmiah dengan menggunakan studi pustaka, interview, internet, dan lain-lain. Hasil penelitian dalam Peneliti ini adalah BMT Nurul Ummah Ngasem Jawa Timur sudah memiliki standar operasional prosedur penerapan dengan baik sesuai dengan prinsip analisis pembiayaan dan yang sering mengajukan pembiayaan al-qardh wal ijarah adalah anggota yang memiliki usaha yan bertujuan untuk mengembangkan usahanya. Dan sistem yang digunakan oleh BMT Nurul Ummah Ngasem Jawa Timur yaitu menggunakan sistem promosi personal selling (penjualan pribadi) yang dilakukan oleh santri BMT Nurul Ummah Ngasem Jawa Timur kepada anggota yang memiliki usaha.
This research is motivated by Al-Qardh Wal Ijarah Financing. Al qardh wal ijarah is one of the products contained in social mission. The existence of the social mission will improve the good image and increase public loyalty to the BMT. Al-Qardh Wal Ijarah's financing aside from providing assistance for business capital can also be given to members who need funds not for business but for the activities of schoolchildren's costs, building houses, and other needs in accordance with the member's activitiesThis type of research is researchers using a qualitative approach with descriptive methods. he data obtained are primary data directly obtained from BMT Nurul Ummah Ngasem East Java about al-qardh wal ijarah financing and from secondary data which is processed data whose sources can be trusted and scientifically accounted for using literature studies, interviews, internet, etc. -other. The results of this study in this Researcher is that the BMT Nurul Ummah Ngasem East Java already has standard operating procedures for implementing them in accordance with the principles of financing analysis and who often propose financing al-qardh wal ijarah are members who have businesses that aim to develop their businesses. And the system used by BMT Nurul Ummah Ngasem East Java is to use a personal selling promotion system conducted by students of BMT Nurul Ummah Ngasem East Java to members who have businesses.
Fakultas Syariah IAIN Kediri
2020-01-31
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/52
10.30762/q.v4i1.1988
Qawãnïn Journal of Economic Syaria Law; Vol. 4 No. 1 (2020): Januari; 71-96
Qawanin: Jurnal of Economic Syaria Law; Vol 4 No 1 (2020): Januari; 71-96
2622-8661
2598-3156
10.30762/q.v4i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/52/46
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/53
2022-06-20T06:05:04Z
qawanin:ART
driver
TINJAUAN HUKUM ISLAM TERHADAP PRAKTIK SEWA MENYEWA POHON MANGGA DI KALANGAN MASYARAKAT DUSUN PATUK (Overview of Islamic Law Against Leasing Practices of Leasing Mango Trees Among Patuk Communities)
Afanda Leliana Sari
Abdul Wahab A. Khalil
Faridatul Fitriyah
Islamic law
Leasing
Mango Tree
Praktik sewa menyewa pohon mangga di kalangan masyarakat Dsn. Patuk Ds. Ngetos Kec. Ngetos Kab. Nganjuk yang tidak biasa perlu kajian dengan tinjauan hukum Islam apakah sudah sesuai dengan syariat, guna meminimalisir adanya kemadlaratan yang mungkin ditimbulkan. Penelitian ini akan mengkaji dan menganalisis tentang praktik sewa menyewa pohon mangga dikalangan masyarakat Dusun Patuk Desa Ngetos Kecamatan Ngetos Kabupaten Nganjuk serta statusnya tinjauan hukum Islam. Penelitian lapangan (field reseach) ini menggunakan pendekatan kualitatif. Sumber datanya adalah masyarakat Dusun Patuk, dikumpulkan dengan teknik wawancara dan observasi. Metode analisisnya adalah deskriptif, yaitu mendeskripsikan bagaimana praktik sewa menyewa pohon mangga yang terjadi di kalangan masyarakat Dsn. Patuk Ds. Ngetos Kec. Ngetos Kab. Nganjuk dengan tinjauan hukum Islam. Dari hasil penelitian dapat disimpulkan bahwa praktik sewa menyewa pohon mangga di kalangan masyarakat Dsn. Patuk Ds. Ngetos Kec. Ngetos Kab. Nganjuk termasuk dalam akad bathÄ«l dikarenakan terdapat satu rukun yang tidak terpenuhi atau dilarang oleh syara’ yakni penggunaan pohon mangga sebagai objek sewa. Terkait dengan resiko, dalam praktik ini seluruh resiko menjadi tanggungjawab pihak penyewa. Hal ini tidak sesuai dengan ketentuan dalam Fatwa Dewan Syariah Nasional-Majelis Ulama’ Indonesia (DSN-MUI) No: 112/DSN- MUYIX/2017 Tentang Akad IjÄrah. Sedangkan hukumnya adalah dihukumi ma’fu, dikarenakan ketidak pahaman masyarakat tersebut atas hukum dari praktik yang mereka lakukan.
The practice of renting happens in Patuk Ngetos village Ngetos Nganjuk Regency by using mango trees as the objects in unusual leases needs to be studied with a review of Islamic law whether it is in accordance with the Sharia in order to minimize the existence of delays that might result from this practice, as well as a review of Islamic law about the practice of renting mango trees among the people of in Patuk Ngetos village Ngetos Nganjuk Regency. This type of research is a field research (field research), with a qualitative approach. The data source of this research is the community of Patuk villaget. The data collected isprimary data with data collection techniques through interviews and observations. Based on the results of the study, it can be concluded that this practice is included in the bathīl contract because there is one pillar that is not fulfilled or prohibited by syara 'which is the use of mango trees as rental objects. This is also in accordance with the view of the ulama 'madzhab which states that it is not permissible to rent trees for fruit. In addition, the use of this object has resulted in uncertain speculation of results so that it tends towards gharar. As for the law on the practice of renting that has been done by the people of Patuk village, they are punished by ma'fu, due to the community's lack of understanding of the law of their practice. Therefore, the practice of renting a mango tree should be transferred to other agreements (contracts) such as land rent along with what is embedded in it or also with a contract (contract) musaqah provided that the results are sold to the cultivators.
Fakultas Syariah IAIN Kediri
2020-01-31
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/53
10.30762/q.v4i1.2005
Qawãnïn Journal of Economic Syaria Law; Vol. 4 No. 1 (2020): Januari; 97-120
Qawanin: Jurnal of Economic Syaria Law; Vol 4 No 1 (2020): Januari; 97-120
2622-8661
2598-3156
10.30762/q.v4i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/53/47
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/54
2022-06-20T06:05:04Z
qawanin:ART
driver
PENERAPAN WAKAF UANG SECARA PROFESIONAL MENURUT HUKUM ISLAM (Application of Cash Waqf in Good Governance)
Ahmad Mu’is
Binti Nur Hamida
Waqf
Cash Waqf
Good Governance
In term of terminology, the word Waqf means 'holding back something to acquire advantage'. Certain things can be something active like land or passive like money as cash waqf (waqf al nuqud). Money as waqf is still not explored and managed to the maximum, even though its potential is massive because Indonesia is a majority Muslim country. The great potential of waqf challenges is also not easy. The main obstacle is more on human resources and their management strategies. The problem of good and efficient management of waqf is a problem. Therefore, the greater the wealth and diversity of waqf that can be managed by Nadzhir professionally with proper management, the more benefits can be derived from managing cash waqf with good governance will strengthen the role of waqf in improving the economy and welfare of the community. This research uses literature study method by referring several primary and secondary sources in the form of books, and relevant journals discussing the problems of waqf, money waqf, and good governance. The results of this study state that in the context of waqf management, Good Governance can be more easily interpreted as trustful waqf management so that waqf property can be collected, managed and distributed properly for the benefit of the people. Potential money as cash waqf is also very promising, because waqf in this form are not with ownership of large amounts of wealth.
Key words: Waqf, Cash Waqf, Good Governance
Fakultas Syariah IAIN Kediri
2020-01-31
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/54
10.30762/q.v4i1.2058
Qawãnïn Journal of Economic Syaria Law; Vol. 4 No. 1 (2020): Januari; 121-137
Qawanin: Jurnal of Economic Syaria Law; Vol 4 No 1 (2020): Januari; 121-137
2622-8661
2598-3156
10.30762/q.v4i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/54/48
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/55
2022-06-20T06:05:24Z
qawanin:ART
driver
UPAYA IMPLEMENTASI FATWA MAJELIS ULAMA INDONESIA NOMOR 23 TAHUN 2020 SEBAGAI UPAYA PEMULIHAN EKONOMI OLEH LEMBAGA AMIL ZAKAT (MUI FATWA IMPLEMENTATION BUSINESS NUMBER 23 YEAR 2020 IN ECONOMIC RECOVERY BY AMIL ZAKAT INSTITUTION)
Binti Mutafarida
Moh. Farih Fahmi
Covid-19
Islamic Philanthropy
Amil Zakat Institution
Empowerment
Penelitian ini bertujuan untuk menganalisa adakah implementasi dari Lembaga Amil Zakat dalam hal ini adalah Yayasan Yatim Mandiri cabang Kediri dalam menyikapi adanya Fatwa MUI Nomor 23 Tahun 2020 tentang pemanfaatan harta zakat, infak, dan shadaqah untuk penanggulangan wabah covid-19 dan dampaknya terutama dalam bidang ekonomi yang berdampak pada kondisi kesejahteraan masyarakat. Teori yang digunakan dalam penelitian ini adalah konsep kesejahteraan Imam Ghazali dan juga Fatwa MUI Nomor 23 tahun 2020. Sedangkan hasil penelitian dijabarkan dalam bentuk kata-kata sehingga disebut dengan metode kualitatif dengan data dari hasil wawancara. Hasil dari penelitian ini menunjukkan bahwa Yayasan Yatim Mandiri cabang Kediri mengapresiasi Fatwa MUI Nomor 23 tahun 2020 dengan cara menyalurkan dana filantropi yang terkumpul melalui dalah satu programnya yang bernama BISA untuk meningkatkan kesejahteraan masyarakat dalam bidang ekonomi pada masa pandemi covid 19.
This study aims to analyze whether an implementation of the Amil Zakat Institute is real, in this case the Kediri branch of the Yatim Mandiri Foundation in response to the MUI Fatwa Number 23 of 2020 concerning the use of zakat, infaq and shadaqah assets for the prevention of the Covid-19 outbreak and its impact, especially in the economic sector. which has an impact on the condition of society's welfare. The theory used in this research is the concept of the welfare of Imam Ghazali and also Fatwa MUI Number 23 of 2020. Meanwhile, the results of the study are translated into words so that they are called qualitative methods with data from interviews. The results of this study indicate that the Kediri branch of the Yatim Mandiri Foundation appreciates MUI Fatwa Number 23 of 2020 by channeling philanthropic funds collected through one of its programs called BISA to improve the welfare of the society in the economic sector during the Covid 19 pandemic.
Fakultas Syariah IAIN Kediri
2020-07-24
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/55
10.30762/q.v4i2.2452
Qawãnïn Journal of Economic Syaria Law; Vol. 4 No. 2 (2020): Juli; 138-153
Qawanin: Jurnal of Economic Syaria Law; Vol 4 No 2 (2020): Juli; 138-153
2622-8661
2598-3156
10.30762/q.v4i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/55/49
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/56
2022-07-25T14:53:10Z
qawanin:ART
driver
POLA HIDUP DAN KONSUMSI PEMULUNG DITINJAU DARI FIKIH KONSUMSI (Studi Kasus di Desa Pojok Dusun Jarakan Klotok Kota Kediri) LIFE PATTERNS AND CONSUMPTION OF SCHOOLS FROM CONSUMPTION FIKIH (Case Study in Pojok Dusun Jarakan Klotok Village, Kediri City)
Alwi Musa Muzaiyin
lifestyle
consumption
waste pickers
Pola hidup merupakan gambaran dari aktivitas/kegiatan yang didukung oleh minat, keinginan dan bagaimana pikiran menjalaninya dalam berinteraksi dengan lingkungan. Menurut ilmu ekonomi, yang dimaksud dengan konsumsi adalah setiap kegiatan memanfaatkan, menghabiskan kegunaan barang dan jasa untuk memenuhi kebutuhan dalam upaya menjaga kelangsungan hidup. Menurut sudut pandang Islam atau dalam prespektif Islam, etika berkonsumsi sesuai syariah islam adalah memakan makanan yang halal. Pemulung adalah sekelompok orang yang bekerja mengumpulkan barang-barang bekas dengan cara mengerumuni muatan truk sampah yang tengah di bongkar, sebagian pemulung lainnya berputar-putar mengais barang bekas dari tumpukan-tumpukan sampah. Ada tiga prinsip dasar konsumsi yang digariskan oleh Islam, yakni prinsip halal, kebersihan dan kesederhanaan. Tujuan penelitian ini adalah untuk mengetahui pola hidup dan konsumsi pemulung dalam keseharian mereka dan untuk mengetahui pola hidup dan konsumsi pemulung ditinjau dari fikih konsumsi. Dalam penelitian ini pendekatan yang digunakan adalah metode penelitian kualitatif. Penelitian ini menggunakan data primer yaitu pewawancara menemui secara langsung narasumber. Dari wawancara yang dilakukan dapat diketahui bahwa pola hidup dan konsumsi pemulung memang tidak sepenuhnya menerapkan sunnah Rasul, namun mereka tetap menjaga kebersihan diri mereka dan keluarganya.
The way of life is a picture of the activities supported by the interest, desire and how the mind interacts with the environment to live in. According to economics, consumption is defind any activity utilizing, spent the usefulness of goods and services to acquire needs in an effort to maintain viability. According to the viewpoint of the Islamic perspective, Sharia-compliant Islamic ethics consume is to eat halal food. Scavengers are a group of people who work to collect used goods by way of swarming truckloads of garbage being dismantled, some other scavengers circling scavenge junk piles of garbage. Three basic principles outlined by the consumption of Islam, the principles of lawful, cleanliness, and simplicity. The purpose of this study was to determine the patterns of life and consumption of scavengers in their daily lives and to know the patterns of life and consumption in terms of fiqh consumption scavengers. In this study, the approach used is qualitative research methods. This study uses primary data to get the interviewer directly speakers. From interviews conducted showed that lifestyle and consumption scavengers did not fully implement the Sunnah of the Prophet, but they still keep clean themselves and their families.
Fakultas Syariah IAIN Kediri
2020-07-24
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/56
10.30762/q.v4i2.2467
Qawãnïn Journal of Economic Syaria Law; Vol. 4 No. 2 (2020): Juli; 154-176
Qawanin: Jurnal of Economic Syaria Law; Vol 4 No 2 (2020): Juli; 154-176
2622-8661
2598-3156
10.30762/q.v4i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/56/50
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/57
2022-06-20T06:05:24Z
qawanin:ART
driver
THE ISLAMIC LAW REVIEW ON MANAGEMENT OF THE SOCIAL SECURITY ORGANIZING AGENCY (BPJS)
Pandi Rais
Shahrul bin Abd Shofi
Erina Sonia
Sulis Setyoningsih
BPJS and Public Health
JKN
health problems
The Social Security Organizing Agency (BPJS) is a legal entity formed in the aspect of a health insurance program. BPJS is part of the JKN (National Health Insurance) which has the aim of ensuring the health of the entire citizen . To measure whether the BPJS for heath has been able to realize its goals, it is necessary to discuss this matter through this journal. With the journal method, the descriptive type method, and the data collection technique used is library research. Then the data is analyzed by descriptive analysis method and associated with the facts. Data shows that the BPJS is a mutual assistance guarantee program, participation is mandatory for all  citizens and is not selective, as well as the existence of a contribution system. Facilities provided include First Level Health Facilities (FKTP), Advanced Level Referral Health Facilities (FKRTL), supporting health facilities, all of which are provided to address health problems since the level of minor illness. However, in the development of the implementation of the BPJS program, several problems emerged, which eventually affected the level of public health. The results of the Bahtsul Masail of PBNU in the Bahtsul Masail commission session at the Bahrul Ulum Nahdatul Ulama Islamic Boarding School, decided that the Social Security Organizing Agency (BPJS) was halal and could be used for all groups in the framework of health insurance in Indonesia.
The Social Security Organizing Agency (BPJS) is a legal entity formed in the aspect of a health insurance program. BPJS is part of the JKN (National Health Insurance) which has the aim of ensuring the health of the entire citizen . To measure whether the BPJS for heath has been able to realize its goals, it is necessary to discuss this matter through this journal. With the journal method, the descriptive type method, and the data collection technique used is library research. Then the data is analyzed by descriptive analysis method and associated with the facts. Data shows that the BPJS is a mutual assistance guarantee program, participation is mandatory for all citizens and is not selective, as well as the existence of a contribution system. Facilities provided include FirstLevel Health Facilities (FKTP), Advanced Level Referral Health Facilities (FKRTL), supporting health facilities, all of which are provided to address health problems since the level of minor illness. However, in the development of the implementation of the BPJS program, several problems emerged, which eventually affected the level of public health. The results of the Bahtsul Masail of PBNU in the Bahtsul Masail commission session at the Bahrul Ulum Nahdatul Ulama Islamic Boarding School, decided that the Social Security Organizing Agency (BPJS) was halal and could be used for all groups in the framework of health insurance in Indonesia.
