Tinjauan Etika Bisnis Islam Dan Fiqih Muamalah Terhadap Praktik Jasa Keperantaraan Dalam Jual Beli Cabai Besar

Widya Ratna Sari; Sulistyowati; Binti Muntafarida; Dijan Novia Saka; Agus Subandono

doi:10.30762/qaw.v8i2.460

Authors

Widya Ratna Sari IAIN Kediri
Sulistyowati IAIN Kediri
Binti Muntafarida IAIN Kediri
Dijan Novia Saka IAIN Kediri
Agus Subandono Universitas Pawyatan Daha Kediri

DOI:

https://doi.org/10.30762/qaw.v8i2.460

Keywords:

Brokerage Services, Buying and Selling, Islamic Business Ethics, and Muamalah Fiqh

Abstract

Brokerage services have experienced growth and development in the business world in society. Business actors, especially large chili farmers, are increasingly relying on intermediary services to facilitate the sale of their crops so that their income can be disbursed more quickly. The aim of this research is to explain the review of Islamic business ethics and muamalah fiqh on the practice of delivery services in buying and selling large chilies in Tegalan Village, Kandat District, Kediri Regency. This research uses a descriptive qualitative approach. Obtaining data through observation, interviews, and documentation is finally analyzed using data reduction, data presentation, and conclusions. Checking the validity of the data uses extended participation techniques, persistence or regularity of observations, and data triangulation. Research findings show that the review of Islamic business ethics which includes unity (tauḫid), equilibrium/balance (al-'adl), free will (free will), and responsibility (responsibility) has not been fully fulfilled in this practice. Furthermore, this practice is partly by the pillars and requirements of muamalah fiqh, namely aqid and ma'qud alaih, but what is not appropriate is related to maudhu' al-aqid and sighat of the contract. The practice of intermediary services in buying and selling large chilies in Tegalan Village, Kandat District, Kediri Regency, involves two transaction schemes. The basic difference between these schemes: there is an additional transaction in the second scheme, namely that the service provider provides capital loans to farmers. This practice uses a samsarah contract, where the intermediary who sells the farmer's chili does not bear the risk but instead charges operational costs to the farmer. These operational costs are not explained in detail to farmers and the prices agreed between intermediaries and market traders are not communicated to farmers.

References

Abu Bakr bin Muhammad bin Abd al-Mu’min bin Hariz bin Mu’la al-Husseini al-Husni, Taqi al-Din al-Shafi’i. Fiqih Syafi’i. Damaskus: Dar Al-Khair, 2010.

Al-Utsaimin, Muhammad bin Saleh bin Muhammad. Syarah Arbain Nawawi. Riyadh: Dar Al Thuraya Lil Nashar, 2010.

“Al Quran Surat Al-Ma`idah Terjemahan Bahasa Indonesia | Mushaf.Id.” Accessed December 15, 2023. https://mushaf.id/surat/al-maidah/.

Andi Ardiyan Mustakim. “Praktik Jual Beli Dalam Kerja Sama Tebar Benih Ikan KOI Prespektif Fiqih Muamalah (Studi Kasus Di Desa Gododeso Kecamatan Kanigoro Blitar).” Qawãnïn Journal of Economic Syaria Law 7, no. 1 (2023): 1–13. doi:10.30762/qaw.v7i1.179.

Anindita, Ratya. Ekonomi Pertanian. Tangerang Selatan: Universitas Terbuka, 2015.

BPS. “Penduduk 15 Tahun Ke Atas Yang Bekerja Menurut Lapangan Pekerjaan Utama 1986 - 2023 - Tabel Statistik - Badan Pusat Statistik Indonesia.” Badan Pusat Statistik (BPS - Statistics Indonesia), 2024. https://www.bps.go.id/id/statistics-table/1/OTcwIzE=/penduduk-15-tahun-ke-atas-yang-bekerja-menurut-lapangan-pekerjaan-utama-1986---2023.html.

Abdullah, Muhammad bin Ismail bin Ibrahim bin Al-Mughirah Ibn Bardzbah Al-Bukhari Al-Jaafi. Kitab Sunnah Sahih Al-Bukhari Juz 9 Nomor 2236. Beirut: Dar Touq Al-Najat, 2012.

Fauziah, Heftika Nur, Aini Nur Fakhriyah, and Abdur Rohman. “Analisis Risiko Operasional Bank Syariah Pada Masa Pandemi Covid-19.” Al-Intaj : Jurnal Ekonomi Dan Perbankan Syariah 6, no. 2 (September 15, 2020): 38–45. https://ejournal.iainbengkulu.ac.id/index.php/Al-Intaj/article/view/3380.

Ficha Melina, and Hendra Eka Saputra. “Tinjauan Fiqh Muamalah Kontemporer Tentang Badan Perantara (Samsarah) Dan Jual Beli Lelang (Bay Al-Muzayaddah).” Syarikat: Jurnal Rumpun Ekonomi Syariah 5, no. 1 (2022): 98–109. doi:10.25299/syarikat.2022.vol5(1).9662.