Fakultas Syariah IAIN Kediri
2020-07-24
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/57
10.30762/q.v4i2.2469
Qawãnïn Journal of Economic Syaria Law; Vol. 4 No. 2 (2020): Juli; 177-192
Qawanin: Jurnal of Economic Syaria Law; Vol 4 No 2 (2020): Juli; 177-192
2622-8661
2598-3156
10.30762/q.v4i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/57/51
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/58
2022-06-20T06:05:24Z
qawanin:ART
driver
HUKUM EKONOMI ISLAM DALAM AKAD IJARAH DAN RAHN (ISLAMIC ECONOMIC LAW IN THE IJARAH AND RAHN CONTRACTS)
Silvia Nur Febrianasari
Islamic economic law
ijarah
rahn
Penelitian ini bertujuan bahwa dalam hukum ekonomi Islam hampir semua aspek hukum bersangkutan dengan fiqih ataupun hukum Islam. Dan dalam praktik muamalah bahwasanya akad ijarah merupakan transaksi atas sewa menyewa barang ataupun jasa dengan memberikan upah mengupah dengan adanya waktu yang telah ditentukan oleh kedua belah pihak sedangkan rahn adalah perjanjian atas suatu hutang piutang antara rahin dan murtahin menggadaikan barangnya sebagai jaminan atas hutangnya. Masalah yang sedang dibahas antara lain mengenai hukum kebolehan atas akad ijarah dan rahn dalam hukum ekonomi Islam. Penelitian ini menggunakan studi literatur yaitu mencari sumber data melalui jurnal, buku, internet dan lain sebagainya. Serta menganalisis data yang dipeoleh dan dapat memberikan pemahaman atas masalah yang dibahas. Hasil dari pembahasan ini bahwasanya dalam akad ijarah dan rahn itu dalam hukum Islam diperbolehkan bahkan sudah diterapkan dalam perbankan syariah dan jenis akad ijarah dalam perbankan syariah ada 2 yaitu ijarah mutlaqah dan ijarah al muntahiah bit tamlik. adapun pegadaian syariah bahwasanya dalam transaksinya tidak ada bunga krena yang menjadi landasan hukumnya yaitu Al-Quran, Hadits, dan Ijtima'
This study aims that in Islamic economic law almost all aspects of law are related to fiqh or Islamic law. And in muamalah practice that the ijarah contracts is a transaction for the lease of goods or services by providing wages with a time determined by both parties, whereas rahn is an agreement on adebt beetwen rahin and murtahin to pawn their goods as collateral for their debt. The issues being discussed include the legal permessilibity of the ijarah and rahn contracts in Islamic economic law. This study uses literature studies, namely searching for data sources through journals, books, the internet and so on. As well as analyzing the data obtained and can provide an understanding of the issues discussed. The result of this discussion is that ijarah and rahn contracts in Islamic law are allowed and even have been applied in Islamic banking and there are two types of ijarah contracts in Islamic banking, namely ijarah mutlaqah and ijarah al muntahiah bit tamlik. as for the sharia pawnshop that in the transaction there is not interest because the legal basis in the Al-Qur’an, Hadits, and Ijma’.
Fakultas Syariah IAIN Kediri
2020-07-24
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/58
10.30762/q.v4i2.2471
Qawãnïn Journal of Economic Syaria Law; Vol. 4 No. 2 (2020): Juli; 193-208
Qawanin: Jurnal of Economic Syaria Law; Vol 4 No 2 (2020): Juli; 193-208
2622-8661
2598-3156
10.30762/q.v4i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/58/52
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/59
2022-06-20T06:05:24Z
qawanin:ART
driver
IMPLEMENTASI TEKNIK BAGI HASIL PADA KERJASAMA ANTARA PETANI BAWANG MERAH DENGAN PEKERJA DITINJAU DARI PERSPEKTIF EKONOMI ISLAM (THE PROFIT-SHARING TECHNIQUE IMPLEMENTATION IN COOPERATION AMONG ONION FARMERS AND WORKERS ASSESSED FROM ISLAMIC ECONOMIC PERSPECTIVE
Siti Ulfa Munfariah
Dijan Novia Saka
Profit-sharing
Cooperation
Land Owners and Cultivators
Kerjasama adalah proses sosial yang dilakukan antara dua orang atau lebih yang melibatkan pembagian tugas, dimana setiap orang mengerjakan setiap pekerjaan yang merupakan tanggung jawabnya demi tercapainya tujuan bersama, ada 3 (tiga) hal yang dapat dilakukan agar tujuan dari kerjasama tersebut tercapai yakni: saling terbuka, toleransi, dan tanggung jawab. Adapaun sistem bagi hasil dalam bidang pertanian adanya keuntungan dibagi sesuai dengan perjanjian, namun jika mengalami kegagalan maka, keduanya tidak mendapatkan apa-apa. Dan Ekonomi Islam atau ekonomi syariah adalah sistem ekonomi yang adil, transparan, mementingkan nilai kemanusiaan dan kesejahteraan, bebas dari riba, tidak mengandung unsur penipuan, paksaan spekulasi, serta jauh dari hal-hal yang dilarang dalam syariat Islam, maka tujuan dari penelitian ini bermaksud untuk mengetahui bagaimana implementasi teknik bagi hasil pada kerja sama antara petani bawang merah dengan pekerja di Desa Ngudikan Kec. Wilangan Kab. Nganjuk ditinjau dari perspektif ekonomi Islam. Pendekatan yang digunakan dalam penelitian ini adalah pendekatan kualitatif, sedangkan metode pengumpulan data yang digunakan adalah observasi, wawancara, serta dokumentasi. Hasil dari penelitian ini menunjukkan bahwa Hubungan kerjasama yang terjalin antara pemilik tanah dengan penggarap memiliki interaksi sosial dengan baik yang dapat menciptakan ukhuwah antar keduanya dan meminimalisir terjadinya akumulasi kekayaan disegelintir orang kaya saja. Perihal lain seperti penggarap menuntut bagi hasil saat gagal panen, tidak adanya zakat yang dikeluarkan pemilik tanah maupun penggarap, belum sesuai dengan perspektif ekonomi Islam karena belum sepenuhnya menerapkan prinsip dasar ekonomi Islam yakni keadilan dan ketuhanan. Sedangkan adanya sistem pembayaran bibit dengan menggunakan sistem yarnen, tidaklah dibenarkan dalam ekonomi Islam, karena didalamnya menggandung unsur MAGRIB (maysir, gharar, riba) yang dilarang oleh syariat.
Cooperation is a social process carried out between two or more people that involves a division of tasks, where every person does work which belongs to their responsibility to achieve of common goals, the three things should be conducted to achieve the goals, namely: mutual openness, tolerance, and responsibility. The system of profit-sharing system in agriculture, the both parties divide the profit based on the agreement, but if they fail, they will get nothing. And Islamic economics or sharia apply economic system in fair, transparent, and also focus on emphasizing human values and prosperity, usury free. The Islamic economic system does not contain elements of fraud, forced speculation, and is far from things that are prohibited in Islamic law, so the purpose of this research is to find out how the implementation of profit-sharing techniques in cooperation among onion farmers and workers in Ngudikan Village, Wilangan District Nganjuk viewed from Islamic economic perspective. This research used qualitative approach, the data collection methods used are observation, interviews, and documentation. The results of this study indicate that the cooperative relationship that exists among landowners and cultivators has good social interactions that can create ukhuwah between the two and minimize the accumulation of wealth between the rich and poor. Meanwhile, the other matters, such as cultivators demanding profit-sharing during crop harvesting failure, the absence of zakat issued by land owners and cultivators, are not yet in accordance with the Islamic economic perspective because they have not fully implemented the basic principles of Islamic economics, justice and God. Meanwhile, the existence of a seed payment system using the yarnen system is not allowed in Islamic economics, because it contains elements of MAGRIB (maysir, gharar, riba) which are prohibited by the Sharia.
Fakultas Syariah IAIN Kediri
2020-07-24
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/59
10.30762/qawanin.v4i2.2494
Qawãnïn Journal of Economic Syaria Law; Vol. 4 No. 2 (2020): Juli; 209-235
Qawanin: Jurnal of Economic Syaria Law; Vol 4 No 2 (2020): Juli; 209-235
2622-8661
2598-3156
10.30762/q.v4i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/59/53
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/60
2022-06-20T06:05:24Z
qawanin:ART
driver
KAJIAN MUZARA'AH DAN MUSAQAH (HUKUM BAGI HASIL PERTANIAN DALAM ISLAM) THE MUZARA'AH DAN MUSAQAH STUDY (Agricultural Production Sharing Law In Islam)
Shania Verra Nita
Fiqh Muamalah
Agriculture
Muslim Farmers
'Urf
Tujuan dari penelitian ini untuk menganalisis kesesuaian sistem kerjasama bagi hasil dalam pertanian petani muslim menurut Islam atau fiqh muamalah. Kajian ini berisi tentang faktor-faktor yang melatarbelakangi kerjasama penggarapan lahan, pendapatan pemilik lahan dengan petani penggarap, serta kesesuaian hukum muzara'ah dan musaqah dalam kajian hukum Islam. Dari hasil penelitian ini ditemukan bahwa faktor yang melatarbelakangi adanya kerjasama dan tolong menolong antara kedua belah pihak yang berakad. Perbedaan antara kerjasama bentuk muzara’ah dan musaqah terletak pada pertanggungjawaban biaya selama penggarapan apakah ditanggung oleh pemilik lahan atau petani penggarap, jangka waktu penggarapan lahan serta porsi bagi hasil. Hasil penelitian ini menunjukkan adanya kesesuaian sistem atau cara kerjasama bagi hasil pertanian ini dengan aturan fiqih Islam, karena syarat-syarat yang berlaku telah terpenuhi dalam hukum syar’i. Kegiatan bagi hasil ini mengandung prinsip bahwa ada unsur kerelaan antara kedua belah pihak, saling menguntungkan, serta kegiatan yang sesuai dengan kandungan Al-Qur’an dan Hadits dalam bermuamalah.
This study aims to identify and explain the suitability of the production-sharing cooperation system in Muslim farmer agriculture that has been carried out for generations by means of agricultural production sharing in Islam or fiqh muamalah and to determine the factors behind the cooperation in cultivating land, to find out the difference between its contribution to increasing the income of landowners and tenant farmers, as well as the legal bases of muzara'ah and musaqah in the study of Islamic law. From the results of this study it was found that the factors behind the cooperation in cultivating land in the form of muzara'ah and musaqah were the economic value of the land and the help between the land owner and the tenants. The difference between cooperation in the form of muzara'ah and musaqah lies in terms of accountability for costs during cultivation, whether it is borne by the land owner / cultivator, the time of cultivating the land and the percentage of the harvest. The results of this study indicate the compatibility of the system or way of cooperation for agricultural produce with the principles of Islamic muamalah fiqh, because it has met the applicable requirements in syar'i law and contains the principle that there is an element of willingness and mutual benefit, and habits ('urf) which is not against the law in the Koran and Hadith, and also does not contain madharat.
Fakultas Syariah IAIN Kediri
2020-07-24
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/60
10.30762/qawanin.v4i2.2503
Qawãnïn Journal of Economic Syaria Law; Vol. 4 No. 2 (2020): Juli; 236-249
Qawanin: Jurnal of Economic Syaria Law; Vol 4 No 2 (2020): Juli; 236-249
2622-8661
2598-3156
10.30762/q.v4i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/60/54
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/61
2022-10-30T07:57:44Z
qawanin:ART
driver
METODOLOGI FATWA MAJELIS ULAMA INDONESIA: Telaah atas Fatwa Bidang Ibadah, Sosial dan Budaya denganPendekatan Maqasid Al-Shari’ah
A. Halil Thahir
methodology
interconnection
MUI fatwa
maqashid al-syari'ah
Tulisan ini membahas tentang metodologi fatwa majelis ulama Indonesia (MUI) di bidang ibadah, sosial dan budaya. Penelitian ini menelaah dan mengungkap dari persoalan berikut : 1. metodologi penetapan fatwa MUI dalam bidang ibadah, sosial, dan budaya perspektif ijtihad maqasidi 2. interkoneksitas maslahah fatwa MUI dalam bidang ibadah, sosial, dan budaya, dengan menggunakan pendekatan maqasid al-shari’ah. Penelitian ini adalah merupakan penelitian kepustakaan (library research). Sumber data penelitian ini adalah fatwa Majelis Ulama Indonesia (MUI) dalam bidang ibadah, sosial, dan budaya yang dari tahun 1975 hingga 2015 yang termaktub dalam buku “Himpunan Fatwa MUI Sejak 1975 (Edisi Terbaru)” yang diterbitkan oleh Emir Jakarta pada tahun 2015 sebagai sumber primer, maupun dari literatur, buku, atau dokumen-dokumen tertulis terkait lainnya sebagai sumber sekunder. Teknik pengumpulan datanya menggunakan Studi Dokumenter terhadap bahan-bahan kepustakaan tenatng fatwa Majelis Ulama Indonesia (MUI). Sedangkan dalam melakukan analisis data akan digunakan Content Analysis (analisis isi), yang akan digunakan dalam menganalisa isi dari fatwa Majelis Ulama Indonesia (MUI) di bidang ibadah, sosial dan budaya. Secara metodologis, dalam fatwa bidang agama MUI mengesampingkan pendekatan mashlahah di luar kemaslahatan agama itu sendiri. Sementara dalam fatwa bidang sosial dan budaya, mashlahah menjadi pertimbangan penting dalam memutuskan fatwa, dengan tetap mempertimbangkan graduasi kekuatan maslahah (dharuriyat, hajiyat, dantahsiniyat) dan graduasi al-kulliyat al-khams. Kemudian, Interkoneksitas mashlahah (ittishaliyat al-mashalih) Fatwa MUI dalam ranah agama, sosial dan buadaya merupakan pandangan dunia (world view) dalam melihat dan menyelesaikan problem tersebut, dengan ketentuan sebagai berikut : Pertama, ketika interkoneksi tersebut berhadapan dengan masalah agama maka MUI mengabaikan kemaslahatan di luar ranah agama ; Kedua, mempertimbangakan aspek dharuriyat, hajiyat, dan tahsiniyat ; Ketiga, mempertimbangkan kaidah : المصالح العامة مقدمة على المصالح الخاصة (kemaslahatan umum didahulukan atas kemaslahatan khusus).
This paper discusses the fatwa methodology of the Indonesian Ulema Council (MUI) in worship, society and culture. This study examines and reveals the following issues: 1. methods for determining the MUI fatwa in the fields of worship, social, and culture from the maqasidi ijtihad perspective. 2. interconnectivity of the MUI fatwa maslahah in the fields of worship, social, and culture? using the maqasid al-shari'ah approach. This research is library research (library research). The data source of this research is the fatwa of the Indonesian Ulema Council (MUI) in the fields of worship, social and culture, which from 1975 to 2015 is contained in the book "The Association of MUI Fatwa Since 1975 (Latest Edition)" published by the Emir of Jakarta in 2015 as primary sources, as well as from literature, books, or other related written documents as secondary sources. The data collection technique uses a documentary study of library materials regarding the fatwa of the Indonesian Ulema Council (MUI). Meanwhile, in conducting data analysis, Content Analysis will be used, which will be used to analyze the content of the fatwa of the Indonesian Ulema Council (MUI) in the fields of worship, social, and culture. Methodologically, in the religious fatwa, the MUI has ruled out the maslahah approach outside of the benefit of religion itself. Meanwhile, in social and cultural fatwas, mashlahah becomes an important consideration in deciding the fatwa while still considering the graduation of maslahah power (dharuriyat, hajiyat, and tahsiniyat) and al-kulliyat al-khams graduation. Then, the interconnection of mashlahah (ittishaliyat al-mashalih) The MUI fatwa in the realm of religion, social and culture is a world view in seeing and solving the problem, with the following provisions: First, when the interconnection deals with religious issues, MUI ignores benefits outside the realm of religion; Second, consider the aspects of dharuriyat, hajiyat, and tahsiniyat; Third, consider the rules: ( المصالح العامة لى المصالح الخاصةpublic benefit takes precedence over particular benefit).
Fakultas Syariah IAIN Kediri
2020-07-24
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/61
10.30762/qawanin.v4i2.4066
Qawãnïn Journal of Economic Syaria Law; Vol. 4 No. 2 (2020): Juli; 250-271
Qawanin: Jurnal of Economic Syaria Law; Vol 4 No 2 (2020): Juli; 250-271
2622-8661
2598-3156
10.30762/q.v4i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/61/55
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/68
2022-06-20T06:05:50Z
qawanin:ART
driver
QAIDAH FURU’ FI AL-HIWALAH: SEBUAH TINJAUAN UMUM QAIDAH FURU’ FI AL-HIWALAH: AN OVERVIEW
Doli Witro
Hiwalah
Principle of Furu’ fi al-Hiwalah
Hiwalah Law
Dalam usaha untuk mendapatkan keuntungan dan mempercepat perputaran modal, perusahaan atau pelaku bisnis memperlancar produksi suatu barang yang tujuan akhirnya dapat meningkat pertumbuhan ekonomi masyarakat. Ketika pelaku bisnis atau perusahaan tidak mampu membayar secara keseluruhan dari harga transaksi yang telah disepakati, maka tidak jarang alternatif lain yang digunakan adalah hutang. Dalam utang piutang ada yang dikenal dengan istilah hiwalah. Artikel ini akan membahas beberapa kaidah fiqih, terkhusus kaidah furu’ fi al-hiwalah. Tulisan ini bertujuan untuk melihat lebih lanjut kaidah-kaidah yang terdapat dalam ranah hiwalah. Dengan diketahui ketentuan-ketentuan tersebut diharapkan dapat memberikansumbangsih praktek hiwalah pada perekonomian masyarakat. Artikel ini menggunakan pendekatan kualitatif yang bersifat pustaka. Data-data dalam penelitian ini berasal dari bukubuku dan jurnal-jurnal yang berkaitan dengan topik yang dibahas yaitu kaidah furu’ fi alhiwalah. Data dalam artikel ini disajikan dengan deskriptif. Teknis analisis data yang digunakan yaitu reduksi data, penyajian data, penarikan kesimpulan. Hasil analisa menunjukkan hiwalah adalah pemindahan hutang yang dilakukan oleh seseorang kepada orang lain yang berhutang kepadanya atas dasar saling ridha dan suka sama suka.
In an effort to gain profits and accelerate the turnover of capital, companies or business actors facilitate the production of a good whose ultimate goal is to increase the economic growth of society. When a business actor or company cannot pay in full of the agreed transaction price, it is not uncommon for another alternative to be used is debt. In accounts payable, there is what is known as hiwalah. This article will discuss some of the fiqh principles, especially the rules of furu’ fi al-hiwalah. This paper aims to look further at the rules contained in the realm of hiwalah. With these provisions in mind, it is hoped that they can contribute to the practice of hiwalah in the community’s economy. This article uses a qualitative approach that is the library in nature. The data in this study come from books and journals related to the topics discussed, namely the rules of furu’ fi al-hiwalah. The data in this article are presented descriptively. The data analysis technique used was data reduction, data presentation, and conclusion drawing. The results of the analysis show that hiwalah is a debt transfer made by one person to another who owes him based on mutual approval and acceptance.
Fakultas Syariah IAIN Kediri
2021-01-24
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/68
10.30762/qawanin.v5i1.2897
Qawãnïn Journal of Economic Syaria Law; Vol. 5 No. 1 (2021): Juni; 1-12
Qawanin: Jurnal of Economic Syaria Law; Vol 5 No 1 (2021): Juni; 1-12
2622-8661
2598-3156
10.30762/qawanin.v5i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/68/60
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/69
2022-06-20T06:05:50Z
qawanin:ART
driver
FUNGSI AGUNAN DALAM PERBANKAN SYARIAH DARI PERSPEKTIF HUKUM POSITIF DAN HUKUM ISLAM (The Function of Collateral in Sharia Banking from The Perspective of Positive Law and Islamic Law
Nurbaedah
Yudhy Machmud
collateral
legal relations
positive law
Islamic law
Pemberian pembiayaan oleh perbankan syariah secara umum mensyaratkan nasabah menyerahkan jaminan atau agunan untuk menjamin pelunasan utangnya. Keberadaan jaminan atau agunan ini merupakan persyaratan guna memperkecil risiko bank syariah dalam menyalurkan pembiayaan, yakni sebagai bentuk antisipasi bilamana terjadi pembiayaan bermasalah yang disebabkan karena nasabah tidak mampu lagi membayar atau nasabah tidak mempunyai itikad baik untuk membayar, maka bank dapat mengeksekusi agunan tersebut. Di sisi lain, selama kurun waktu sejak adanya bank syariah di Indonesia, semua transaksi pembiayaan yang terjadi di lingkungan perbankan syariah saat ini, khususnya dalam pembuatan akad atau perjanjian lebih banyak dipengaruhi oleh hukum positif. Dengan kata lain, sebagian besar perjanjian tersebut mengacu/mengadopsi hukum positif yang masih berlaku di Indonesia, yaitu Kitab Undang-Undang Hukum Perdata atau Burgerlijk Wetboek (BW). Meskpun bank syariah harus tunduk pada aturan-aturan perbankan padaumumnya, tetapi bank syariah mempunyai pedoman utama yaitu al-Qur’an dan al-Hadits yang menjadi landasan operasional perbankan syariah. Hal yang demikian mengakibatkan terjadinya dualisme hukum yang berlaku dalam menyusun akad dalam praktik perbankan syariah di Indonesia.
In general, the provision of financing by Islamic banking requires customers to submit guarantees or collateral to guarantee repayment of their debts. The existence of this guarantee or collateral is a requirement in order to minimize the risk of Islamic banks in channeling financing, namely as a form of anticipation when a financing problem occurs because the customer is no longer able to pay or the customer does not have the good faith to pay, the bank can execute the collateral. In other case, during the period since the existence of Islamic banks in Indonesia, all financing transactions that occur in the current Islamic banking environment, especially in the making of contracts or agreements, are more influenced by positive law. In other words, most of these agreements refer to/adopt positive laws that are still valid in Indonesia, namely the Civil Code or Burgerlijk Wetboek (BW). Even though Islamic banks must comply with banking regulations in general, Islamic banks have the main guidelines, namely theal-Qur'an and al-Hadith which are the basis for Islamic banking operations. This has resulted in the dualism of prevailing laws in drafting contracts in Islamic banking practices in Indonesia.
Fakultas Syariah IAIN Kediri
2021-01-24
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/69
10.30762/qawanin.v5i1.3010
Qawãnïn Journal of Economic Syaria Law; Vol. 5 No. 1 (2021): Juni; 13-32
Qawanin: Jurnal of Economic Syaria Law; Vol 5 No 1 (2021): Juni; 13-32
2622-8661
2598-3156
10.30762/qawanin.v5i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/69/61
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/70
2022-06-20T06:05:50Z
qawanin:ART
driver
PERILAKU PEDAGANG UNGGAS DITINJAU DARI PERSPEKTIF ETIKA BISNIS ISLAM (The Behavior of Poultry Traders Viewed from Islamic Business Ethics Perspective)
Alwi Musa Muzaiyin
Trader Behavior
Poultry
Ethics
Islamic Business
Perdagangan merupakan bentuk usaha yang banyak dijalankan oleh manusia diseluruh dunia, mulai dari berdagang berbagai macam kebutuhan hidup sehari-hari atau kebutuhan primer, sampai menjual kebutuhan akan barang mewah demi kepuasan manusia. Di sini peneliti akan membahas tentang perdagangan unggas; dimana setiap harinya terdapat jutaan pedagang unggasyang berdagang di pasar. Dari besarnya jumlah pedagang tersebut tentunya tidak semuanya mempunyai perilaku sesuai dengan etika maupun aturan dalam berdagang. Penelitian ini bertujuan untuk mengetahui bagaimana perilaku pedagang unggas ditinjau dalam perspektif etika bisnis Islam. Penelitian ini menggunakan pendekatan kualitatif, sedangkan penelitian yang digunakan adalah studi kasus, yaitusuatu pengujian secara rinci terhadap suatu latar atau satu orang objek, satu keadaan, tempat penyimpanandokumen atau peristiwa. Adapun metode pengumpulan datanya menggunakan metode interview/wawancara, observasi/ pengamatan dan dokumentasi. Analisis datanya menggunakan reduksi data atau penyederhanaanya (data reduction), paparan atau sajian data (data display), dan penarikan kesimpulan (conclucion). Hasil penelitian mengungkapkan bahwa pada dasarnya para pedagang unggas yang ada di Pasar sepenuhnya melakukan suatu aktifitas dagangnya yang sesuai dengan ajaran Islam. Karena di sana telah ditemukan perilaku-perilaku dari beberapa oknum pedagang yang menyimpang dari akidah Islam, yakni bertentangan dengan al-Qur’an dan Hadits. Diantaranya adalah adanyapedagang yang menjual ayam tiren (mati kemaren) kepada para penadah untuk dijual kembali dalam bentuk mentah maupun makanan matang. Selain itu ada juga pedagang yang melakukan penyiksaan kepada unggas dengan mencabuti bulu unggas yang masih hidup untuk dijual bulunya kepada penadah untuk diolah menjadi shuttlecock. Selanjutnya mencegat pedagang lainmaupun masyarakat yang ingin menjual unggasnya ke pasar untuk memasuki pasar, dan juga adanya pedagang yang menjual ayam jantan untuk digunakan berbuat maksiat berupa sabung ayam. Tetapi di lain sisi masih banyak pedagang yang berperilaku sesuai dengan etika bisnis Islam. Yaitu dengan mengedepankan kejujuran, keterbukaan, sopan santun dan juga adanya sifatsaling menghormati dan menghargai antar sesama pedagang. Dan tentunya sifat-sifat tersebut sesuai dengan dalil-dalil al-Qur’an dan juga tuntunan-tuntunan di dalam Hadits.
Trade is a form of business that is widely carried out by humans throughout the world, starting from trading various kinds of daily necessities or primary needs, to selling the need for luxury goods for human satisfaction. Here the researcher will discuss the poultry trade; where every day there are millions of poultry traders who trade in the market. Of the large number of traders, of course, not all of them have behavior in accordance with the ethics and rules of trading. This study aims to determine how the behavior of poultry traders is viewed from the perspective of Islamic business ethics. This research uses a qualitative approach, while the research used is a case study, which is a detailed examination of a setting or an object, a situation, a place to store documents or events. The data collection method uses interview / interview, observation/observation and documentation methods. Data analysis using data reduction or simplification (data reduction), exposure or data presentation (data display), and drawing conclusions (conclusions). The results of the study revealed that basically the poultry traders in the market fully carry out their trading activities in accordance with Islamic teachings. Because there have been found the behaviors of some unscrupulous traders who deviate from the Islamic faith, which is contrary to the Al-Qur'an and Hadith. Among them are traders who sell tiren chickens (died yesterday) to traders for resale in raw or cooked food. In addition, there are also traders who torture poultry by plucking the feathers of living birds to sell their feathers to collectors to be processed into shuttlecocks. Then intercept other traders and people who want to sell their poultry to the market to enter the market, and there are also traders who sell roosters to be used for immoral acts in the form of cock fighting. But on the other hand, there are still many traders who behave in accordance with Islamic business ethics. Namely by promoting honesty, openness, courtesy and also the nature of mutual respect and respect among fellow traders. And of course these characteristics are in accordance with the arguments of al-Qur'an and also the guides in the Hadith.
Fakultas Syariah IAIN Kediri
2021-01-24
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/70
10.30762/qawanin.v5i1.2945
Qawãnïn Journal of Economic Syaria Law; Vol. 5 No. 1 (2021): Juni; 33-52
Qawanin: Jurnal of Economic Syaria Law; Vol 5 No 1 (2021): Juni; 33-52
2622-8661
2598-3156
10.30762/qawanin.v5i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/70/62
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/71
2022-06-20T06:05:50Z
qawanin:ART
driver
LEGAL DYNAMICS OF BANK INTEREST FROM LAJNAH BAHTSUL MASĀIL NAHDLATUL ULAMA (NU) PERSPECTIVE
Joko Hadi Purnomo
Niswatin Nurul Hidayati
usury
interest
Lajnah Bahtsul Masail Nahdlatul Ulama
Istinbath Hukum
Perdebatan hukum bunga bank menjadi topik yang menarik berbagai pihak untuk mendiskusikannya. Di kalangan ulama Nahdlatul Ulama. hukum bunga bank telah dikaji dan diperdebatan di pesantren-pesantren. Jika ulama telah menyepakati keharaman riba, namun belum ada satu kesepakatan yang memastikan satu hukum bunga bank. Berbagai perbedaan terus berlangsung dengan berbagai argumentasi dengan menggunakan kaidah-kaidah khas pesantren yaitu istinbath hukum. Nahdlatul Ulama. sebagai salah satu organisasi masyarakat keagamaan dan sosial yang memiliki mayoritas pengikut di Indonesia sangat berkepentingan untuk membahas dan menentukan hukumnya. Umat Islam dalam memenuhi kebutuhan ekonomi juga bersinggungan dengan perbankan berbasis bunga, bahkan lebih luas lagi kegiatan peribadatan ibadah haji dan umroh terlepas juga menggunakan jasa bank. Nahdlatul Ulama memiliki metode untuk menentukan hukum yang khas berdasarkan tradisi pesantren yang telah disepakati sebagai metode baku dalam Lajnah Bahtsul Masāil. Tulisan ini bertujuan untuk mengurai istinbath hukum yang digunakan untuk menentukan hukum bunga bank, dan ketetapan hukum bunga bank di Nahdlatul Ulama.
The debate on bank interest law has become an interesting topic for various parties to discuss. Among Nahdlatul Ulama Islamic scholars, bank interest law has been reviewed and debated in various Islamic boarding houses (pesantren). If the Islamic scholars have agreed on the prohibition of usury, but there is no agreement that ensures the bank interest law. Various differences continue with various arguments using the typical rules of the pesantren, called istinbath hukum. Nahdlatul Ulama. as one of the religious and social community organizations that has a majority of followers in Indonesia, has a concern on discussing and determining the law. In meeting economic needs, Muslims also intersect with interest-based banking, even more broadly the activities of the Hajj and Umrah pilgrimage which are also using bank services. Nahdlatul Ulama has a method for determining a specific law based on the pesantren tradition which has been agreed as a standard method in the Lajnah Bahtsul Masail. This paper aims to explain the istinbath Hukum used to determine bank interest law, and the bank interest law stipulation in Nahdlatul Ulama.
Fakultas Syariah IAIN Kediri
2021-01-24
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/71
10.30762/qawanin.v5i1.3021
Qawãnïn Journal of Economic Syaria Law; Vol. 5 No. 1 (2021): Juni; 53-66
Qawanin: Jurnal of Economic Syaria Law; Vol 5 No 1 (2021): Juni; 53-66
2622-8661
2598-3156
10.30762/qawanin.v5i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/71/63
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/72
2022-06-20T06:05:50Z
qawanin:ART
driver
PENGARUH HARGA DAN LABEL HALAL TERHADAP MINAT BELI ROTI NAF’A DI KECAMATAN KEPUNG KEDIRI (The Influence of Price and Halal Labels on The Interest of Buying Naf'a Bread in Kepung Kediri)
Abdul Wahab Ahmad Kholil
Muhamad Wildan Fawa’id;
Lailatul Hidayah
Price
Halal Label
Buying Interest
Bagi seorang muslim, halal adalah sebuah kewajiban. Konsumsi dalam hukum Islam, selain untuk memenuhi kebutuhan hidup juga mencerminkan pola hubungan dengan Allah SWT. Bahwa setiap pergerakannya dalam mengonsumsi, adalah manifesti zikir atas nama Allah SWT. Larangan konsumsi produk haram tidak hanya berdasarkan logika, tapi juga aspek sosial. Penelitian produk Roti naf’a ini menunjukkan variabel harga adalah aspek yang paling berpengaruh terhadap minat beli masyarakat dengan hasil yang diperoleh dengan nilai regresi linear berganda t hitung sebesar 2,170 dengan tingkat signifikan 0,005 lebih kecil dari 0,05 (0,005 > 0,05). Sedangkan label halal tidak berpengaruh positif terhadap minat beli produk roti Pia Naf’a. Penghitungan uji secara parsial diperoleh nilai t hitung yang didapatkan dari hasil penghitungan sebesar 1,907 dengan nilai signifikansi 0,005 lebih kecil dari taraf kesalahan 5% maka Ha diterima dan Ho ditolak. Faktor yang mempergaruhi minat beli tidak hanya diukur dari pencatuman label halal dalam kemasan, melainkan dari harga, rasa, dan merek.
For a Muslim, halal is an obligation. Consumption in Islamic law, apart from fulfilling the necessities of life, also reflects a pattern of relationship with Allah SWT. That every movement in consuming, is a manifestation of dhikr in the name of Allah SWT. The prohibition of consumption of haram products is not only based on logic, but also on social aspects. This research on Rotinaf'a products shows that the price variable is the most influential aspect of people's buying interest with the results obtained with the multiple linear regression value counting 2.170 with a significant level of 0.005 less than 0.05 (0.005> 0.05). Meanwhile, the halal label does not have a positive effect on buying interest in Pia Naf'a bread products. Partial calculation is obtained thatthe calculation value obtained from the calculation results is 1.907 with a significance value of 0.005 which is smaller than the 5% error, so Ha is accepted and Ho is rejected. Factors affecting purchase intention are not only measured from the inclusion of halal labels on the packaging, but also from price, taste, and brand.