Hasan, Akhmad Farroh. Fiqh Muammalah Dari Klasik Hingga Kontemporer (Teori Dan Praktek). Malang: UIN-Maliki Malang Press, 2014.

Interview. “Data Diolah.” Kediri, 2023.

Iqbalwa, Maulana. “Practice Brokerage Services for the Sale and Purchase of Coffee from The.” Nusantara : Journal of Law Studies 1, no. 1 (2022): 65–76. https://juna.nusantarajournal.com/index.php/juna/article/view/15.

Jraisat, Luai, Mohannad Jreissat, Arvind Upadhyay, and Anil Kumar. “Blockchain Technology: The Role of Integrated Reverse Supply Chain Networks in Sustainability.” Supply Chain Forum: An International Journal 24, no. 1 (2023): 17–30. doi:10.1080/16258312.2022.2090853.

Kemenag. “Lajnah Pentashihan Mushaf Al-Qur’an.” Accessed January 5, 2024. https://quran.kemenag.go.id/quran/per-ayat/surah/4?from=29&to=29.

Muayyad, Deden Misbahudin, Nuraini Chan, Firdayetti, Raden Ajeng Entaresmen, and Sisca Damayanti. “Samsarah In An Islamic Perspective.” Proceedings of the 3rd International Conference on Management and Communication (ICMC 2023), 1-2 March, 2023, Kuala Terengganu, Malaysia 132 (2023): 591–600. doi:10.15405/epsbs.2023.11.02.46.

Muhammad. Etika Bisnis Islami. Yogyakarta: UPP Akademi Manajemen Perusahaan YKPN, 2004.

Nurjaman, Muhamad Izazi, Arzam, and Doli Witro. “Keperantaraan (Wasathah) Dan Penerapan Akad Yang Terjadi Di Dalamnya.” EL

MUDHORIB : Jurnal Kajian Ekonomi Dan Perbankan Syariah 3, no. 1 (2022): 38–49. doi:10.53491/elmudhorib.v3i1.314.

Nurmadiansyah, Muhammad Toriq. Etika Bisnis Islam Konsep Dan Praktek. Yogyakarta: CV Cakrawala Media Pustaka, 2021.

Pratam, B, B Panindias, and Suwondo. “The Pop Craftsmanship Style Wayang Pacitan Beber Is an Elective Mechanism for Cooperatively Conserving Traditional Expressions.” International Journal of Medical Science and … 9, no. 2 (2023): 8–16. http://www.ijmsdh.org/index.php/ijmsdh/article/view/7%0Ahttps://www.ijmsdh.org/index.php/ijmsdh/article/download/7/7.

Rahman, Fathur. “Praktik Affiliate Marketing Pada Platform E-Commerce Dalam Tinjauan Hukum Ekonomi Syariah.” Istidlal: Jurnal Ekonomi Dan Hukum Islam 6, no. 1 (2022): 24–37. doi:10.35316/istidlal.v6i1.407.

Salihin, Agus. “Peran Dan Tanggung Jawab Dewan Pengawas Syariah (DPS) Terhadap Bank Pembiayaan Rakyat Syariah (BPRS) Dana Sejahtra Yogyakarta.” Al-Intaj : Jurnal Ekonomi Dan Perbankan Syariah VI, no. 2 (2020).

Saputra, Andrian, and Muhamad Aji Purwanto. “Jual Beli Dengan Non-Muslim Dalam Konteks Fikih Muamalah Dan Nilai Kemaslahatan.” Qawãnïn Journal of Economic Syaria Law 7, no. 1 (2023): 68–80. doi:10.30762/qaw.v7i1.223.

Sulistyowati. “Hajj Fund Investment Development Strategy Sharia Investment Management Perspective.” EL DINAR: Jurnal Keuangan Dan Perbankan Syariah 10, no. 2 (2022): 148–62. doi:10.18860/ed.v10i2.16318.

Sulistyowati. “Problematika Eksistensi Modal Ventura Syariah Dalam Perspektif Ekonomi Islam (Studi Pada Perusahaan Permodalan Nasional Madani Ventura Syariah Jakarta).” Jurnal LENTERA : Kajian Keagamaan, Keilmuan Dan Teknologi 19, no. 2 (2022): 245–59. http://ejournal.staimnglawak.ac.id/index.php/lentera/article/view/622.

Yuhasnibar. “Jual Beli Tanah Melalui Perantara (Samsarah) (Analisis Terhadap Penerapan Akad Wakalah, Jualah Dan Ijārah).” Al-Mudharabah: Jurnal Ekonomi Dan Keuangan Syariah 3, no. 1 (2021): 138. file:///C:/Users/user/Downloads/1304-Article Text-2570-1-10-20210820.pdf.