Fakultas Syariah IAIN Kediri
2021-01-24
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/72
10.30762/qawanin.v5i1.3421
Qawãnïn Journal of Economic Syaria Law; Vol. 5 No. 1 (2021): Juni; 67-82
Qawanin: Jurnal of Economic Syaria Law; Vol 5 No 1 (2021): Juni; 67-82
2622-8661
2598-3156
10.30762/qawanin.v5i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/72/64
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/73
2022-06-20T06:05:50Z
qawanin:ART
driver
DANA PIHAK KETIGA (DPK) DAN PEMBIAYAAN AKAD MURABAHAH (Studi Pada PT. Bank Syariah Mandiri Periode 2014-2018) (The Third Party Fund (DPK) and Murabahah Akad Financing (Study at PT. Bank Syariah Mandiri Period 2014-2018
Andriani
Fitri Patika Sari
Third Party Funds
Murabahah Financing
Savings
Time Deposits
Current Accounts
Bank Health Ratio
Dana pihak ketiga dalam perbankan Syariah sanggatlah penting. Begitu pentingnya dana pihak ketiga bagi bank, maka untuk menghasilkan keuntungan akan direalisasikan dalam pemberian pembiayaan. Pembiayaan yang paling diminati dalam perbankan syariah adalah pembiayaan akad murabahah. Dengan pendekatan kuantitatif dari data sekunder, pemilihan sampel menggunakan metode purposive sampling, sampel yang digunakan dalam penelitian ini adalah laporan keuangan periode 2014-2018. Teknik analisis data yang digunakan dalam penelitian ini adalah analisis statistik deskriptif variabel, uji normalitas, uji hipotesis, uji korelasi dan uji regresi linier sederhana dengan bantuan program SPSS 21.0. Hasil penelitian Dana pihak ketiga padaBank Syariah Mandiri memiliki kenaikan rata-rata sebesar 10%, dimana pada setiap tahun dalam periode tersebut jumlah akan dana pihak ketiga yang dihimpun dari masyarakat meningkat senantiasa tumbuh positif. Dengan rasio kecukupan modal pada kisaran 9%-12%. Berbanding lurus dengan Dana pihak ketiga, pembiayaan yang ada pada Bank Syariah Mandiri juga mengalami peningkatan dimana rata-rata akan peningkatan dalam periode tersebut 7-8% dengan proporsi terbesar pada pembiayaan dengan menggunakan skema murabahah. Dengan kondisi rasio FDR pada kisaran 75%-85%, maka Bank Syariah Mandiri memiliki rasio yang sehat. Pengaruh dana pihak ketiga terhadap pembiayaan murabahah memiliki hubungan yang kuat antar kedua variabel dengan nilai korelasi pearson = 0,870 dengan persamaan regresi sederhana, Y = 3,912+0,870X, dimana variabel pembiayaan murabahah (Y) tidak terdapat intervensi variabel lain kan bernilai 3,912. Apabila terdapat intervensi variabel dana pihak Ketiga, variabel Pembiayaan Murabahah akan mengalami 0,870 basis poin. Dengan nilai R2 = 0,756 yang mana variabel dana pihak ketiga mampu menjelaskan variabel pembiayaan murabahah dengan persentase sebesar 75,6%, sisanya sebesar 24,4% berasal dari variabel lain yang tidak teridentifikasi pada penelitian ini.Third party funds in Islamic banking are very important. Once the importance of third party funds for banks, to generate profits will be realized in the provision of financing. The financing that is most in demand in Islamic banking is the financing of the Murabahah contract. With a quantitative approach from secondary data, the sample selection uses a purposive sampling method, the sample used in this study is the financial statements for the 2014-2018 period. The data analysis technique used in this research is descriptive statistical analysis of variables, normality test, hypothesis test, correlation test and simple linear regression with the help of the SPSS 21.0 program. Research results Third party funds at Bank Syariah Mandiri have an average increaseof 10%, where in each year in that period the amount of third party funds collected from the public increases and continues to grow positively. With a capital adequacy ratio in the range of 9% - 12%. Directly proportional to third party funds, existing financing at Bank Syariah Mandiri has also increased where on average there will be an increase in the period 7-8% with the largest proportion of financing using the Murabahah scheme. With the FDR ratio in the range of 75% - 85%, Bank Syariah Mandiri has a healthy ratio. The effect of third party funds on Murabahah financing has a strong relationship between the two variables with a Pearson correlation value = 0.870 with a simple regression equation, Y = 3,912 + 0.870X, where the Murabahah financingvariable (Y) has no other variable intervention, it is worth 3,912. If there is a third party fund variable intervention, the Murabahah Financing variable will experience 0.870 basis points. With a value of R2 = 0.756 where the third party fund variable is able to explain the Murabahah financing variable with a percentage of 75.6%, the remaining 24.4% comes from other variables not identified in this study.
Fakultas Syariah IAIN Kediri
2021-01-24
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/73
10.30762/qawanin.v5i1.3422
Qawãnïn Journal of Economic Syaria Law; Vol. 5 No. 1 (2021): Juni; 83-100
Qawanin: Jurnal of Economic Syaria Law; Vol 5 No 1 (2021): Juni; 83-100
2622-8661
2598-3156
10.30762/qawanin.v5i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/73/65
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/74
2022-06-20T06:05:50Z
qawanin:ART
driver
PELAKSANAAN BADAL HAJI SEBAGAI PROFIT DITINJAU DARI HUKUM ISLAM (The Implementation of The Badal Hajj As Profit In Terms Of Islamic Law)
Rahmadanil
Hajj
The Badal hajj
Profit
Badal haji merupakan ibadah haji yang dilakukan seorang muslim untuk menggantikan pelaksanaan ibadah haji orang lain. Badal haji identik dengan upah karena ibadah haji yang digantikan itu memerlukan biaya sesuai dengan yang ditetapkan oleh orang yang digantikan (badil). Ketika badil tidak menetapkan berapa biayanya, maka membuka peluang bagi yang menggantikan (mubdil) untuk menetapkan biaya pelaksanaan badal haji tersebut. Sebagian upah ini merupakan suatu profit dari pelaksananaan badal haji. Penelitian ini bertujuan untuk mengetahui bagaimana pelaksanaan badal haji sebagai profit ditinjau dari hukum Islam. Penulis menggunakan metode lapangan (field research) dengan mewawancara informan yang pernah melakukan badal haji, yakni mahasiswa Indonesia yang tengah melakukan studi di Mesir dan Arab Saudi, dan muqimin Indonesia yang tinggal di Arab Saudi.Menurut Ulama Hanafi, tidak membolehkan pembayaran upah untuk haji, adzan, mengajar al-Qur’an dan fiqih, serta ibadahibadah sejenisnya, sebab ibadah-ibadah tersebut dikhususkan bagi pelakunya. Sementara itu jumhur fuqaha dan kalangan mutha’akhirin (generasi baru) madzhab Hanafi membolehkan pemberian upah atas haji dan ibadah-ibadah lain. Hasil penelitian ini memperlihatkan bahwa pelaksanaan badal haji yang dilakukan oleh mahasiswa Universitas Al-Azhar Mesir dan Universitas Islam Madinah sesuai dengan ketentuan hukum Islam. Sedangkan badal haji yang dilakukan oleh muqimin di Mekah ada yang sesuai dengan hukum haji ada juga yang tidak, hal ini dikarenakan banyaknya pelanggaran-pelanggaran yang dilakukan selama melakukan badal haji tersebut, karena tujuan utamanya hanya untuk mencari keuntungan/profit/komersial bukan mengutamakan kemabruran dari pelaksanaan badal haji tersebut. Secara hukum Islam, komersialisasi yang dilakukan itu dibolehkan selama tidak bertentangan dengan syarat dan rukun haji yang berlaku. Namun, komersialisasi yang bersifat ekspoitasi tentu dilarang menurut hukum Islam.
Badal hajj is the hajj that a muslim asked to replace the implementation of another person's hajj. Badal hajj is synonymous with wages because of the hajj, which replaced that require a fee in accordance with that specified by the person who replaced (badil).When badil does not determine how much it costs, then open up opportunities for those who replace (mubdil) to set cost of the implementation of the badal hajj. Some of the wages is kind of profit of badal hajj implementation. This study aims to determine how the implementation of the hajj as a profit terms of Islamic law. The authors used the field (field research) method by interviewing informants who have done badal hajj, namely Indonesian students who are currently studying in Egypt and Saudi Arabia, and Indonesian muqimin who live in Saudi Arabia. According to the Hanafi Scholars, it does not allow the payment of wages for the hajj, the call to prayer, teaching the Qur'an and fiqh, as well as other types of worship, because these services are reserved for the performer. Meanwhile, the majority of the fuqaha and among mutha'akhirin (new generation) Hanafi madhhab allows the granting of wages on the other’s hajj and worship.The results of this study show that the implementation of the hajjperformed by the students of Al-Azhar University of Egypt and the Islamic University of Madinah in accordance with the provisions of Islamic law. While the hajj by the muqimin in Mecca there is that in accordance with the laws of hajj there are not, this is because the number of violations committed during the hajj, because its main purpose is only to seek profit/profit/commercial not prioritize of “mabrur” of hajj implementation. In Islamic law, commercialization, which made it permissible for is not in conflict with the terms and pillars of hajj applicable. However, the commercialization of the nature of the exploitation that is forbidden according to Islamic law.
Fakultas Syariah IAIN Kediri
2021-01-24
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/74
10.30762/qawanin.v5i1.3423
Qawãnïn Journal of Economic Syaria Law; Vol. 5 No. 1 (2021): Juni; 101-116
Qawanin: Jurnal of Economic Syaria Law; Vol 5 No 1 (2021): Juni; 101-116
2622-8661
2598-3156
10.30762/qawanin.v5i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/74/66
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/77
2022-06-20T06:06:19Z
qawanin:ART
driver
PRAKTIK MONKEY BUSINESS PADA TRANSAKSI JUAL BELI PERSPEKTIF HUKUM ISLAM (STUDI KASUS DI KABUPATEN PONOROGO) Monkey Business Practices On Transactions The Perspective Of Islamic Law (Case Study In Ponorogo District)
Andilala Mansur, S.H., M.E
Ahmad Suminto, S.H., M.E
Monkey Business
Buying and Selling
Islamic Law
Penelitian ini bertujuan untuk mengungkap praktik monkey business pada transaksi jual beli, dengan sub-fokus penelitian, praktik monkey business pada akad transaksi jual beli, dan perspektif hukum Islam terhadap penetapan harga transaksi jual beli pada praktik monkey business. Metode penelitian atau pendekatan yang digunakan adalah kualitatif pendekatan studi kasus. Pengumpulan data menggunakan teknik observasi, wawancara mendalam, dan dokumentasi. Dalam penelitian ini penulis menggunakan analisa data kualitatif, yaitu analisa yang digambarkan dengan kalimat yang bersifat khusus atau faktor-faktor yang khusus dan peristiwa-peristiwa yang konkrit, yang kemudian digeneralisasikan satu kesimpulan yang bersifat umum. Hasil penelitian menunjukkan bahwa, pertama: tidak semua pedagang yang menjual dagangan yang booming, seperti penjual batu akik di Kabupaten Ponorogo melakukan pelambungan harga dalam akad jual belinya. Penjual yang tidak melakukan praktik monkey business atau pelambungan harga maka akad jual belinya sesuai dengan hukum Islam. Pada jual beli yang mengandung pelambungan harga jelas tidak sesuai hukum Islam, karena dalam Islam tindakan melambungkan harga secara zalim sangat dilarang keras dan termasuk dalam praktik jual beli najasy. Kedua: penetapan harga dalam praktik jual beli batu akik di Kabupaten Ponorogo tidak secara adil, karena tidak terbentuk melalui penawaran dan permintaan, tidak ada standar harga, dan juga tidak berdasarkan kategori kualitas dan motif batu akik. Hasil temuan atas penetapan harga dalam monkey business pada jual beli louhan, aglonema, anthurium, batu akik, dan tanaman janda bolong tidak secara adil dan alami, karena tidak terbentukmelalui penawaran dan permintaan.This study aims to reveal monkey business practices in buying and selling transactions, with a sub-focus of research, monkey business practices in buying and selling transaction contracts, and the perspective of Islamic law on pricing of buying and selling transactions in monkey business practices. The research method or approach used is a qualitative case study approach. Collectingdata using observation techniques, in-depth interviews, and documentation. In this study, the authors used qualitative data analysis, which is the analysis described by specific sentences or specific factors and concrete events, which then generalized a general conclusion. The results showed that, first: not all traders who sell booming merchandise, such as agate sellers in Ponorogo Regency, do price increases in their sale and purchase contracts. Sellers who do not practice monkey business or price tagging are in accordance with Islamic law. The sale and purchase that contains price hikes is clearly not in accordance with Islamic law, because in Islam the act of inflating prices unjustly is strictly prohibited and is included in the practice of najasy buying and selling. Second: the price fixing in the practice of buying and selling agate in Ponorogo Regency is not fair, because it is not formed through supply and demand, there is no standard price, nor is it based on quality categories and agate motifs. The findings on price fixing in monkey business on the sale and purchase of flowerhorns, aglonema, anthurium, agate, and widow bolong plants are not fair and natural, because they are not formed through supply and demand.
Fakultas Syariah IAIN Kediri
2021-12-23
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/77
10.30762/qawanin.v5i2.3461
Qawãnïn Journal of Economic Syaria Law; Vol. 5 No. 2 (2021): Desember; 117-131
Qawanin: Jurnal of Economic Syaria Law; Vol 5 No 2 (2021): Desember; 117-131
2622-8661
2598-3156
10.30762/qawanin.v5i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/77/69
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/78
2022-06-20T06:06:19Z
qawanin:ART
driver
BAD CREDIT AND THEIR IMPLICATIONS IN A REVIEW OF SHARIA BANK
Pandi Rais
M. Farrij Karbana
Mokhammad Miftakhul Huda
Bad credit and Islamic banking
Dalam lembaga keuangan perbankan syariah, pembiayaan merupakan aset yang sangat besar sehingga pembiayaan tersebut harus dijaga kualitasnya dengan mendasarkan pada prinsip kehati-hatian. Prinsip kehati-hatian adalah pedoman pengelolaan Bank yang wajib dianut guna mewujudkan perbankan yang sehat, kuat dan efisien sesuai dengan ketentuan peraturan perundang-undangan. Penerapan prinsip kehati-hatian oleh Bank syariah salah satunya diwujudkan dalam melakukan analisa pembiayaan yaitu menganalisa keyakinan atas kemauan dan kemampuan calon nasabah untuk melunasi seluruh kewajibannya pada waktunya, sebelum Bank Syariah menyalurkan dana kepada nasabah Penerima Fasilitas”. Keyakinan tersebut diperoleh dari penilaian dengan seksama terhadap watak, kemampuan, modal, agunan, dan prospek usaha dari calon nasabah penerima fasilitas (character, capacity, capital, collateral, condition). Bank syariah dalam memberikan pembiayaan berharap bahwa pembiayaan tersebut berjalan dengan lancar, nasabah mematuhi apa yang telah disepakati dalam perjanjian dan membayar lunas bilamana jatuh tempo. Akan tetapi bisa terjadi dalam jangka waktu pembiayaan timbul pembiayaan bermasalah. Upaya yang dilakukan oleh Bank Syariah untuk menangani pembiayaan bermasalah dengan melakukan penyelamatan pembiayaan bermasalah dengan upaya restrukturisasi apabila nasabah masih mempunyai itikad baik dalam arti masih mau diajak kerjasama dalam upaya penyelamatan pembiayaan bermasalah, akan tetapi jika nasabah sudah tidak beritikad baik dalam arti tidak dapat diajak kerjasama dalam upaya penyelamatan pembiayaan bermasalah maka bank syariah akan melakukan upaya penyelesaian pembiayaan bermasalah.In Islamic banking financial institutions, financing is a very big asset that the funding should be maintained based on the quality of the precautionary principle. The precautionary principle is Bank management guidelines that must be adhered to, in order to create a sound, robust and efficient in accordance with the provisions of the legislation. Application of the precautionary principle by Islamic banks one of which is manifested in the analysis is to analyze the financing of confidence in the willingness and ability of prospective clients to settle all its obligations in time, before the Islamic Bank disburses funds to customers Recipient Facility". The confidence gained from assessment against characteristic carefully, capability, capital, collateral, and business prospects of the receiving facility prospective customers (character, capacity, capital, collateral, condition). Islamic banks provide financing hope that funding is running smoothly, customers comply with what was agreed in the agreement and paid when due. But it can happen in the financing period financing problems arise. The efforts made by the Islamic Bank to deal with the problem offinancing the rescue financing problems with restructuring efforts if the customer still has a good faith within the meaning want to be invited to cooperate in the effort to rescue financing problems , but if the customer has not acted in good faith in the sense of cooperative in an effort to rescue the troubled financing Islamic bank will make the financing problems solving.
Fakultas Syariah IAIN Kediri
2021-12-23
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/78
10.30762/qawanin.v5i2.3462
Qawãnïn Journal of Economic Syaria Law; Vol. 5 No. 2 (2021): Desember; 133-146
Qawanin: Jurnal of Economic Syaria Law; Vol 5 No 2 (2021): Desember; 133-146
2622-8661
2598-3156
10.30762/qawanin.v5i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/78/70
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/79
2022-10-22T14:34:14Z
qawanin:ART
driver
TRANSAKSI JUAL BELI ONLINE DALAM PERSPEKTIF HADIS (KAJIAN HOLISTIK HADIS ANTARADHIN): ONLINE BUYING TRANSACTIONS IN HADIS PERSPECTIVE (HOLISTIC STUDY OF ANTARADHIN HADITS)
Idris, Muhammad Anwar
Keywords: Buying and selling, Online, Hadith, Fraud.
Abstrak
Artikel ini membahas tentang transaksi jual beli online dalam perspektif hadis. Jual beli online merupakan sebuah transaksi modern yang ada pada era saat ini. Praktik jual beli online tidak hanya menguntukan penjual dan pembeli, namun ada elemen-elemen yang lain yang diuntukan. Adapun tujuan penulisan artikel ini adalah untuk mengetahui hadis-hadis jual beli online, kajian holistic, pesan hadis serta implementasinya dalam kehidupan sosial. Penelitian ini merupakan penelitian kepustakaan yang bersumber dari hadis maupun sumber-sumber yang berkaitan dengan jual beli kemudian penelitian ini menggunakan metode ma’anil hadis yang terfokus pada hadis antaradhin. Hasil dari artikel ini menyatakan bahwa dalam transaksi jual beli memberikan kemudahan bagi khalayak umum, akad yang digunakan ialah akad bai- as-salam. Adanya hadis “jual beli harus beradasarkan suka sama suka” sehendaknya diterapkan dalam transaksi jual beli online agar tidak terjadi penipuan yang pada akhirnya menimbulka kerugian antar kedua belah pihak yakni penjual dan pembeli.
Kata kunci: Jual beli, Online, Hadis, Penipuan.
Abstract
This article discusses online buying and selling transactions from the hadith perspective. Buying and selling online is a modern transaction that exists in the current era. The practice of buying and selling online does not only interest sellers and buyers, but there are other elements that are intended. The purpose of this article is to look at the traditions of buying and selling online, holistic studies, hadith messages and their implementation in social life. This research is a literature research that comes from hadith or sources related to buying and selling. Then the research uses the ma'anil hadith method which focuses on interadhin hadith. The results of this general article state that in buying and selling transactions that make it easier for the public, the contract used is the bai-as-salam contract. The existence of the hadith "buying and selling must be on a consensual basis" should be applied in online buying and selling transactions so that fraud does not occur which ultimately causes losses between both the seller and the buyer.
Keywords: Buying and selling, Online, Hadith, Fraud.
Fakultas Syariah IAIN Kediri
2022-08-12
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/79
10.30762/qawanin.v6i1.79
Qawãnïn Journal of Economic Syaria Law; Vol. 6 No. 1 (2022): June; 107-123
Qawanin: Jurnal of Economic Syaria Law; Vol 6 No 1 (2022): June; 107-123
2622-8661
2598-3156
10.30762/qawanin.v6i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/79/136
Copyright (c) 2022 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/80
2022-10-30T12:00:12Z
qawanin:ART
driver
ارتباط مقاصد الشريعة بأصول الفقه في استنباط الأحكام من النصوص Irtibathu Maqashidi as-Syari’ati Biushuli al-Fiqhi fi Istinbathi al-Ahkami min an-Nushushi
A. Halil Thahir
Maqasid al-syari’ah
kaidah ushul fiqh
hubungan
istinbath
Tulisan ini mengkaji hubungan antara Maqashi al-syariah dengan Ushul fiqh dan kaidahkaidahnya dalam memahami nash dan mengeluarkan (istinbath) hukum-hukum darinya. Permasalahan utamanya adalah apa hubungan antara Maqashi al-syariah dengan Ushul fiqh dalam menurunkan hukum dari nash dan penerapannya? Penelitian ini merupakan penelitian pustaka. Datanya diambil dari sumber perpustakaan, baik primer maupun sekunder. Metode pengumpulan datanya adalah dokumentasi, yang dikumpulkan secara tertulis.Hasil dalam tulisan ini adalah sebagai berikut. Hubungan antara Maqashid al-syariah dengan Ushul fiqh bahwa dalam meksplorasi nash penggunaan Maqashid al-syariah yaitu sejalan dengan kaidah-kaidah Ushul Fiqh. Setiap suatu kaidah Ushul Fiqh memiliki hubungannya sendiri dengan Maqashid al-syari’ah. Hubungan antara maqashidsyari’ah dan kaidah Ushul Fiqhdapat digambarkan sebagai berikut: 1) hubungan antara maqashid dan kaidah ‘am, ada dalam tiga bentuk: hubungan antara maqashid dengan kaidah ‘amketika ditentukan, hubungan antara maqashid dengan kaidah “’Ibrah itu dalam keumuman kata,bukan kekhususan sebab”, dan hubungan antara maqashid dengan ‘am ketika sebagian unsurnya bertentangan dengan mashlahah. 2) Hubungan antara maqashid Syariah dengankaidah isytirak,baik isytirak pada kata isim, fi’il, maupun harf. 3)Hubungan antara maqashid Syariah dengan kaidah khas. 4) Hubunganmaqashid syariah dengan kaidah muthlaq, yaitu hubungan maqashid dengan muthlaq yang terus menerus dan hubungan maqashid dengan muthlaqyang terbatas. 5) Hubungan maqashid syariah dengan kaidah nahi, yaitu hubungan maqashid dengan pembatasan yang dipertimbangkan dan hubungan maqashid dengan kaidah amar, 6) Hubungan maqashid syariah dengan kaidah haqiqat yaitu meninggalkan haqiqat yang masih mungkin demi mewujudkanmaqashid, dan mendahulukan majazdaripada haqiqat karena mempertimbangkan maqashid. 7) Hubunganmaqashid syariah dengan kaidah majaz,dan 8) Menghubungkan maqashid syariah dengan aturan perintah dan larangan.
Fakultas Syariah IAIN Kediri
2021-12-23
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/80
10.30762/qawanin.v5i2.2575
Qawãnïn Journal of Economic Syaria Law; Vol. 5 No. 2 (2021): Desember; 147-164
Qawanin: Jurnal of Economic Syaria Law; Vol 5 No 2 (2021): Desember; 147-164
2622-8661
2598-3156
10.30762/qawanin.v5i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/80/147
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/81
2022-06-20T06:06:19Z
qawanin:ART
driver
JUAL BELI RAMBUT UNTUK WIG DAN HAIR EXTENSIONS DITINJAU DARI SOSIOLOGI HUKUM ISLAM (Studi Kasus Pada Salon Kecantikandi Kecamatan Ringinrejo Kabupaten Kediri) BUYING HAIR FOR WIG AND HAIR EXTENSIONS REVIEWED FROM SOCIOLOGY OF ISLAMIC LAW (A Case Study on
Riris Arista
Abdul Wahab A. Khalil
Buying and Selling
Wigs
Hair Extensions
Sociology of Islamic Law
Seiring dengan perkembangan jaman, maka kegiatan dalam berbagai bidangpun juga mengalami perkembangan, salah satunya praktik bermuamalah khususnya dalam hal jual beli. Praktik jual beli yang ada dilingkungan Kecamatan Ringinrejo Kabupaten Kediri sendiri juga bermacammacam, salah satunya praktik menjual dan membeli rambut manusia untuk dijadikan wig danhairextensions di salon kecantikan. Tujuandaripenelitian ini adalah ingin mengetahui bagaimana praktik jual dan beli rambut manusia untuk wigdanhair extensions padasalon kecantikan di Kecamatan Ringinrejo Kabupaten Kediri, danapa faktor-faktor yang mempengaruhi praktik jualbeli rambut manusia untuk wig danhair extensions di salon kecantikan Kecamatan Ringinrejo Kabupaten Kediri. Jenis penelitian iniadalahpenelitian kualitatif dengan menggunakan pendekatan Sosiologi Hukum Islam. Sifat dari penelitian ini adalah deskriptif analitik. Metode pengumpulan data yang digunakan adalah observasi, wawancara dan dokumentasi. Data yang sudah diperoleh dari lapangan kemudian dianalisis dengan metode berfikir secara induktif yang selanjutnya akan dilakukan pengecekan keabsahan data. Hasil daripenelitian ini menunjukkanbahwa praktik jual beli rambut untuk wig danhair extensionspada salon-salon kecantikan di Kecamatan Ringinrejo Kabupaten Kediri memiliki persamaan dalam hal transaksinya, yaitu mengumpulkan potongan rambut dari pelanggan yang telah melakukan treatment potong rambut, kemudian potongan rambut yang memiliki ukuran panjang sekitar 20 cm ke atas dijual untuk dijadikan wig (rambut palsu) atauhair extensions (menyambung rambut) ke pengepul maupun di salonnya sendiri. Sedangkan untuk ukuran panjang rambut kurang dari 20 cm akan dijual secara kiloan atau diukur dengan timbangan kepada orang yang membuat sanggul, wig maupun dibuang sendiri oleh pemilik salon. Adanya praktik jual beli rambut untuk wig danhair extensions pada salon kecantikan tersebut disebabkan masih adanya minat konsumen akan wig danhair extensions dari rambut asli manusia. Kemudian faktor-faktor lainyang menyebabkan pemilik salon masih melakukan praktik tersebut diantaranya karena masih kurangnya pengetahuan tentang bermuamalah yang baik dan benar sesuai syara’, karena faktor ekonomi, background pendidikan, pemakaian wig dan hair extensions yang masih diminati oleh sebagian konsumen di dunia kecantikan hingga saat ini, adanya minat konsumen akan wigdanhair extensions dari bahan rambut asli manusia yang dirasa lebih aman, nyaman dan mudah perawatannya dibanding dari bahan sintetis atau buatan
Along with the times, activities in various fields have also developed, one of which is the practice of muamalah, especially in terms of buying and selling. The practice of buying and selling in the Ringinrejo Subdistrict, Kediri Regency itself also varies, one of which is the practice of selling and buying human hair for wigs and hair extensions at beauty salons. The purpose of this studyis to find out how the practice of buying and selling human hair for wigs and hair extensions at a beauty salon in Ringinrejo district, Kediri Regency, and what factors influence the practice of buying and selling human hair for wigs and hair extensions at a beauty salon in the District of Kediri. Ringinrejo, Kediri Regency. This type of research is a qualitative research using the Sociology of Islamic Law approach. The nature of this research is descriptive analytic. Data collection methods used are observation, interviews and documentation. The data obtained from the field are then analyzed by inductive thinking method which will then be checked for the validity of the data. The results of this study indicate that the practice of buying and selling hair for wigs and hair extensions at beauty salons in Ringinrejo District, Kediri Regency has similarities in terms of transactions, namely cut the hair, then haircuts that have a length of about 20 cm and above are sold to be used as wigs or hair extensions to collectors or at the salon itself. As for the length of hair less than 20 cm, it will be sold in kilos or measured bycscales to the person who makes the bun, wig or disposed of by the salon owner himself. The practice of buying and selling hair for wigs and hair extensions at beauty salons is due to the consumer interest in wigs and hair extensions made from real human hair. Then other factors that cause salon owners to still carry out this practice include the lack of knowledge and understanding of good and correct muamalah according to sharia, due to economic factors, nonIslamic beauty education background, the use of wigs and hair extensions which are still in demand by the public. consumers in the world of beauty to date, there is consumer interest in wigs and hair extensions from natural human hair which are considered safer, more comfortable and easier to maintain than synthetic or artificial materials.
Fakultas Syariah IAIN Kediri
2021-12-23
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/81
10.30762/qawanin.v5i2.3471
Qawãnïn Journal of Economic Syaria Law; Vol. 5 No. 2 (2021): Desember; 165-180
Qawanin: Jurnal of Economic Syaria Law; Vol 5 No 2 (2021): Desember; 165-180
2622-8661
2598-3156
10.30762/qawanin.v5i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/81/72
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/82
2022-06-20T06:06:19Z
qawanin:ART
driver
PARATE EKSEKUSI: IMPLEMENTASI EKSEKUSI JAMINAN FIDUSIA BERDASARKAN UNDANG-UNDANG NO. 42 TAHUN 1999 TENTANG JAMINAN FIDUSIA (EXECUTION PARATE: IMPLEMENTATION OF THE EXECUTION OF FIDUCIARY GUARANTEE BASED ON LAW NO. 42 YEAR 1999 ABOUT FIDUCIARY GUARANTEE)
Hanisa Ulfa
Devi Luviyanti
Alqarana Pitra Adhitiya
Intan Febbellia Rizqy
Iva Khoiril Mala
Pawnshop
creation
Implementation of Fiduciary Guarantee
Salah satu lembaga yang memberikan Kredit Fidusia Penjaminan melalui Program KREASI adalah PT. Pegadaian (Persero). Penelitian ini menjelaskan bagaimana Pelaksanaan Pelaksanaan Jaminan Fidusia dan sasaran dari Jaminan Fidusia serta Eksekusi dan upaya yang dilakukan PT.Pegadaian (Persero) dalam solusi pemenangan dalam pelaksanaan jaminan fidusia di Cabang PT.Pegadaian (Persero) Cabang Kota Malang menurut Pasal 30 Undang-Undang Nomor. 42 Tahun 1999 Tentang Fidusia. Penelitian ini menggunakan pendekatan yuridis sosiologis, sumber data primer dari hasil dan data sekunder dari dokumentasi dan perundang-undangan. Teknik dalam penelitian ini menggunakan observasi dan wawancara. Hasil Penelitian ini implementasi yang digunakan adalah teori efektifitas hukum menurut Soerjono Soekanto yang dianalisis melalui 4 faktor. Kendalanya program pencairan dana KREASI agak terlambat dikarenakan masih banyak pelanggan yang terlambat membayar cicilan, nasabh menolak untuk dilaksanakan, hal-hal yang tidak terpenuhi dari faktor hukum, badan hukum, masyarakat dan budaya faktor-faktor yangmenjadi kendala adalah terjaminnya barang bergerak serta terjamin barangnya di waktu akan dieksekusi tidak ada tempat. upaya yang dilakukan oleh PT.Pegadaian (Persero) Cabang Kota Malang meningkatkan kinerja dari segi pengawasan barang menjadi lebih tegas agar nasabah lebih rajin mengaggsur kredit. Saran, peningkatan kualitas tenaga kerja lapangan, dan evaluasi kerja dibidang retribusi bulanan untuk memahami masalah apa yang muncul dalam biaya.
One of the institutions that provide Fiduciary Guarantee Credit through the KREASI Program is PT. Pegadaian (Persero). This study explains how the Implementation of the Fiduciary Guarantee and the objectives of the Fiduciary Guarantee as well as the execution and efforts made by PT. Pegadaian (Persero) in winning solutions in the implementation of fiduciary guarantees at theBranch of PT. Pegadaian (Persero) Malang City Branch according to Article 30 of Law Number . 42 of 1999 concerning Fiduciary. This study uses a sociological juridical approach, primary data sources from results and secondary data from documentation and legislation. The technique in this study uses observation and interviews. The results of this study are the implementation of the theory of legal effectiveness according to Soerjono Soekanto which is analyzed through 4 factors. The problem with the KREASI fund disbursement program is that it is a bit late because there are still many customers who are late in paying their installments, customers refuse to implement it, things that are not fulfilled from legal factors, legal entities, society and culture. at time will be executed no place. efforts made by PT. Pegadaian (Persero) Malang City Branch to improve performance in terms of supervision of goods to be more assertive so that customers are more diligent in repaying loans. Suggestions, improving the quality of field workers, and evaluating work in the field of monthly retribution to understand what problems arise in costs.
Fakultas Syariah IAIN Kediri
2021-12-23
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/82
10.30762/qawanin.v5i2.3537
Qawãnïn Journal of Economic Syaria Law; Vol. 5 No. 2 (2021): Desember; 181-196
Qawanin: Jurnal of Economic Syaria Law; Vol 5 No 2 (2021): Desember; 181-196
2622-8661
2598-3156
10.30762/qawanin.v5i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/82/73
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/83
2022-06-20T06:06:19Z
qawanin:ART
driver
ANALISIS HUKUM EKONOMI SYARIAH TERHADAP PRAKTIK BAGI HASIL NIRA AREN DI DESA CACABAN KIDUL KECAMATAN BENER KABUPATEN PURWOREJO Analysis Of Sharia Economic Law On The Practices For Results Of Aren Nira In Cacaban Kidul Village, Bener District, Purworejo Regenecy
Waluyo Sudarmaji
Muhajir
Chanifan Ihyarangga Sudarmaji
Profit sharing
Islamic law
Nira aren merupakan salah satu prospek pendapatan potensial bagi masyarakat Desa Cacaban Kidul Kecamatan Bener Kabupaten Purworejo yang mayoritas berprofesi sebagai petani. Nira aren dihasilkan dari pohon aren yang banyak tumbuh di perkebunan rakyat sebagai bahan baku gula aren yang merupakan komoditas prospek pertumbuhan ekonomi masyarakat. Tidak semua pemilik pohon aren mampu menyadap nira aren sendiri karena berbagai faktor selain membutuhkan keahlian khusus. Sebagian besar masyarakat mempercayakan penyadap untuk merawat pohon aren hingga mendapatkan hasil. Perilaku masyarakat tersebut sudah berjalan sejak dahulu bahkan telah menjadi adat budaya dan kearifan lokal masyarakat setempat. Disisi lain, masyarakat Desa Cacaban Kidul sangat menjunjung tinggi nilai-nilai agama Islam, hal ini tercermin dalam berbagaikegiatan keagamaan dan adanya Lembaga-lembaga keagamaan baik yang bergerak dalam bidang organisasi kemasyarakatan maupun Lembaga Pendidikan. Tujuan penelitian ini adalah untuk menganalisis praktik bagi hasil nira aren di Desa Cacaban Kidul Kecamatan Bener Kabupaten Purworejo dalam perspektif syariat Islam. Dalam penelitian ini, peneliti menggunakan jenis penelitian lapangan (field research) dengan pendekatan deskriptif analisis. Teori yang digunakan untuk membedah masalah ini adalah bagi hasil dalam sistem Mudharabah, dengan kesimpulan bahwa praktek bagi hasil yang dilakukan oleh masyarakat Desa Cacaban Kidul Kecamatan Bener Kabupaten Purworejo dengan system gilir dan system mertelu, kedua system muamalah tersebut termasuk mudharabah muthlaq dan sudah sesuai dengan hukum Syariah maupun hukum positif di Indonesia yaitu Kompilasi Hukum Ekonomi Syariah, sehingga sah atau diperbolehkan menurut hukum Islam maupun hukum Negara.
Palm sap is one of the potential income prospects for the people of Cacaban Kidul Village, Bener District, Purworejo Regency, the majority of whom work as farmers. Palm sap is produced from palm trees that grow a lot in community-owned plantations as raw material for palm sugar which is a commodity prospect for community economic growth. Not all palm tree owners are able to tap palm sap by themselves due to various factors in addition to requiring special skills. Most of the people entrust the tappers to take care of the palm trees until they get results. The contract that occurs is only an oral contract based on the prevailing customs of the community and has become a culture. If there is dishonesty then the sanctions are moral sanctions and social sanctions. Thepurpose of this study was to analyze the practice of sharing the results of palm sap in Cacaban Kidul Village, Bener District, Purworejo Regency in the perspective of Islamic law. In this study, the researchers used a type of field research (field research) with a descriptive analysis approach. The theory used to dissect this problem is profit sharing in the Mudharabah system, with theconclusion that the profit sharing practice carried out by the people of Cacaban Kidul Village, Bener District, Purworejo Regency is according to the Mudharabah Muthlaq system so that it is legal or permissible according to Islamic law.
Fakultas Syariah IAIN Kediri
2021-12-23
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/83
10.30762/qawanin.v5i2.3497
Qawãnïn Journal of Economic Syaria Law; Vol. 5 No. 2 (2021): Desember; 197-214
Qawanin: Jurnal of Economic Syaria Law; Vol 5 No 2 (2021): Desember; 197-214
2622-8661
2598-3156
10.30762/qawanin.v5i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/83/74
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/84
2022-06-20T06:06:19Z
qawanin:ART
driver
KAJIAN HUKUM PADA PENGARUH INFLASI TERHADAP KEABSAHAN OBYEK WAKAF TUNAI AKIBAT BERKURANGNYA NILAI RIIL HARTA WAKAF (Legal Study On the Effect On Inflation On the Legitimacy of the Cash Wakf Object Due to The Reduction of the Real Value of Wakf Asset)
Nur Sulistiyaningsih
Burhanudin Harahap
Inflation
Real Value
Cash Waqf
Penelitian ini bertujuan untuk menganalisis penurunan nilai riil uang sebagai obyek wakaf tunai dalam kategori harta atau benda yang tidak kekal. Peneliti mengkaji tentang cara yang sebaiknya dilakukan agar harta wakaf tidak berkurang nilai riilnya. Penelitian ini adalah penelitian normatif dengan menggunakan data sekunder yang meliputi bahan hukum primer dan bahan hukum sekunder serta tersier. Sifat penelitian adalah preskriptif dengan analisis kualitatif. Hasil penelitian menunjukkan bahwa perubahan nilai riil uang kertas mengakibatkan uang sebagai obyek wakaf termasuk dalam kategori sebagai tidak kekalnya obyek wakaf, tetapi masih dalam kategori tidak habis sekali pakai selama nilai nominal wakaf tunai tidak berubah. Perubahan nilai riil uang akibat inflasi yang masih dalam kategori tidak habis sekali pakai tidak menjadikan uang tersebut tidak sah sebagai obyek wakaf. Cara untuk menjaga keseimbangan nilai nominal dan nilai riil uang adalah dengan menambahkan nominal wakaf uang sebesar penurunan nilai akibat inflasi yang diambilkan dari hasil penggunaan uang wakaf
This study aims to analyze the real value of money as an object of cash waqf in the category of property or objects that are not eternal. Researchers examine the ways that must be done so that the waqf property does not decrease in value. This research is a normativeresearch using secondary data which includes primary legal materials and secondary and tertiary legal materials. The nature of the research is prescriptive with qualitative analysis. The results showed that changes in the value of real money to produce money as waqf objects are included in the category of impermanent waqf objects, but are still in the non-consumable category as long as the nominal value of cash waqf does not change. Changes in the real value of money due to inflation which is still in the category of not being used up does not make the money invalid as an object of waqf. The way to maintain a balance between the nominal value and the real value of money is to add a nominal cash waqf that increases due to inflation taken from the use of waqf money.
Fakultas Syariah IAIN Kediri
2021-12-23
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/84
10.30762/qawanin.v5i2.3595
Qawãnïn Journal of Economic Syaria Law; Vol. 5 No. 2 (2021): Desember; 215-228
Qawanin: Jurnal of Economic Syaria Law; Vol 5 No 2 (2021): Desember; 215-228
2622-8661
2598-3156
10.30762/qawanin.v5i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/84/75
Copyright (c) 2022 Qawanin: Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/140
2022-10-22T14:34:14Z
qawanin:ART
driver
KAPASITAS OTORITAS JASA KEUANGAN (OJK) DALAM PERLINDUNGAN PRODUK INVESTASI TABUNGAN EMAS DI PT. PEGADAIAN SYARIAH DAN KONVENSIONAL: THE CAPACITY OF THE FINANCIAL SERVICES AUTHORITY (OJK) IN PROTECTION OF GOLD SAVING INVESTMENT PRODUCTS IN PT. SHARIA POWDERSHIP AND ACCORDING TO CONVENTIONAL LAW NO. 21 YEAR 2011
naufal, andhika
Hadiarlamsyah, Apik
S, Lutfizar
Gold saving investment
PT. Pegadaian
OJK Regulation Law Number 21 of 2011
PT. Pegadaian
Gugatan
OJK
The government appoints the Financial Services Authority to supervise, foster and provide regulations regarding the Capital Market with the regulations in Law Number 21 of 2011 concerning the Financial Services Authority. In this study, the capital market in question is in the form of a limited liability company, namely PT. Pegadaian (Persero). The form of this company's financial services is a pawnshop. The other development in this company is in the form of gold investment. The company's goal is to provide convenience, especially for the lower middle class, to invest in gold by opening a gold savings account. The existence of this program has made other companies file lawsuits related to gold savings investment products. With the protection from OJK providing as a witness and providing an operational license number S-427/NB.11/2016 dated 17/02/2016 regarding the Gold Savings Pegadaian investment product, this program was inaugurated by the government and OJK given by PT. Pawnshop as the manager. The update related to the gold savings investment program was resubmitted and approved by the OJK with a new licensing letter number S-476/NB.111/2019 on 09/11/2019 regarding the approval of PT. Gold Savings Investment Products. Pegadain (Persero). So, PT. Pegadaian obtained a complete patent on the operational license for the gold savings investment product, although there are other companies with the same name as PT. pawnshop. Moreover, the implementation system in PT. Pawnshops differ by other companies that are suing.
Keywords: OJK Regulation Law Number 21 of 2011, PT. Pegadaian, Gold Saving Investment Product
Fakultas Syariah IAIN Kediri
2022-08-09
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/140
10.30762/qawanin.v6i1.140
Qawãnïn Journal of Economic Syaria Law; Vol. 6 No. 1 (2022): June; 86-106
Qawanin: Jurnal of Economic Syaria Law; Vol 6 No 1 (2022): June; 86-106
2622-8661
2598-3156
10.30762/qawanin.v6i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/140/135
Investasi tabungan emas
Copyright (c) 2022 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/155
2023-01-16T15:58:08Z
qawanin:ART
driver
IMPLEMENTASI SISTEM MINA PADI DALAM MENINGKATKAN KESEJAHTERAAN PETANI PERSPEKTIF MAQASHID SYARIAH
Nina Amaliya
Abdul Rosyid
Welfare
Mina Padi
Maqashid Syariah
The implementation of mina padi system in the Putih Village comes from complaints of farmers who have land east of the river that are often flooded, so it makes the land less productive. So that the headman of Putih Village began the innovation of minapadi system to overcome that problem. Over time, the implementation of minapadi system can increase the welfare of farmers. The welfare obtained by these farmers is not only in the form of wealth, but also includes of soul, mind, descent, and religion. As in maqashid syariah, it is explained that welfare can be achieved if the five basic elements of life are fulfilled. The method used in this study is a qualitative method with descriptive approach. Data sources are obtained from informants, location situation, and documentation files. The results of this study are: 1) The mechanism of mina padi system was begun with land preparation used for the application of the mina padi system. Then, it is continued with the sowing of fish seeds. Putih Village used intercropping pattern with a deep rice plant model equipped with caren. 2) With the implementation of the mina padi system, the welfare obtained by farmers has increased because farmers got two types of results in one time harvest. In addition, minapadi system produced the better results, so it can increase the selling price. 3) The implementation of maqashid syariah in minapadi system namely the farmer welfare in dharuriyah discussion in maintaining religion, wealth, soul, mind, and descent.
Fakultas Syariah IAIN Kediri
2022-12-29
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/155
10.30762/qaw.v6i2.155
Qawãnïn Journal of Economic Syaria Law; Vol. 6 No. 2 (2022): December; 124-143
Qawanin: Jurnal of Economic Syaria Law; Vol 6 No 2 (2022): December; 124-143
2622-8661
2598-3156
10.30762/qaw.v6i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/155/155
Copyright (c) 2022 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/156
2023-01-16T15:53:25Z
qawanin:ART
driver
THE EFFECT OF GROSS DOMESTIC PRODUCT, EXPORTS, IMPORTS, EXCHANGE RATES, INFLATION AND EXTERNAL DEBT ON INDONESIA'S FOREIGN EXCHANGE RESERVES IN 2017-2020 (STUDY FROM AN ISLAMIC PERSPECTIVE)
Alda Heriyatma
Elok Fitriani Rafikasari
Moh Farih Fahmi
Gross Domestic Product
Export Imports
Foreign Debt
Foreign Exchange Reserves
Exchange Rate
Indonesia is a country that cannot be separated from international relations. In addition, it also has a major influence in the event iof fluctuations in the world economy caused by adopting an open economic system. By conducting international relations, of course, it can increase foreign exchange reserves which of course provide benefits for the country. Indonesia itself has little foreign exchange reserves available because it is used to pay off the government's foreign debt and high import costs. If a country makes foreign loans continuously, the amount of foreign exchange reserves will decrease, so that the economy becomes sluggish. The purpose of this study was to analyze the effect of gross domestic product, exports, imports, exchange rates, inflation and foreign debt on Indonesia's foreign exchange reserves. The sample in this study is 48 data from 2017-2020. This research method is a quantitative approach with data analysis using classical assumption test, multiple linear regression analysis, hypothesis testing and coefficient of determination test with data processing test equipment, namely SPSS version 16. The results show that partially (1) gross domestic product has a positive and positive effect. significant effect on Indonesia's foreign exchange reserves, (2) exports have a positive and significant effect on Indonesia's foreign exchange reserves, (3) imports have a negative and significant effect on Indonesia's foreign exchange reserves, (4) the exchange rate has a negative and significant effect on Indonesia's foreign exchange reserves, (5) inflation does not have a significant effect on Indonesia's foreign exchange reserves, (6) foreign debt has a positive and significant effect on Indonesia's foreign exchange reserves, (7) simultaneously gross domestic product, exports, imports, exchange rates, inflation and foreign debt have a positive and significant effect on Indonesia’s foreign exchange reserves
Fakultas Syariah IAIN Kediri
2022-12-29
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/156
10.30762/qaw.v6i2.156
Qawãnïn Journal of Economic Syaria Law; Vol. 6 No. 2 (2022): December; 177-198
Qawanin: Jurnal of Economic Syaria Law; Vol 6 No 2 (2022): December; 177-198
2622-8661
2598-3156
10.30762/qaw.v6i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/156/158
Copyright (c) 2022 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/158
2023-01-16T15:57:08Z
qawanin:ART
driver
TINJAUAN YURIDIS ASAS PERADILAN SEDERHANA CEPAT DAN BIAYA RINGAN TERHADAP PUTUSAN EKONOMI SYARIAH PENGADILAN AGAMA KOTA MALANG TAHUN 2019
Umi Nur Kholifah
Fitriyah, Faridatul
Andi Ardiyan Mustakim
Sharia
Islamic Law
Mudharabah
The existence of contract furtherly sharia economic contract can’t avoid from dispute’s risk. According of Act Number 3 of 2006 about Islamic Court, legal dispute resolution of sharia economic dispute is being Islamic Court’s authority. One of Islamic Court in Indonesia is Malang City Islamic Court which is must obey the principle of simple justice, quick, and low cost including SEMA Number 3 of 2014. From the beginning of observation, Malang City Islamic Court disobeying the principle of simple justice, quick, and low cost which implemented in SEMA Number 3 of 2014. The focus of this research is (1) what is the concept of the principle of simple justice, quick, and low cost in Indonesian’s act? And (2) what is legal view of the principle of simple justice, quick, and low cost about sharia economic verdict at Malang City Islamic Court in 2019? This research using library research and statue approach, also using legal material in the form of primary legal material, secondary legal material, and tertiary legal material for the example books, journals, acts, legal dictionary, etc. And then all of those legal material will be adjusted within the object of this research. The result of this research is the concept of the principle of simple justice, quick, and low cost can called principle is just because fulfill the meaning of legal principle and the function of legal principle. The principle of simple justice, quick, and low cost have been implemented in various judicial procedural law at Indonesia. Sharia economic verdict at Malang City Islamic Court in 2019 from legal view still can’t obey the principle of simple justice, quick, and low cost and also SEMA number 2 of 2014.
Fakultas Syariah IAIN Kediri
2022-12-29
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/158
10.30762/qaw.v6i2.158
Qawãnïn Journal of Economic Syaria Law; Vol. 6 No. 2 (2022): December; 144-157
Qawanin: Jurnal of Economic Syaria Law; Vol 6 No 2 (2022): December; 144-157
2622-8661
2598-3156
10.30762/qaw.v6i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/158/156
Copyright (c) 2022 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/168
2023-01-16T15:55:28Z
qawanin:ART
driver
DAMPAK PENGESAHAN RUU OMNIBUS LAW DALAM PERSPEKTIF HUKUM KETENAGAKERJAAN
Habibah Zulaiha
Omnibus Law
Labor Law
Copyright Bill
Tax Bill
In his first speech after being sworn in as President of Indonesia 2019-2024, on Sunday, October 20, 2019, President Joko Widodo alluded to making a concept of legislation called Omnibus Law. According to Jokowi, through omnibus law, there will be a simplification of regulatory constraints that are currently convoluted and long. It is a law that simultaneously revises several laws. To realize this, Jokowi will invite the House of Representatives to discuss 3 (three) major laws, including the Law (UU) on Taxation, Job Creation and the Law on the Empowerment of Small and Micro Medium Enterprises (MSMEs). Each of these laws will become omnibus law. There are two points of interest in the issue of the Establishment of the Omnibus Law Bill namely the Work Copyright Bill and the Tax Bill. The purpose of the establishment of the Omnibus Law Bill according to the President of the Republic of Indonesia, Joko Widodo, is for simplifying the regulatory constraints that are often convoluted and takes long time. The next, omnibus laws are also expected to strengthen the national economy by improving the investment ecosystem. It also to improve Indonesia's competitiveness to encounter the uncertainty situation and deceleration of global economy. The research method applied in this study was empirical research. This method was done through consideration of research specialization including descriptive analysis. It describes the discussions of studies to get certainty of legal position related to the impact of the ratification of the omnibus law bill on job creation between the company and its employees, connected with the laws and practices of civil and employment law. The government has issued a policy by providing legal position and certainty for employment through labour law 79 law and 1,244 articles affected by omnibus law copyright employment, with details: simplification of licensing in 52 laws with 770 articles, investment requirements in 13 laws with 24 articles; employment in 3 laws with 55 articles, ease, empowerment, and protection of UMK-M in 3 laws with 6 articles and ease of effort in 9 laws with 23 articles. Furthermore, there is a research and innovation support section in 2 laws with 2 articles, government administration in 2 laws with 14 articles, the imposition of sanctions in 49 laws with 295 articles, land procurement in 2 laws with 11 articles, investment and government projects in 2 laws with 3 articles, and economic areas in 5 laws with 38 articles. Some things are important in the position and legal certainty contained in the articles of this law. There are some suggestions for the employees and employer. The first, for employment, the existing laws and regulations should be read in advance the content of the legislation as to what. The second, employees should have good understanding at legislation that is in accordance with procedures or even the policies of leaders who are the opposite. If it can be understood correctly so that there is no misperception that can harm employment / employees because of errors in making a policy decision.
Fakultas Syariah IAIN Kediri
2022-12-29
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/168
10.30762/qaw.v6i2.168
Qawãnïn Journal of Economic Syaria Law; Vol. 6 No. 2 (2022): December; 199-228
Qawanin: Jurnal of Economic Syaria Law; Vol 6 No 2 (2022): December; 199-228
2622-8661
2598-3156
10.30762/qaw.v6i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/168/162
Copyright (c) 2022 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/173
2023-01-16T15:53:25Z
qawanin:ART
driver
SERVICE QUALITY SI MUDHA (SIMPANAN MUDHARABAH) PERSPEKTIF ISLAMIC ECONOMIC
Widya Ratna Sari
Dijan Novia Saka
Agus Subandono
Service Quality,
Mudharabah
Islamic Economic
Service Quality is the main foundation for the growth of an activity. Moreover, Islamic financial institutions are engaged in services. This study aims to look at the Service Quality Si Mudha (Simpanan Mudharabah) in terms of Islamic Economics in Koperasi Syariah Serba Usaha Harum Dhaha Kediri. Using a qualitative approach, this type of research is a case study. The method of obtaining data is through observation, interviews, and documentation which is finally analyzed using data reduction, data presentation, and drawing conclusions. The results of Service Quality carried out with a family system and have implemented five Service Quality determinants, namely: reliability, responsiveness, assurance, empathy, tangible, all of which have been carried out well. It is proven that there is an increase in members Si Mudha (Simpanan Mudharabah) from 2018 to 2021. Meanwhile, when viewed from the perspective of Islamic economics, it has not met the scale of Sharia Economic principles, namely: professional attitudes at work have not been fully formed because there are still some miscommunications between employees and members. The trust has not been covered because there are still delays in shuttle services, especially Si Mudha (Simpanan Mudharabah) The work ethic is also not optimal because it is seen from the professional and trustworthy principles in working that there are still problems. There should be regular evaluation of each performance and a clear division of tasks, so that Service Quality can be carried out optimally. Considering that members are the driving points, Service Quality polishing must be packaged properly.
Keywords: Service Quality, Mudharabah, Islamic Economic
Fakultas Syariah IAIN Kediri
2022-12-29
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/173
10.30762/qaw.v6i2.173
Qawãnïn Journal of Economic Syaria Law; Vol. 6 No. 2 (2022): December; 158-176
Qawanin: Jurnal of Economic Syaria Law; Vol 6 No 2 (2022): December; 158-176
2622-8661
2598-3156
10.30762/qaw.v6i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/173/157
Copyright (c) 2022 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/179
2023-07-20T16:37:35Z
qawanin:ART
driver
Praktik Jual Beli Dalam Kerja Sama Tebar Benih Ikan KOI Prespektif Fiqih Muamalah (Studi Kasus di Desa Gododeso Kecamatan Kanigoro Blitar)
Andi Ardiyan Mustakim
Tebar Benih Ikan
Bisnis KOI
Syirkah Bahaim
Syirkah
Perkembangan bisnis ikan Koi di Blitar berkembang sangat pesat dan masyarakat banyak yang menekuninya. Jika bisnisnya berhasil, maka keuntungan yang didapat sangat tinggi. Praktik kemitraan menjadi salah satu yang berkembang khususnya di desa Banggle Kecamatan Kanigoro Kabupaten Blitar Jawa Timur. Dengan latar belakang pendidikan yang beragam, berpotensi melakukan praktik kemitraan yang tidak sesuai dengan fiqih muamalah. Metode yang digunakan dalam penelitian ini adalah kualitatif yang bersifat deskriptif dengan cara berpikir induktif. Pendekatan yang digunakan adalah pendekatan fenomenologi. Analisis data dalam penelitian ini dilakukan tiga tahap, yaitu pengumpulan data, reduksi data, dan verifikasi data. Temuan penelitian adalah Tlogo Fish dan mitra lainnya termasuk bentuk syirkah yang diperbolehkan dalam fiqih muamalah. Syirkah tersebut dalam kategori syirkah ‘inan fi al-amwa>l al-muqayyadah atau berdasarkan jenis modal yang dijadikan kemitraan yaitu berupa ikan Koi maka termasuk dalam syirkah al-baha>im.
Fakultas Syariah IAIN Kediri
2023-06-30
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/179
10.30762/qaw.v7i1.179
Qawãnïn Journal of Economic Syaria Law; Vol. 7 No. 1 (2023): June; 1-13
Qawanin: Jurnal of Economic Syaria Law; Vol 7 No 1 (2023): June; 1-13
2622-8661
2598-3156
10.30762/qaw.v7i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/179/177
Hukum Ekonomi Syariah
Copyright (c) 2023 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/183
2023-01-16T16:00:27Z
qawanin:ART
driver
القواعد الأصولية في كتاب الموافقات للإمام أبي اسحاق الشاطبي دراسة علم المعرفة (Epistemological Study)
Thahir, A Halil
Niwari, Niwari
القواعد الأصولية, الموافقات, الإمام الشاطبي.
هذا البحث يبحث في القواعد الأصولية في كتاب الموافقات للإمام إبي اسحاق الشاطبي. والمشكلة المطروحة فيه هي ما مصادر القواعد الأصولية في كتاب الموافقات للإمام أبي إسحاق الشاطبي ؟ و كيف منهج كشف الحقيقة للقواعد الأصولية في كتاب الموافقات للإمام أبي إسحاق الشاطبي؟
وهذا البحث بحث مكتبي. توجد بياناتها من المصادر المكتبية, رئيسية كانت وثنائية. وطريقة جمع البيانات هي وثائقي, وهي جمعها على سبيل الكتابة. وطريقة تحليلها هي تحليل المضمون الذي يستخدمه الباحث في تحليل ارتباط مقاصد الشريعة بأصول الفقه وقواعده في فهم النصوص واستنباط أحكامها.
ولهذا البحث نتيجتان, هما : الأول, يمكن حصر التنوع المصدري للقواعد الأصولية عند الشاطبي فيما يلي : قواعد أصولية ذات مصدر كلامي, و قواعد أصولية ذات مصدر منطقي, و قواعد أصولية ذات مصدر فقهي, و قواعد أصولية ذات مصدر لغوي, و قواعد أصولية ذات مصدر صوفي, و قواعد أصولية ذات مصدر قرآني, و قواعد أصولية ذات مصدر حديثي, وقواعد أصولية أصيلة. وهذه المصادر منها بيانية و عرفانية و برهانية. الثاني, المناهج المستخدمة لكشف الحقيقة للقواعد الأصولية في الموافقات هي : منهج بياني, ومنهج برهاني, ومنهج استنتاجي, ومنهج نقدي.
Fakultas Syariah IAIN Kediri
2022-12-29
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/183
10.30762/qaw.v6i2.183
Qawãnïn Journal of Economic Syaria Law; Vol. 6 No. 2 (2022): December; 229-248
Qawanin: Jurnal of Economic Syaria Law; Vol 6 No 2 (2022): December; 229-248
2622-8661
2598-3156
10.30762/qaw.v6i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/183/163
Copyright (c) 2022 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/192
2023-07-20T16:37:35Z
qawanin:ART
driver
Legal Consequences of Implementing Ijarah Contracts in Sukuk Issuance
Sisi Ade Linda
Iwan Setiawan
Muhamad Izazi Nurjaman
Sukuk
Ijarah
Sharia Investment
Sharia Investment
Currently, the development of the Islamic capital market shows rapid progress, as evidenced by the increase in the index in the JII (Jakarta Islamic Index) list. The presence of Islamic financial products such as sharia invests is considered to be a solution to investment problems that have occurred recently. One of the islamic financial products that is developing today is sukuk. Today sukuk has become one of the strongest elements in the Islamic economy. one type of sukuk in Indonesia is the ijarah sukuk. The research method used in this study is a qualitative method with a descriptive approach, which collects data related to sukuk in the ijarah contract taken from sources such as books, journals, skrpisi, thesis, and other related sources. The results showed that the Ijarah sukuk is a type of letter that indicates an ownership of an asset, for which the asset is leased. This sukuk is one type of letter that can be traded because the sukuk gives the right to the holders to get money from the lease proceeds as well as the right to transfer ownership without any taking rights from the tenant.
Fakultas Syariah IAIN Kediri
2023-06-30
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/192
10.30762/qaw.v7i1.192
Qawãnïn Journal of Economic Syaria Law; Vol. 7 No. 1 (2023): June; 14-33
Qawanin: Jurnal of Economic Syaria Law; Vol 7 No 1 (2023): June; 14-33
2622-8661
2598-3156
10.30762/qaw.v7i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/192/178
Copyright (c) 2023 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/202
2023-07-20T16:37:35Z
qawanin:ART
driver
ANALISIS PENDISTRIBUSIAN DAGING QURBAN BAGI MASYARAKAT MUSLIM DAN NON MUSLIM DITINJAU DARI FIKIH (Studi kasus di Yayasan Darussalam Desa Sambiroto Kecamatan Baron Kabupaten Nganjuk)
Alwi Musa Muzaiyin
Economic
Economic, Sacrifical Meat
Non-Muslims
Fikih
syariah
Economic activities in human life certainly cannot be separated from activities called distribution. Distribution itself is an activity of distributing goods or services. Whereas in Islam, distribution itself is the activity of distributing wealth so that the circulation of wealth is evenly distributed so that it does not only circulate within certain groups. One of the facts that is contradictory in society is the distribution of qurbani meat which is also intended for non-Muslims, where the system of justice and solidarity is the reason for this distribution. Not only that, contradictions also arise when the distribution of qurbani meat is given to people who are classified as rich or capable. This paper tries to answer the contradiction that arises. For this reason, in this article, researchers used library research methods and field research using interview tests. The type of data used is data obtained directly from the research object.
Fakultas Syariah IAIN Kediri
2023-06-30
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/202
10.30762/qaw.v7i1.202
Qawãnïn Journal of Economic Syaria Law; Vol. 7 No. 1 (2023): June; 81-93
Qawanin: Jurnal of Economic Syaria Law; Vol 7 No 1 (2023): June; 81-93
2622-8661
2598-3156
10.30762/qaw.v7i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/202/181
economic, sacrificial meat, non-Muslims
Copyright (c) 2023 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/207
2023-07-20T16:37:35Z
qawanin:ART
driver
PENENTUAN KADAR ZAKAT PERTANIANDAN RELEVANSINYA TERHADAP PERTANIAN MASYARAKAT INDUSTRI DI INDONESIA
Saifuddin
Dewi Fatimah
Miqdar
Agriculture Zakat
Agriculture in Indonesia
Industrial Society
Zakat
Ratio of agriculture zakat is 1.400 kg grain or 653 kg rice, whereas the quantity of zakat is 5 % if the irrigation needs cost and 10 % if not. If we compare with trade zakat, the ratio of it is higher than of agriculture, but the quantity of trade zakat is only 2,5%. The reason is because Madinah, city of Messanger, is an agrarian city where the main profession is farmer. The trader is the secondary one. It is different with Macca, the main profession of its people is trading. The problem arises now is when it is contextualized with Indonesian agriculture which is eliminated. Absolutely, it is not fair. This article will discuss that problem. From the results of the analysis it can be concluded that agriculture in Indonesia has a different variety. It is already irrelevant the level of agricultural zakat when compared to the beginning of the lowering of the agricultural zakat order. Because in Indonesia itself agriculture is not like the old days. If the harvest does not reach the nisab, then no zakat is required. As for industrial-based agriculture, it depends on the type. If it is included in agribusiness, the zakat issued is trade zakat, which is 2.5% with haul according to trade zakat
Fakultas Syariah IAIN Kediri
2023-06-30
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/207
10.30762/qaw.v7i1.207
Qawãnïn Journal of Economic Syaria Law; Vol. 7 No. 1 (2023): June; 94-116
Qawanin: Jurnal of Economic Syaria Law; Vol 7 No 1 (2023): June; 94-116
2622-8661
2598-3156
10.30762/qaw.v7i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/207/182
Zakat
Copyright (c) 2023 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/223
2023-07-20T16:37:35Z
qawanin:ART
driver
JUAL BELI DENGAN NON-MUSLIM DALAM KONTEKS FIKIH MUAMALAH DAN NILAI KEMASLAHATAN: (Studi Kasus Kabupaten Bengkalis)
Saputra, Andrian
Aji Purwanto, Muhamad
Buying and Selling;
Non-Muslim
Fiqh Muamalah
Value of Maslahat
Jual beli yang sebaiknya dilakukan dengan kejujuran, benar, dan, tidak melanggar syari’at agama Islam (Al - Qur’an & Sunnah). Agar mencapai itu semua jual beli yang dilakukan haruslah memenuhi syarat dan rukun jual beli serta ketentuan yang mengatur didalamnya. Dalam hal bermuamalah, Islam memakai prinsip yang telah dirumuskan sebelumnya, yaitu pada dasarnya segala macam jenis muamalah itu status dari kedudukannya itu mubah kecuali jika ada mengandung unsur paksaan. Transaksi juga diterapkan atas sesuatu yang mengandung manfaat sehingga menghindari mudhorot dalam praktek kehidupan. Agama Islam pada hal ini menganut kebebasan dalam melakukan transaksi kepada siapa saja termasuk kepada nonmuslim selagi tidak ada pihak yang saling dirugikan berdasarkan kesepakatan dalam melakukan transaksi jual beli. Oleh karena itu, analisis dari perspektif Islam mengenai melakukan transaksi jual beli kepada nonmuslim, Islam tidak melarang apalagi mengharamkan. Akan tetapi, Islam mengatur perkara itu semua dengan bertransaksi atas barang atau sesuatu yang halal bagi kita dan bukan kepada nonmuslim yang memusuhi agama kita. Maka selain dari itu, maka bertransaksi kepada nonmuslim dalam hal jual beli perbolehkan, hal itu semua merupakan bagian dari bermuamalah bagian dari kemanusiaan. Jual beli termasuk bagian dari muamalah karena Islam agama yang membawa keindahan bagi umat manusia untuk mencapai keharmonisan dalam menjalankan hidup dimuka bumi.
Fakultas Syariah IAIN Kediri
2023-06-30
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/223
10.30762/qaw.v7i1.223
Qawãnïn Journal of Economic Syaria Law; Vol. 7 No. 1 (2023): June; 68-80
Qawanin: Jurnal of Economic Syaria Law; Vol 7 No 1 (2023): June; 68-80
2622-8661
2598-3156
10.30762/qaw.v7i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/223/180
Copyright (c) 2023 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/230
2023-04-16T06:03:51Z
qawanin:ART
driver
Konsep Koperasi Dalam Tinjauan Filsafat Hukum Ekonomi
Nurmahmudah
Cooperation
Welfare
Happiness
Utilitarianism
Philosophy of Economic Law
Welfare is one of the goals of the societies that make up the state. There are various ways to fulfill it, one of which is a cooperative. A cooperative is an association of people or entities that gives people the freedom to enter and leave as members, to work together in a family manner in running a business to fulfill or improve the welfare of its members. Mohammad Hatta as the originator of Article 33 of the 1945 Constitution has formulated his philosophical thoughts about the economic system of the Indonesian nation, he emphasized that the principle of kinship is cooperatives, this law is a working effort towards the national economy. Based on these provisions, cooperatives are a constitutionally valid system. At a macro level, cooperatives are envisioned as the backbone of the Indonesian economy based on the principle of kinship to create prosperity and community welfare. In its application, many cooperatives have succeeded, but also many have failed, some have stumbled over fraud cases and so on. Based on this, the question raised in this paper is, how is the ideology, concept and legal structure of cooperatives based on law in Indonesia in terms oEf the philosophy of economic law? To analyze it, the author uses the library research method by collecting valid and relevant data and then comparing, criticizing and analyzing, to draw the right conclusions. The theory of approach is the school of utulitarianism which argues that the purpose of law is the greatest welfare for the people, and legal evaluation is carried out based on the consequences resulting from the process of applying the law. Adherents of this school consider that the purpose of law is to provide as much benefit and happiness as possible to citizens. The purpose of law according to Jeremy Bentham is to realize the greatest happiness of the greatest number, aka the purpose of legislation is to produce happiness for society. Then what about the cooperative system as a system of national economic realization, whether this system by law has fulfilled the principles of utilitarianism. The result of this research is that happiness, defined as the general welfare, must be above all individual happiness in the eyes of the constitution. The argument is that the happiness of all people involved in an event or endeavor is not the happiness of one person alone, but includes all the happiness of its members in general. The happiness of one person should not be considered more important than the happiness of another, hence like the King and subordinates should be treated equally. Thus an action or endeavor is considered good when happiness outweighs unhappiness, and the happiness of everyone involved should be treated in the same way.
Fakultas Syariah IAIN Kediri
2023-04-16
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/230
10.30762/qaw.v6i2.230
Qawãnïn Journal of Economic Syaria Law; Vol. 6 No. 2 (2022): December
Qawanin: Jurnal of Economic Syaria Law; Vol 6 No 2 (2022): December
2622-8661
2598-3156
10.30762/qaw.v6i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/230/166
Copyright (c) 2022 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/231
2023-07-20T16:37:35Z
qawanin:ART
driver
PEER TO PEER LENDING ANALYSIS OF SHARIA MAQASHID PERSPECTIVE
Abdulloh Munir
Maqashid Syariah
Fintech
Peer to Peer Lending
Maslahat
The implementation of fintech peer to peer lending (P2P lending) has benefits that are in accordance with maqashid sharia and problems to date, so it is necessary to explore the extent to which lenders are implementing it to determine the eligibility of borrowers. However, it is growing and becoming the concern of the government to create benefits and common goals. The research method is in the form of literature research with data reduction analysis techniques, displays and drawing conclusions. The results prove that P2P lending analysis uses 4P (personality, purpose, prospect, payment), 5C (character, capacity, capital, collateral, condition of economy), credit scoring, regional and demographic surveys and others. Referring to maslahat in the form of economic fulfillment and domination of benefit rather than harm in P2P lending, while maqashid sharia in the form of: protecting religion can be seen from the fulfillment of P2P lending contracts and agreements; take care of the soul because it is used for the survival of the community; keep common sense because the P2P lending practice process must go through careful consideration, complete information and knowledge; taking care of offspring because it is used to fulfill family survival; and guarding property because it demands the best possible financial management. This benefit must be prioritized because technology cannot be separated from economic activity, urgent needs of the community and a solution to difficult access for borrowers or MSMEs.
Fakultas Syariah IAIN Kediri
2023-06-30
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/231
10.30762/qaw.v7i1.231
Qawãnïn Journal of Economic Syaria Law; Vol. 7 No. 1 (2023): June; 34-67
Qawanin: Jurnal of Economic Syaria Law; Vol 7 No 1 (2023): June; 34-67
2622-8661
2598-3156
10.30762/qaw.v7i1
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/231/179
Maqashid Syariah
Copyright (c) 2023 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/248
2024-01-16T03:14:58Z
qawanin:ART
driver
Jual Beli Buah Campuran Dalam Peti di Pasar Grosir Buah dan Sayur Ngronggo Kota Kediri Perspektif Sosiologi Hukum Islam
Arifatulfajrin
Nurhayati, Siti
Kamil, Hutrin
Jual Beli
Buah Campuran Dalam Peti
Sosiologi Hukum Islam
Buying and selling is an agreement to exchange goods or money for goods between both parties willingly and mutually. A sale and purchase transaction is considered valid if it meets the pillars and conditions of the sale and purchase. However, society often engages in practices that contradict Islamic law. This is evident in the practice of buying and selling mixed fruits in crates at the Pasar Grosir Buah dan Sayur Ngronggo Kota Kediri. In this practice, fruits of different qualities are mixed together in crates, and the buyer is unaware of the overall quality of the fruits, resulting in a disadvantage for one party. This research aims to explain the practice of buying and selling mixed fruits in crates and clarify the factors that underlie this practice at the Pasar Grosir Buah dan Sayur Ngronggo Kota Kediri.
This research is a field study that utilizes a qualitative and empirical approach. The data sources utilized include primary data and secondary data. The data collection methods used are observation, interviews, and documentation. The data obtained are analyzed through an examination of Islamic legal sociology, and systematic conclusions are drawn.
The research results indicate that firstly, the practice of buying and selling mixed fruits in crates at the Pasar Grosir Buah dan Sayur Ngronggo Kota Kediri involves the mixing of fruit qualities by the crate sellers. Buyers can only see the fruits from the outside of the crates. The mixing of fruit qualities is not permissible under Islamic law and contains an element of gharar (uncertainty). The behavior of the sellers contradicts the principles of honesty and trustworthiness in Islamic transactions. Secondly, the factors that underlie the persistence of this practice, despite the prohibition of mixing fruit qualities in Islamic law due to the presence of gharar, are economic factors and convenience. Sellers seek to obtain profits by including rejected fruits of lower quality during the packaging process. Economic factors and convenience play a role in facilitating this practice. Additionally, buyers are enticed by the low prices to sell the fruits in retail or per kilo, and middlemen are also attracted to this practice. However, upon opening the crates, they still find rotten or defective fruits inside. Based on M. Atho Mudzhar's theory, it can be concluded that the level of adherence to Islamic law by sellers and buyers is very low. They are aware that the mixing of fruit qualities in crates is prohibited in Islam, yet they continue to engage in buying and selling activities that clearly involve elements of gharar (uncertainty).
Fakultas Syariah IAIN Kediri
2023-12-31
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/248
10.30762/qaw.v7i2.248
Qawãnïn Journal of Economic Syaria Law; Vol. 7 No. 2 (2023): December; 117-132
Qawanin: Jurnal of Economic Syaria Law; Vol 7 No 2 (2023): December; 117-132
2622-8661
2598-3156
10.30762/qaw.v7i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/248/207
Copyright (c) 2023 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/290
2024-01-14T08:57:45Z
qawanin:ART
driver
Transaksi Game Slot Berupa Chip ditinjau Atas Dimensi Fiqh dan Hukum Islam
Saputra, Andrian
Sandi, Sandi Andika
Slot Games
Fiqh
Hukum Islam
This article examines the practice of buying and selling slot games where chips are included in the gambling buying and selling transactions. This practice is called Maysir in Islamic economics. This kind of buying and selling occurs considering that the level of public interest, from young people to adults, they switch activities by playing this kind of game. Even though a fatwa has been issued from the MUI regarding such games being haram. However, people in Bengkalis consider this game to be just a normal game. The purpose of this research is to find out about forms of buying and selling that are haram carried out with the status of online games. The research carried out is classified as field study type research. Where it uses primary and secondary data sources. The analysis used in this research is to present qualitative analysis to describe and describe slot game transactions in Bengkalis Regency which are studied based on Islamic jurisprudence and law. The current practice of Game Chip trading transactions can be Web-based, starting from advertising on internet-based virtual entertainment, be it Facebook, Instagram, WA and other virtual applications. Thus, the practice of buying and selling slot games is that the object/goods traded contain a maysir component. According to the terms and conditions, buying and selling chips in online games violates Islamic law in buying and selling because it contains elements of gambling (maysir).
Fakultas Syariah IAIN Kediri
2023-12-31
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/290
10.30762/qaw.v7i2.290
Qawãnïn Journal of Economic Syaria Law; Vol. 7 No. 2 (2023): December; 133-143
Qawanin: Jurnal of Economic Syaria Law; Vol 7 No 2 (2023): December; 133-143
2622-8661
2598-3156
10.30762/qaw.v7i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/290/200
Copyright (c) 2023 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/300
2024-01-14T08:57:45Z
qawanin:ART
driver
Tinjauan Akad dalam Sistem Bainduk Samang di Huler Beras
Rolis, Robbi Etman
Arianti, Farida
Rahmi, Zikra
Aqad
Induk Samang
Hutang Piutang
Jual Beli Bersyarat
This study examined the bainduk samang system in rice huler. The relationship between farmers and rice huler owners in accommodating rice/grain harvesting objects as trade objects. The purpose of how to bainduk samang that provides benefits in economic transactions such as capital, accounts receivable and accompanied by buying and selling between rice huller owners and farmers. Types of field research with descriptive qualitative methods. This research approach is with a phenomenological approach in the cold water community of Koto Tangah Padang. The results of this study show that the motives of farmers to do bainduk samang as a form of farmers' efforts for the sustainability of being able to grow crops. With the cooperation of Bainduk Samang to the owner of Huler. As a result, the contract is carried out with accounts receivable and buying and selling. The form of buying and selling is conditional, that is, it is to be sold to the lender at a price below the market. Conditional buying and selling in fiqh in order to reduce the price of the fasid buying and selling category
Fakultas Syariah IAIN Kediri
2023-12-31
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/300
10.30762/qaw.v7i2.300
Qawãnïn Journal of Economic Syaria Law; Vol. 7 No. 2 (2023): December; 144-153
Qawanin: Jurnal of Economic Syaria Law; Vol 7 No 2 (2023): December; 144-153
2622-8661
2598-3156
10.30762/qaw.v7i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/300/201
Copyright (c) 2023 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/304
2024-01-14T08:57:45Z
qawanin:ART
driver
Mudharabah Dalam Perspektif Kompilasi Hukum Ekonomi Syariah dan Aplikasinya Sebagai Produk Perbankan Syariah
Novriza, Naia
Mudharabah
Hukum Ekonomi Syariah
Produk Perbankan Syariah
Penelitian ini membahas tentang bagaimana pelaksanaan akad mudharabah dalam perspektif Kompilasi Hukum ekonomi syariah serta aplikasinya sebagai produk perbankan syariah. Tujuan dari penelitian ini adalah untuk mengetahui akad mudharabah dalam perspektif kompilasi hukum ekonomi syariah. Metode penelitian yang digunakan dalam penelitian ini dengan menggunakan metode kualitatif. Jenis penelitian ini menggunakan pendekatan deskriptif kualitatif dengan metode pengumpulan data menggunakan metode penelitian data kepustakaan dimana peneliti mengumpulkan penelitian terdahulu yang bertujuan untuk menggali data masa lalu secara sistematis dan objektif. Hasil penelitian ini mengungkapkan bahwa akad mudharabah merupakan suatu akad kerjasama antara pemilik modal atau investor (shobibul maal) dengan pengelola modal (mudharib) untuk melakukan suatu usaha atas dengan menerapkan system bagi hasil. Akad mudharabah walaupun tidak memiliki dasar hukum Al-Qur'an atau sunnah yang tersirat, tetapi akad ini sudah sering digunakan untuk melakukan suatu praktik perdagangan oleh beberapa generasi muslim pada zaman sekarang ini. akad mudharabah dikembangkan oleh beberapa Fuqaha dengan merujuk pada ketentuan berdasarkan prinsip-prinsip umum syariah tentang keadilan. Pada praktek Perbankan Syariah dalam melaksanakan akad mudharabah sebagai suatu akad pembiyaan dalam hal kemitraan dengan nasabah, akad ini merupakan salah satu produk perbankan syariah yaitu berupa Giro mudharabah, Tabungan Mudharabah, Deposito Mudharabah, dan Penyaluran Dana lainnya.
Fakultas Syariah IAIN Kediri
2023-12-31
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/304
10.30762/qaw.v7i2.304
Qawãnïn Journal of Economic Syaria Law; Vol. 7 No. 2 (2023): December; 154-166
Qawanin: Jurnal of Economic Syaria Law; Vol 7 No 2 (2023): December; 154-166
2622-8661
2598-3156
10.30762/qaw.v7i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/304/202
Copyright (c) 2023 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/305
2024-01-14T08:57:45Z
qawanin:ART
driver
Tinjauan Fikih dan Akad Wadiah Terhadap Praktik Arisan sebagai Sarana Menabung di Masyarakat Bancar Tuban
PRILASA, WAHYU ARSA
IMRON MUSTOFA
Praktik Arisan
Akad Wadiah
menabung
Di masyarakat Bancar Tuban, arisan sebagai metode menabung telah menjadi komponen penting dalam kehidupan ekonomi dan sosial masyarakat. Dalam tradisi arisan, anggota komunitas berkumpul secara teratur untuk menyumbangkan sejumlah uang, dan pada akhirnya, satu anggota akan menerima seluruh dana. Praktik arisan memiliki dua peran dalam kehidupan masyarakat Bancar Tuban: sebagai alat ekonomi untuk memenuhi kebutuhan pribadi dan sebagai alat sosial untuk mempererat hubungan sosial antara anggota masyarakat. Dalam fikih, arisan adalah bentuk qardh, atau pinjaman, karena anggota masyarakat memberikan uang dengan harapan untuk mengingatnya kembali di kemudian hari. Namun, untuk memastikan bahwa uang yang dikumpulkan oleh para peserta arisan aman dan dapat dikembalikan kepada mereka pada akhir setiap pertemuan, akad wadiah juga dapat digunakan dalam praktik arisan.
Fakultas Syariah IAIN Kediri
2023-06-30
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/305
10.30762/qaw.v7i2.305
Qawãnïn Journal of Economic Syaria Law; Vol. 7 No. 2 (2023): December; 167-176
Qawanin: Jurnal of Economic Syaria Law; Vol 7 No 2 (2023): December; 167-176
2622-8661
2598-3156
10.30762/qaw.v7i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/305/203
Copyright (c) 2023 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/352
2024-01-14T08:57:45Z
qawanin:ART
driver
Analisis Pelaksanaan Akad pada Lembaga Keuangan Syariah
Samudra, Lintang Akbar
Haq, Sava Waroha Sasikirana
Firdaus, Anaqonita Uzlah Eka
Pratama, Frizal Aditya Bintang
Ardhanisa, Wenny
Dewi, Khoirunnisa’ Mustika
Izza, Aulia Syafikra Nur
Akad
Bank Syariah
Risiko Transaksi
Indonesia sebagai negara hukum mempunyai segala ketentuan yang harus ditaati oleh seluruh rakyatnya sebagaimana tertuang dalam peraturan perundang-undangan. Bank Jateng Syariah Kantor Cabang Surakarta menggunakan Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah dalam sistem transaksinya. Jenis-jenis akad dan landasan hukum yang dijadikan landasan pelaksanaan transaksi syariah dalam peraturan yang telah diatur oleh negara. Penelitian ini menggunakan metode kualitatif melalui wawancara yang bertujuan untuk memperoleh informasi melalui tanya jawab antara peneliti dan narasumber. Dalam pendekatan kualitatif ini, tim penulis mengumpulkan informasi dari sumber-sumber. Informasi yang telah dikumpulkan dapat diuraikan dan dibandingkan dengan prinsip muamalah dalam Islam. Beberapa jenis akad seperti akad wadiah, mudharabah, musyarakah, dan murabahah telah dilaksanakan oleh Bank Jateng Syariah Kantor Cabang Surakarta, dari akad yang telah disebutkan terdapat beberapa kendala atau kesalahan pada saat bertransaksi. Upaya penanganan kendala atau kesalahan telah diatur jika terdapat risiko terjadinya hal-hal yang tidak diinginkan dalam transaksi syariah di Bank Jateng Syariah Kantor Cabang Surakarta. Adapun risiko atau kendala yang ditemukan, pihak bank mempunyai pilihan penyelesaian seperti musyawarah atau negosiasi antara nasabah dengan pihak bank itu sendiri.
Fakultas Syariah IAIN Kediri
2023-12-31
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/352
10.30762/qaw.v7i2.352
Qawãnïn Journal of Economic Syaria Law; Vol. 7 No. 2 (2023): December; 177-204
Qawanin: Jurnal of Economic Syaria Law; Vol 7 No 2 (2023): December; 177-204
2622-8661
2598-3156
10.30762/qaw.v7i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/352/206
Copyright (c) 2023 Qawãnïn Journal of Economic Syaria Law
https://creativecommons.org/licenses/by/4.0
oai:ojs2.103.134.17.22:article/367
2024-01-14T08:57:45Z
qawanin:ART
driver
Perspektif Maslahah Mursalah Penggunaan Fintech Syariah Dalam Investasi
Ryan Yusuf Pradana
Sharia Fintech
Mashlahah Mursalah
Investment
This study aims to analyze the use of Sharia Fintech in investment from the perspective of Maslahah Mursalah on the Shafiq Website and Application. The research method used is a literature study, where data is collected through understanding and reading the literature related to the problem that is the focus of the research. This research is a review conducted to solve a problem, with a focus on critical and in-depth analysis of relevant and analytical library materials. The analysis method involves descriptive analysis and content analysis to draw conclusions. The results show that Shafiq's use of sharia fintech, particularly the crowdfunding system, has been formalized and is under the supervision of the National Supervisory Board, and is in accordance with regulations from OJK and DSN MUI. Shafiq has implemented sharia principles, including the prohibition of usury, gharar, and dzalim, with the aim of providing security and convenience in investing in accordance with sharia principles, as well as avoiding harm in accordance with the concept of Maslahah Mursalah.
Fakultas Syariah IAIN Kediri
2023-12-31
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/367
10.30762/qaw.v7i2.367
Qawãnïn Journal of Economic Syaria Law; Vol. 7 No. 2 (2023): December; 205-2017
Qawanin: Jurnal of Economic Syaria Law; Vol 7 No 2 (2023): December; 205-2017
2622-8661
2598-3156
10.30762/qaw.v7i2
eng
https://jurnalfasya.iainkediri.ac.id/index.php/qawanin/article/view/367/205
Copyright (c) 2023 Qawãnïn Journal of Economic Syaria Law
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